Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income
Loans, including fees	$ 10,180	$ 11,241	$ 20,753	$ 22,349
Taxable securities	1,448	1,423	2,846	3,016
Tax-exempt securities	405	477	831	947
Federal funds sold and other	12	8	28	10
Total interest income	12,045	13,149	24,458	26,322
Interest expense
Deposits	1,293	1,870	2,715	3,866
Federal Home Loan Bank advances	396	611	808	1,355
Subordinated debentures	194	211	389	419
Other	9	16	21	41
Total interest expense	1,892	2,708	3,933	5,681
Net interest income	10,153	10,441	20,525	20,641
Provision for loan losses	2,700	4,600	5,700	8,340
Net interest income after provision for loan losses	7,453	5,841	14,825	12,301
Noninterest income
Service charges	1,089	1,148	2,118	2,213
Net gain on sale of securities	3	1	3	15
ATM fees	465	461	898	872
Trust fees	520	481	1,072	921
Bank owned life insurance	170	118	304	238
Computer center data processing fees	64	66	133	135
Other	215	181	666	354
Total noninterest income	2,526	2,456	5,194	4,748
Noninterest expense
Salaries, wages and benefits	4,889	4,113	9,445	8,368
Net occupancy expense	545	576	1,179	1,237
Equipment expense	396	365	717	767
Contracted data processing	204	222	412	487
FDIC Assessment	376	397	731	788
State franchise tax	300	250	541	527
Professional services	467	614	996	1,087
Amortization of intangible assets	291	305	581	609
ATM Expense	154	182	298	359
Marketing	191	188	383	375
Other operating expenses	1,670	1,779	3,388	3,383
Total noninterest expense	9,483	8,991	18,671	17,987
Income (loss) before taxes	496	(694)	1,348	(938)
Income tax expense (benefit)	(27)	(435)	72	(716)
Net Income (loss)	523	(259)	1,276	(222)
Preferred stock dividends and discount accretion	293	294	587	588
Net income (loss) available to common shareholders	$ 230	$ (553)	$ 689	$ (810)
Earnings per common share, basic and diluted	$ 0.03	$ (0.07)	$ 0.09	$ (0.11)