Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest and dividend income
Loans, including fees	$ 10,390	$ 10,573
Taxable securities	1,273	1,398
Tax-exempt securities	426	427
Federal funds sold and other	29	16
Total interest income	12,118	12,414
Interest expense
Deposits	1,063	1,423
Federal Home Loan Bank advances	393	412
Subordinated debentures	212	195
Other	5	12
Total interest expense	1,673	2,042
Net interest income	10,445	10,372
Provision for loan losses	2,400	3,000
Net interest income after provision for loan losses	8,045	7,372
Noninterest income
Service charges	1,062	1,029
Net loss on sale of securities	(2)
ATM fees	444	432
Trust fees	525	552
Bank owned life insurance	164	135
Computer center item processing fees	71	68
Other	702	452
Total non interest income	2,966	2,668
Noninterest expense
Salaries, wages and benefits	4,961	4,556
Net occupancy expense	553	634
Equipment expense	298	320
Contracted data processing	217	208
FDIC assessment	251	355
State franchise tax	253	241
Professional services	403	302
Amortization of intangible assets	278	290
ATM expense	147	144
Marketing	195	192
Other operating expenses	1,764	1,946
Total noninterest expense	9,320	9,188
Income before income taxes	1,691	852
Income tax expense	398	99
Net income	1,293	753
Preferred stock dividends and discount accretion	294	293
Net income available to common shareholders	$ 999	$ 460
Earnings per common share, basic and diluted	$ 0.13	$ 0.06