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Capital Requirements and Restriction on Retained Earnings (Tables)
12 Months Ended
Dec. 31, 2022
Capital Requirements And Restriction On Retained Earnings [Abstract]  
Actual Capital Levels and Minimum Required Capital Levels

The Company’s and Civista’s actual capital levels and minimum required capital levels at December 31, 2022 and 2021 were as follows:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Capitalized Under

 

 

 

 

 

 

 

 

 

For Capital

 

 

Prompt Corrective

 

 

 

Actual

 

 

Adequacy Purposes

 

 

Action Purposes

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Risk Based Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

395,125

 

 

 

14.5

%

 

$

217,681

 

 

 

8.0

%

 

n/a

 

 

n/a

 

Civista

 

 

366,377

 

 

 

13.4

 

 

 

219,357

 

 

 

8.0

 

 

$

274,196

 

 

 

10.0

%

Tier I Risk Based Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

293,164

 

 

 

10.8

 

 

 

163,261

 

 

 

6.0

 

 

n/a

 

 

n/a

 

Civista

 

 

337,866

 

 

 

12.3

 

 

 

164,517

 

 

 

6.0

 

 

 

219,357

 

 

 

8.0

 

CET1 Risk Based Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

263,736

 

 

 

9.7

 

 

 

122,446

 

 

 

4.5

 

 

n/a

 

 

n/a

 

Civista

 

 

337,866

 

 

 

12.3

 

 

 

123,388

 

 

 

4.5

 

 

 

178,227

 

 

 

6.5

 

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

293,164

 

 

 

8.9

 

 

 

131,479

 

 

 

4.0

 

 

n/a

 

 

n/a

 

Civista

 

 

337,866

 

 

 

10.3

 

 

 

131,240

 

 

 

4.0

 

 

 

164,050

 

 

 

5.0

 

2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Risk Based Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

394,164

 

 

 

19.2

%

 

$

164,498

 

 

 

8.0

%

 

n/a

 

 

n/a

 

Civista

 

 

338,383

 

 

 

16.5

 

 

 

164,483

 

 

 

8.0

 

 

$

205,604

 

 

 

10.0

%

Tier I Risk Based Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

295,064

 

 

 

14.3

 

 

 

123,373

 

 

 

6.0

 

 

n/a

 

 

n/a

 

Civista

 

 

312,671

 

 

 

15.2

 

 

 

123,362

 

 

 

6.0

 

 

 

164,483

 

 

 

8.0

 

CET1 Risk Based Capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

265,637

 

 

 

12.9

 

 

 

92,530

 

 

 

4.5

 

 

n/a

 

 

n/a

 

Civista

 

 

312,671

 

 

 

15.2

 

 

 

92,522

 

 

 

4.5

 

 

 

133,642

 

 

 

6.5

 

Leverage

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

295,064

 

 

 

10.2

 

 

 

115,543

 

 

 

4.0

 

 

n/a

 

 

n/a

 

Civista

 

 

312,671

 

 

 

10.8

 

 

 

115,408

 

 

 

4.0

 

 

 

144,260

 

 

 

5.0