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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest and dividend income      
Loans, including fees $ 47,186 $ 44,784 $ 40,032
Taxable securities 3,319 3,232 3,443
Tax-exempt securities 2,666 2,583 2,356
Federal funds sold and other 396 102 139
Total interest and dividend income 53,567 50,701 45,970
Interest expense      
Deposits 1,996 2,087 2,292
Federal Home Loan Bank advances 405 442 1,015
Subordinated debentures 884 760 777
Securities sold under agreements to repurchase 23 20 20
Total interest expense 3,308 3,309 4,104
Net interest income 50,259 47,392 41,866
Provision (credit) for loan losses (1,300) 1,200 1,500
Net interest income after provision (credit) for loan losses 51,559 46,192 40,366
Noninterest income      
Service charges 4,832 4,708 4,257
Net gain (loss) on sale of securities 19 (18) 113
Net gain on sale of loans 1,750 1,106 659
ATM fees 2,094 1,986 1,850
Wealth management fees 2,678 2,823 3,130
Bank owned life insurance 563 467 492
Tax refund processing fees 2,750 2,000 2,324
Computer center item processing fees 251 267 260
Net gain on sale of other real estate owned 152 199 44
Other 1,043 740 745
Total noninterest income 16,132 14,278 13,874
Noninterest expense      
Salaries, wages and benefits 25,323 23,630 22,293
Net occupancy expense 2,700 2,416 2,256
Equipment expense 1,641 1,503 1,421
Contracted data processing 1,546 1,821 1,560
FDIC Assessment 611 864 905
State franchise tax 923 847 888
Professional services 1,895 2,461 1,855
Amortization of intangible assets 699 711 769
ATM expense 605 674 806
Marketing expense 929 1,039 1,604
Repossession expense 253 508 673
Other operating expenses 6,730 6,470 6,520
Total noninterest expense 43,855 42,944 41,550
Income before income taxes 23,836 17,526 12,690
Income taxes 6,619 4,781 3,162
Net income 17,217 12,745 9,528
Preferred stock dividends 1,501 1,577 1,873
Net income available to common shareholders $ 15,716 $ 11,168 $ 7,655
Earnings per common share, basic $ 1.96 $ 1.43 $ 0.99
Earnings per common share, diluted $ 1.57 $ 1.17 $ 0.85