-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, BTGvOLqlR9KYpK/SDRJtGaPAJtbbnl0v9zikHM1qnAKFBz1sqGcpuFjVN8bOtEAo 8AutuEExnxFvpzlCp0lJcw== 0001193125-10-034313.txt : 20100218 0001193125-10-034313.hdr.sgml : 20100218 20100218170624 ACCESSION NUMBER: 0001193125-10-034313 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20100218 DATE AS OF CHANGE: 20100218 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: HANOVER INSURANCE GROUP, INC. CENTRAL INDEX KEY: 0000944695 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 043263626 STATE OF INCORPORATION: DE FISCAL YEAR END: 1106 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-164446 FILM NUMBER: 10617098 BUSINESS ADDRESS: STREET 1: 440 LINCOLN ST CITY: WORCESTER STATE: MA ZIP: 01653 BUSINESS PHONE: 5088551000 MAIL ADDRESS: STREET 1: 440 LINCOLN ST CITY: WORCESTER STATE: MA ZIP: 01653 FORMER COMPANY: FORMER CONFORMED NAME: ALLMERICA FINANCIAL CORP DATE OF NAME CHANGE: 19950501 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: HANOVER INSURANCE GROUP, INC. CENTRAL INDEX KEY: 0000944695 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 043263626 STATE OF INCORPORATION: DE FISCAL YEAR END: 1106 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 440 LINCOLN ST CITY: WORCESTER STATE: MA ZIP: 01653 BUSINESS PHONE: 5088551000 MAIL ADDRESS: STREET 1: 440 LINCOLN ST CITY: WORCESTER STATE: MA ZIP: 01653 FORMER COMPANY: FORMER CONFORMED NAME: ALLMERICA FINANCIAL CORP DATE OF NAME CHANGE: 19950501 FWP 1 dfwp.htm FWP FWP

Issuer Free Writing Prospectus

Filed Pursuant to Rule 433

Registration Statement No. 333-164446

February 18, 2010

The Hanover Insurance Group, Inc.

Pricing Term Sheet

$200,000,000 7.50% Notes due 2020

 

Issuer:    The Hanover Insurance Group, Inc.
Ratings*:    Baa3 (Moody’s) / BBB- (S&P) / BBB- (Fitch)
Principal Amount:    $200,000,000
Security Type:    Senior Notes
Issue Price:    99.657% of principal amount
Trade Date:    February 18, 2010
Settlement Date:    February 23, 2010 (T +3)
Maturity Date:    March 1, 2020
Coupon:    7.50%
Benchmark Treasury:    3.625% due February 15, 2020
Spread to Benchmark:    375 basis points
Benchmark Treasury Yield:    3.799%
Re-offer Yield:    7.549%
Interest Payment Dates:    Semi-annually on March 1 and September 1, commencing on September 1, 2010
Redemption Provisions:   
Make-whole call:    The greater of 100% of principal amount or discounted present value at Treasury rate plus 50 basis points
Denominations:    $1,000 and multiples thereof
Joint Book-Running Managers:   

Barclays Capital Inc.

Goldman, Sachs & Co.

Co-Managers:   

J.P. Morgan Securities Inc.

Wells Fargo Securities, LLC

The Williams Capital Group, L.P.

Fifth Third Securities, Inc.

RBS Securities Inc.

Santander Investment Securities Inc.

SG Americas Securities, LLC

CUSIP:    410867 AC9

*Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR at the SEC website at www.sec.gov. Alternatively, you may obtain a copy of the prospectus from Barclays Capital Inc. by calling toll-free 1-888-603-5847 or from Goldman, Sachs & Co. by calling toll-free 1-866-471-2526.

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