SCHEDULE III SUPPLEMENTARY INSURANCE INFORMATION

12 Months Ended

Dec. 31, 2018

Supplementary Insurance Information [Abstract]

SCHEDULE III SUPPLEMENTARY INSURANCE INFORMATION

SCHEDULE III

THE HANOVER INSURANCE GROUP, INC.

SUPPLEMENTARY INSURANCE INFORMATION

DECEMBER 31, 2018
(in millions)
Segments	Deferred acquisition costs		Future policy benefits, losses, claims and loss expenses		Unearned premiums		Other policy claims and benefits payable		Premium revenue		Net investment income (1)		Benefits, claims, losses and settlement expenses		Amortization of deferred acquisition costs		Other operating expenses (2), (3)			Premiums written
Commercial Lines	$	296.9	$	3,550.6	$	1,369.5	$	8.0	$	2,548.4	$	182.2	$	1,568.3	$	587.5	$	318.0		$	2,610.7
Personal Lines		153.9		1,707.6		908.3		—		1,706.0		73.7		1,155.0		304.3		185.8			1,774.1
Other		—		37.9		—		—		—		11.5		1.3		—		54.3			—
Interest on Debt		—		—		—		—		—		—		—		—		45.1			—
Eliminations		—		—		—		—		—		—		—		—		(7.8	)		—
Total ⁽⁴⁾	$	450.8	$	5,296.1	$	2,277.8	$	8.0	$	4,254.4	$	267.4	$	2,724.6	$	891.8	$	595.4		$	4,384.8

DECEMBER 31, 2017
(in millions)
Segments	Deferred acquisition costs		Future policy benefits, losses, claims and loss expenses			Unearned premiums			Other policy claims and benefits payable		Premium revenue		Net investment income (1)		Benefits, claims, losses and settlement expenses		Amortization of deferred acquisition costs		Other operating expenses (2)			Premiums written
Commercial Lines	$	286.4	$	3,399.3		$	1,299.5		$	8.2	$	2,399.6	$	165.8	$	1,531.4	$	557.9	$	312.8		$	2,462.0
Personal Lines		143.6		1,619.3			833.7			—		1,580.8		70.1		1,046.9		282.8		178.5			1,647.1
Other		—		38.7			—			—		—		8.0		1.3		—		26.0			—
Interest on Debt		—		—			—			—		—		—		—		—		45.2			—
Eliminations		—		(7.0	)		(1.5	)		—		—		—		—		—		(7.8	)		—
Total ⁽⁴⁾	$	430.0	$	5,050.3		$	2,131.7		$	8.2	$	3,980.4	$	243.9	$	2,579.6	$	840.7	$	554.7		$	4,109.1

DECEMBER 31, 2016
(in millions)
Segments	Deferred acquisition costs		Future policy benefits, losses, claims and loss expenses			Unearned premiums			Other policy claims and benefits payable		Premium revenue		Net investment income (1)		Benefits, claims, losses and settlement expenses		Amortization of deferred acquisition costs		Other operating expenses (2), (3)			Premiums written
Commercial Lines	$	269.6	$	3,069.5		$	1,231.5		$	6.4	$	2,318.0	$	158.5	$	1,601.5	$	537.4	$	308.9		$	2,361.5
Personal Lines		133.2		1,554.0			763.6			—		1,471.5		69.5		936.1		266.2		172.4			1,521.2
Other		—		40.3			—			—		—		3.6		8.4		—		113.2			—
Interest on Debt		—		—			—			—		—		—		—		—		51.4			—
Eliminations		—		(10.2	)		(3.1	)		—		—		—		—		—		(7.6	)		—
Total ⁽⁴⁾	$	402.8	$	4,653.6		$	1,992.0		$	6.4	$	3,789.5	$	231.6	$	2,546.0	$	803.6	$	638.3		$	3,882.7

(1)

The Company manages investment assets for its Commercial Lines, Personal Lines and Other segments on a combined basis, based on the requirements of its combined property and casualty companies. Net investment income is allocated to these segments based on actuarial information related to the underlying businesses.

(2)	For other operating expenses that are not directly attributable to a single segment for combined property and casualty companies, expenses are generally allocated based upon either net premiums written or net premiums earned.

(3)	In 2018 and 2016, the Other segment includes $28.2 million and $88.3 million of losses on the repayment of debt, respectively.

(4)	Information for all periods excludes results and balances related to the Chaucer business – See Note 2 – “Discontinued Operations” in the Notes to Consolidated Financial Statements.