XML 83 R65.htm IDEA: XBRL DOCUMENT v2.4.1.9
Allowance for Loan Losses - Changes in Allowance for Loan Losses (Detail) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Allowance for loan losses:    
Beginning balance $ 16,528us-gaap_AllowanceForDoubtfulAccountsReceivable $ 19,742us-gaap_AllowanceForDoubtfulAccountsReceivable
Charge-offs (4,781)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs (5,550)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
Recoveries 1,021us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries 1,236us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Provision 1,500us-gaap_ProvisionForLoanAndLeaseLosses 1,100us-gaap_ProvisionForLoanAndLeaseLosses
Ending Balance 14,268us-gaap_AllowanceForDoubtfulAccountsReceivable 16,528us-gaap_AllowanceForDoubtfulAccountsReceivable
Commercial and Agriculture [Member]    
Allowance for loan losses:    
Beginning balance 2,841us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
2,811us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
Charge-offs (338)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
(483)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
Recoveries 249us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
141us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
Provision (930)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
372us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
Ending Balance 1,822us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
2,841us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialAndAgricultureMember
Commercial Real Estate Owner Occupied [Member]    
Allowance for loan losses:    
Beginning balance 3,263us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
4,836us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
Charge-offs (1,661)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
(989)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
Recoveries 363us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
265us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
Provision 615us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
(849)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
Ending Balance 2,580us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
3,263us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateOwnerOccupiedMember
Commercial Real Estate Non Owner Occupied [Member]    
Allowance for loan losses:    
Beginning balance 4,296us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
5,303us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
Charge-offs (198)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
(815)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
Recoveries 50us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
184us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
Provision 650us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
(376)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
Ending Balance 4,798us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
4,296us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_CommercialRealEstateNonOwnerOccupiedMember
Residential Real Estate [Member]    
Allowance for loan losses:    
Beginning balance 5,224us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
5,780us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Charge-offs (2,449)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
(2,907)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Recoveries 292us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
458us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Provision 680us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
1,893us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Ending Balance 3,747us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
5,224us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Real Estate Construction [Member]    
Allowance for loan losses:    
Beginning balance 184us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
349us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
Charge-offs   (136)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
Recoveries 6us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
108us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
Provision 238us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
(137)us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
Ending Balance 428us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
184us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_RealEstateConstructionMember
Consumer and Other [Member]    
Allowance for loan losses:    
Beginning balance 214us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
246us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
Charge-offs (135)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
(220)us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
Recoveries 61us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
80us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
Provision 56us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
108us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
Ending Balance 196us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
214us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fcza_ConsumerAndOtherMember
Unallocated [Member]    
Allowance for loan losses:    
Beginning balance 506us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_UnallocatedFinancingReceivablesMember
417us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_UnallocatedFinancingReceivablesMember
Provision 191us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_UnallocatedFinancingReceivablesMember
89us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_UnallocatedFinancingReceivablesMember
Ending Balance $ 697us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_UnallocatedFinancingReceivablesMember
$ 506us-gaap_AllowanceForDoubtfulAccountsReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_UnallocatedFinancingReceivablesMember