December 31, 2022

December 31, 2021

Subordinated Note - fixed interest rate until November 30, 2026 then variable
     interest rate equal to SOFR plus 2.19%, the rate was 3.25% at December
     31, 2022 and 2021, respectively - $75,000 maturing December 31, 2031

$

73,450

$

73,386

First Citizens Statutory Trust II - variable interest equal to 3-month LIBOR
     plus 3.15%, which was 6.79% and 3.28% at December 31, 2022 and
    2021, respectively - $7,732 maturing March 26, 2033

7,732

7,732

First Citizens Statutory Trust III - variable interest equal to 3-month LIBOR
     plus 2.25%, which was 5.78% and 2.37% at December 31, 2022 and
    2021, respectively - $12,887 maturing September 20, 2034

12,887

12,887

First Citizens Statutory Trust IV - variable interest equal to 3-month LIBOR
     plus 1.60%, which was 4.89% and 1.72% at December 31, 2022 and
     2021, respectively - $5,155 maturing March 23, 2037

5,155

5,155

Futura TPF Trust I - variable interest rate equal to 3-month LIBOR plus
     1.66%, which was 4.95% and 1.78% at December 31, 2022 and 2021,
     respectively - $2,578 maturing June 15, 2035

2,578

2,578

Futura TPF Trust II - variable interest rate equal to 3-month LIBOR plus
     1.66%, which was 4.95% and 1.78% at December 31, 2022 and 2021,
     respectively - $2,070 maturing June 15, 2035

1,997

1,997

Total subordinated debentures

$

103,799

$

103,735