(5) Loans

Loan balances were as follows:


	June 30, 2015			December 31, 2014
Commercial and agriculture	$	128,972		$	114,186
Commercial real estate- owner occupied		169,600			143,014
Commercial real estate- non-owner occupied		331,830			308,666
Residential real estate		282,612			268,510
Real estate construction		68,734			65,452
Consumer and other		21,169			15,029

Total loans		1,002,917			914,857
Allowance for loan losses		(14,707	)		(14,268	)

Net loans	$	988,210		$	900,589

Included in total loans above are deferred loan fees of $118 at June 30, 2015 and $237 at December 31, 2014.

Included in the totals above are loans acquired from TCNB at the acquisition date, net of fair value adjustments, of:


	March 6, 2015
Commercial and agriculture	$	13,799
Commercial real estate- owner occupied		23,029
Commercial real estate- non-owner occupied		13,808
Residential real estate		17,541
Real estate construction		3,863
Consumer and other		4,790

Net loans		76,830