Loans

12 Months Ended

Dec. 31, 2011

Loans [Abstract]

LOANS

NOTE 3—LOANS

Loans at year-end were as follows.

	2011			2010
Commercial and agricultural	$	86,395		$	84,913
Commercial real estate		371,852			336,251
Residential real estate		274,995			295,038
Real estate construction		39,790			39,341
Consumer		10,409			11,590
Credit card and other		1,827			190
Total Loans		785,268			767,323
Allowance for loan losses		(21,257	)		(21,768	)
Net loans	$	764,011		$	745,555

Loans to directors and executive officers, including their immediate families and companies in which they are principal owners during 2011 were as follows.

Balance - December 31, 2010	$	9,379
New loans and advances		4,470
Repayments		(2,817	)
Effect of changes to related parties		(110	)
Balance - December 31, 2011	$	10,922