CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest income:
Interest and fees on loans	$ 588,776	$ 539,305
Interest on investment securities	31,757	44,253
Interest on federal funds sold	12,659	9,642
Interest on time deposits with other banks	181	119
Total interest income	633,373	593,319
Interest expense:
Interest on time deposits	9,168	8,504
Interest on demand deposits	6,178	6,112
Interest on savings deposits	1,451	1,418
Total interest expense	16,797	16,034
Net interest income	616,576	577,285
Credit to provision for loan losses	(30,000)	(35,000)
Net interest income after provision (credit) for loan losses	646,576	612,285
Noninterest income:
Customer service fees	95,739	85,855
ATM fee income	31,102	26,720
Gain on sale of loans	60,458	212,559
Net change in fair value of financial instruments	25,659	(72,062)
Gain (loss) on sale of other real estate	0	(2,495)
Other income	27,594	37,674
Total noninterest income	240,552	288,251
Noninterest expense:
Salaries, wages and employee benefits	399,820	391,940
Occupancy and equipment	254,127	238,156
Office operations and supplies	80,256	83,300
Marketing and public relations	4,500	16,395
Professional services	49,740	73,158
Data processing	98,883	108,748
Other real estate expense	20,594	13,632
Loan and collection costs	46,590	28,402
Deposit insurance assessments	22,000	34,200
Other operating	113,239	111,586
Total noninterest expense	1,089,749	1,099,517
Net loss before income taxes	(202,621)	(198,981)
Provision for income taxes	0	0
Net loss	$ (202,621)	$ (198,981)
Net loss per common share - basic and diluted	$ (0.25)	$ (0.24)
Weighted average number of common shares outstanding	826,921	826,921
Comprehensive loss:
Net loss	$ (202,621)	$ (198,981)
Unrealized gains on available for sale securities	9,767	63,947
Total comprehensive loss	$ (192,854)	$ (135,034)