CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Assets:
Cash and due from banks	$ 2,068,218	$ 2,262,491
Interest-bearing deposits with banks	311,500	311,340
Federal funds sold	7,415,000	5,229,000
Cash and cash equivalents	9,794,718	7,802,831
Investment securities, available-for-sale, at fair value	5,457,863	5,578,159
Loans held for sale	7,645,682	7,793,785
Loans held at fair value	4,303,115	4,207,338
Loans, net of unearned discounts and deferred fees	25,646,265	26,835,035
Less allowance for loan losses	(272,795)	(300,428)
Net loans	25,373,470	26,534,607
Bank premises and equipment, net	340,883	380,471
Accrued interest receivable	146,960	141,453
Other real estate owned	447,371	447,371
Servicing asset	316,720	312,814
Prepaid expenses and other assets	482,117	413,542
Total assets	54,308,899	53,612,371
Liabilities:
Demand deposits, noninterest-bearing	15,624,078	14,797,174
Demand deposits, interest-bearing	13,693,967	13,699,578
Savings deposits	12,129,738	11,734,512
Time deposits, under $250,000	5,109,448	6,407,391
Time deposits, $250,000 and over	4,312,629	4,003,511
Total deposits	50,869,860	50,642,166
Accrued interest payable	10,886	10,997
Accrued expenses and other liabilities	286,092	299,293
Total liabilities	51,166,838	50,952,456
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding at March 31, 2017 and December 31, 2016	8,269	8,269
Additional paid-in-capital	15,427,631	14,752,644
Accumulated deficit	(12,240,902)	(12,038,281)
Accumulated other comprehensive loss	(53,943)	(63,710)
Total shareholders' equity	3,142,061	2,659,915
Total liabilities and shareholders' equity	54,308,899	53,612,371
Series A Preferred Stock
Shareholders' equity:
Preferred Stock value	993	993
Series B Preferred Stock
Shareholders' equity:
Preferred Stock value	$ 13	$ 0