Schedule VI Supplementary Information Concerning Property and Casualty Insurance Operations

12 Months Ended

Dec. 31, 2010

Schedule VI Supplementary Information Concerning Property and Casualty Insurance Operations

Schedule VI Supplementary Information Concerning Property and Casualty Insurance Operations

SCHEDULE VI

THE HANOVER INSURANCE GROUP, INC.

SUPPLEMENTAL INFORMATION CONCERNING PROPERTY AND CASUALTY INSURANCE OPERATIONS

FOR THE YEARS ENDED DECEMBER 31

(In millions)


Affiliation with Registrant	Deferred policy acquisition costs		Reserves for losses and loss adjustment expenses⁽²⁾		Discount, if any, deducted from previous column⁽¹⁾		Unearned premiums⁽²⁾		Net premiums earned		Net investment income
Consolidated Property and Casualty Subsidiaries
2010	$	345.3	$	3,275.8	$	—	$	1,520.3	$	2,841.0	$	247.2

2009	$	286.3	$	3,152.1	$	—	$	1,300.5	$	2,546.4	$	251.7

2008	$	264.8	$	3,201.3	$	—	$	1,246.3	$	2,484.9	$	258.0


	Losses and loss adjustment expenses incurred related to					Amortization of deferred policy acquisition expenses		Paid losses and loss adjustment expenses		Net premiums written
	Current year		Prior years			Amortization of deferred policy acquisition expenses		Paid losses and loss adjustment expenses		Net premiums written
2010	$	1,966.4	$	(111.1	)	$	669.0	$	1,816.4	$	3,048.0

2009	$	1,793.5	$	(155.3	)	$	581.3	$	1,759.4	$	2,608.7

2008	$	1,784.6	$	(159.0	)	$	556.2	$	1,712.3	$	2,518.0

⁽¹⁾	The Company does not use discounting techniques.

⁽²⁾

Reserves for losses and loss adjustment expenses are shown gross of $1,115.5 million, $1,060.2 million and $988.2 million of reinsurance recoverable on unpaid losses in 2010, 2009 and 2008, respectively. Unearned premiums are shown gross of prepaid premiums of $77.0 million, $70.4 million and $78.3 million in 2010, 2009 and 2008, respectively.