SCHEDULE VI SUPPLEMENTAL INFORMATION CONCERNING PROPERTY AND CASUALTY INSURANCE OPERATIONS

12 Months Ended

Dec. 31, 2013

SCHEDULE VI SUPPLEMENTAL INFORMATION CONCERNING PROPERTY AND CASUALTY INSURANCE OPERATIONS

SCHEDULE VI

THE HANOVER INSURANCE GROUP, INC.

SUPPLEMENTAL INFORMATION CONCERNING PROPERTY AND CASUALTY INSURANCE OPERATIONS

YEARS ENDED DECEMBER 31
(in millions)
Affiliation with Registrant	Deferred acquisition costs		Reserves for unpaid claims and claim adjustment expenses (1)		Discount, if any, deducted from previous column (2)			Unearned premiums (1)		Earned premiums		Net investment income
Consolidated Property and Casualty Subsidiaries
2013	$	506.0	$	6,231.5	$	—		$	2,515.8	$	4,450.5	$	269.0
2012	$	489.5	$	6,197.0	$	—		$	2,474.8	$	4,239.1	$	276.6
2011	$	458.6	$	5,760.3	$	—		$	2,292.1	$	3,598.6	$	258.2
			Claims and claim
			adjustment expenses					Amortization		Paid claims
			incurred related to					of deferred		and claim
			Current year		Prior years			acquisition costs		adjustment expenses		Premiums written
2013			$	2,837.4	$	(76.3	)	$	971.0	$	2,683.3	$	4,552.7
2012			$	2,990.2	$	(15.8	)	$	938.1	$	2,714.1	$	4,368.4
2011			$	2,654.1	$	(103.3	)	$	778.9	$	2,492.7	$	3,593.4

(1) Reserves for unpaid claims and claim adjustment expenses are shown gross of $2,030.4 million, $2,074.3 million and $1,931.8 million of reinsurance recoverable on unpaid losses in 2013, 2012 and 2011, respectively. Unearned premiums are shown gross of prepaid premiums of $219.0 million, $275.4 million and $234.9 million in 2013, 2012 and 2011, respectively. Reserves for unpaid claims and claims adjustment expense also include policyholder dividends.

(2) The Company does not use discounting techniques.