8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

December 9, 2013

First Citizens Banc Corp

(Exact name of Registrant as specified in its charter)

Ohio	0-25980	34-1558688
(State or other jurisdiction of incorporation or organization)	(Commission File Number)	( IRS Employer Identification No.)

100 East Water Street, P.O. Box 5016, Sandusky, Ohio 44870

(Address of principle executive offices)

Registrant’s telephone number, including area code: (419) 625-4121

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

On December 9, 2013, First Citizens Banc Corp announced the early retirement of Charles C. Riesterer, Senior Vice President of the Company. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated here by reference.

Item 7.01 Regulation FD Disclosure

On December 9, 2013, First Citizens Banc Corp announced it is recognizing a pre-tax non-cash charge of approximately $2.25 million associated with its defined benefit pension plan. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated here by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibit 99.1     Press release of First Citizens Banc Corp.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	First Citizens Banc Corp
	(Registrant)
Date: December 9, 2013	/s/ Todd A. Michel
	Todd A. Michel,
	Senior Vice President & Controller

EX-99.1

Exhibit 99.1

Sandusky, Ohio, December 9, 2013 - First Citizens Banc Corp (NASDAQ: FCZA) and The Citizens Banking Company today announced the early retirement of Charles C. Riesterer and a one-time pre-tax non-cash pension expense of $2.25 million related to 2013 retirements.

James O. Miller, President and CEO stated, “We are announcing the early retirement of Charles C. Riesterer, Executive Vice President of Lending for the Citizens Bank and Senior Vice President for First Citizens Banc Corp. Mr. Riesterer, 59, has been with Citizens Bank since 1976 and has primarily spent his career in lending. He is currently head of the bank’s lending function. Mr. Riesterer, who has agreed to remain a member of the bank’s loan committee, elected early retirement as a result of family health reasons. Mr. Riesterer’s duties as head of lending will be assumed by Dennis G. Shaffer. Mr. Shaffer is Executive Vice President of Commercial Lending at Citizens Bank and a Senior Vice President of First Citizens Banc Corp. He has been with the company since 2009 and has 29 years in the banking industry.”

Mr. Miller added, “During the course of 2013, we have had a number of employees retire, many of which were early retirements. We do not intend to replace many of the positions. As a result of those retirements we are recognizing a pre-tax non-cash charge of approximately $2.25 million associated with our defined benefit pension plan. While the immediate impact is a pre-tax non-cash expense of $2.25 million, the pre-tax annual salaries and benefits associated with these positions is approximately $1.4 million.”

Mr. Miller continued, “We expected net earnings for the fourth quarter, absent the pension charge, to be approximately $2.1 million, which would have made it the strongest quarter for the year. We estimate the net earnings after the pension charge will be $670 thousand for the fourth quarter.”

First Citizens Banc Corp is a $1.1 billion financial holding company headquartered in Sandusky, Ohio. Citizens Banking Company operates 28 locations in central and north central Ohio.

First Citizens Banc Corp may be accessed at www.fcza.com. The Company’s common stock is traded on the Nasdaq Capital Market under “FCZA”.

This document contains, and future oral and written statements of the Company and its management may contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 with respect to the financial condition, results of operations, plans, objectives, future performance and business of the Company. Forward-looking statements, which may be based upon beliefs, expectations and assumptions of the Company’s management and on information currently available to management, are generally identifiable by the use of words such as “believe,” “expect,” “anticipate,” “plan,” “intend,” “estimate,” “may,” “will,” “would,” “could,” “should” or other similar expressions. Additionally, all statements in this document, including forward-looking statements, speak only as of the date they are made, and the Company undertakes no obligation to update any statement in light of new information or future events. Additional information concerning the Company and its business, including factors that could materially affect the Company’s financial results, is included in the Company’s filings with the Securities and Exchange Commission, including the Company’s Annual Report on Form 10-K.

CONTACT:	James O. Miller
	President and
	Chief Executive Officer
	(419) 627-4555
	jomiller@fcza.com