Dividend Restrictions	12 Months Ended
Dec. 31, 2020
Disclosure Of Restrictions On Dividends Loans And Advances Disclosure [Abstract]
Dividend Restrictions	12. DIVIDEND RESTRICTIONS INSURANCE SUBSIDIARIES The individual law of all states, including New Hampshire and Michigan, where Hanover Insurance and Citizens are domiciled, respectively, restrict the payment of dividends to stockholders by insurers. These laws affect the dividend paying ability of Hanover Insurance and Citizens. Pursuant to New Hampshire’s statute, the maximum dividends and other distributions that an insurer may pay in any twelve month period, without prior approval of the New Hampshire Insurance Commissioner, is limited to the lesser of 10% of such insurer’s statutory policyholder surplus as of the preceding December 31, or statutory net income less net realized gains. Hanover Insurance declared and paid dividends to its parent totaling $245.0 million in 2020, and $140.0 million in both 2019 and 2018. At January 1, 2021, the maximum dividend payable without prior approval was $13.3 million. In May 2021, the maximum dividend declared payable without prior approval will increase by $245.0 million to a total amount of $258.3 million. Pursuant to Michigan’s statute, the maximum dividends and other distributions that an insurer may pay in any twelve month period, without prior approval of the Michigan Insurance Commissioner, is limited to the greater of 10% of policyholders’ surplus as of December 31 of the immediately preceding year or the statutory net income less net realized gains, for the immediately preceding calendar year. Citizens declared and paid an extraordinary dividend to its parent, Hanover Insurance, totaling $82.0 million in the fourth quarter of 2020. In 2019 and 2018, ordinary dividends of $106.0 million and $87.9 million, respectively, were declared and paid by Citizens. At January 1, 2021, the maximum dividend payable without prior approval was $26.7 million. In October 2021, the maximum dividend declared payable without prior approval will increase by $82.0 million to a total amount of $108.7 million. The statutes in both New Hampshire and Michigan require that prior notice to the respective Insurance Commissioner of any proposed dividend be provided and such Commissioner may, in certain circumstances, prohibit the payment of the proposed dividend.

Dividend Restrictions

12 Months Ended

Dec. 31, 2020

Disclosure Of Restrictions On Dividends Loans And Advances Disclosure [Abstract]

12. DIVIDEND RESTRICTIONS

INSURANCE SUBSIDIARIES

The individual law of all states, including New Hampshire and Michigan, where Hanover Insurance and Citizens are domiciled, respectively, restrict the payment of dividends to stockholders by insurers. These laws affect the dividend paying ability of Hanover Insurance and Citizens.

Pursuant to New Hampshire’s statute, the maximum dividends and other distributions that an insurer may pay in any twelve month period, without prior approval of the New Hampshire Insurance Commissioner, is limited to the lesser of 10% of such insurer’s statutory policyholder surplus as of the preceding December 31, or statutory net income less net realized gains. Hanover Insurance declared and paid dividends to its parent totaling $245.0 million in 2020, and $140.0 million in both 2019 and 2018. At January 1, 2021, the maximum dividend payable without prior approval was $13.3 million. In May 2021, the maximum dividend declared payable without prior approval will increase by $245.0 million to a total amount of $258.3 million.

Pursuant to Michigan’s statute, the maximum dividends and other distributions that an insurer may pay in any twelve month period, without prior approval of the Michigan Insurance Commissioner, is limited to the greater of 10% of policyholders’ surplus as of December 31 of the immediately preceding year or the statutory net income less net realized gains, for the immediately preceding calendar year. Citizens declared and paid an extraordinary dividend to its parent, Hanover Insurance, totaling $82.0 million in the fourth quarter of 2020. In 2019 and 2018, ordinary dividends of $106.0 million and $87.9 million, respectively, were declared and paid by Citizens. At January 1, 2021, the maximum dividend payable without prior approval was $26.7 million. In October 2021, the maximum dividend declared payable without prior approval will increase by $82.0 million to a total amount of $108.7 million.

The statutes in both New Hampshire and Michigan require that prior notice to the respective Insurance Commissioner of any proposed dividend be provided and such Commissioner may, in certain circumstances, prohibit the payment of the proposed dividend.