7. Other Real Estate Owned (Tables)

6 Months Ended

Jun. 30, 2017

Table Text Block Supplement [Abstract]

Schedule of Change in Other Real Estate Owned

Activity in other real estate owned for the periods was as follows:

(in 000's)	Three  Months Ended	Three  Months Ended	Six Months Ended	Six Months Ended
	June 30, 2017	June 30, 2016	June 30, 2017	June 30, 2016
Beginning balance	$   447	$ 463	$   447	$ 480
Additions, transfers from loans	-	-	-	-
Sales	-	(16)	-	(33)
	447	447	447	447
Write-ups (downs)	-	-	-	-
Ending Balance	$ 447	$ 447	$ 447	$ 447

Schedule of Components of Other Real Estate Owned

The following schedule reflects the components of other real estate owned:

(in 000's)	June 30, 2017	December 31, 2016
Commercial real estate	$  298	$ 298
Residential real estate	149	149
Total	$  447	$ 447

Schedule of Components of Net Expense (income) of Other Real Estate Owned

The following table details the components of net expense of other real estate owned:

	Three  Months Ended	Three  Months Ended	Six Months Ended	Six Months Ended
(in 000's)	June 30, 2017	June 30, 2016	June 30, 2017	June 30, 2016
Insurance	$                              4	$ 2	$                              7	$ 6
Legal Fees	-	16	-	16
Professional fees	-	-	-	4
Real estate taxes	4	4	7	10
Utilities	-	1	1	1
Maintenance	1	-	15	-
Total	$                             9	$ 23	$                            30	$ 37