-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, AuPbN07wgNQERbNs2OUM6tAmXSj2n/Q5+Zy0ti4tmYcXeSLS96vLbUbdi79F+Vb2 kLg7DD56o+sDr4d15MGjGA== 0000944695-04-000032.txt : 20040826 0000944695-04-000032.hdr.sgml : 20040826 20040825185446 ACCESSION NUMBER: 0000944695-04-000032 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20040825 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20040826 DATE AS OF CHANGE: 20040825 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ALLMERICA FINANCIAL CORP CENTRAL INDEX KEY: 0000944695 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 043263626 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-13754 FILM NUMBER: 04997327 BUSINESS ADDRESS: STREET 1: 440 LINCOLN ST CITY: WORCESTER STATE: MA ZIP: 01653 BUSINESS PHONE: 5088551000 MAIL ADDRESS: STREET 1: 440 LINCOLN ST CITY: WORCESTER STATE: MA ZIP: 01653 8-K 1 form8k_082504.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 25, 2004 ALLMERICA FINANCIAL CORPORATION ------------------------------- (Exact name of Registrant as specified in its charter) Delaware 1-13754 04-3263626 (State or other jurisdic- (Commission File Number) (I.R.S. Employer tion of incorporation) Identification No.) 440 Lincoln Street, Worcester, Massachusetts 01653 -------------------------------------------------- (Address of principal executive offices) (Zip Code) (508) 855-1000 -------------- (Registrant's telephone number, including area code) 1 Item 7.01. Regulation FD Disclosure On August 25, 2004, Allmerica Financial Corporation announced that it expects to incur approximately $30 million in pre-tax catastrophe losses related to Hurricane Charley. The anticipated charges will be reflected in the Company's third quarter results. The press release is furnished as Exhibit 99.1 hereto. Item 9.01. Financial Statements and Exhibits (a) Not applicable. (b) Not applicable. (c) Exhibits. The following exhibit is furnished herewith. Exhibit 99.1 Press Release dated August 25, 2004, announcing third quarter catastrophe losses related to Hurricane Charley. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Allmerica Financial Corporation ------------------------------- Registrant By: /s/ J. Kendall Huber ------------------------ J. Kendall Huber Senior Vice President, General Counsel, and Assistant Secretary Date: August 25, 2004 3 Exhibit Index Exhibit 99.1 Press Release, dated August 25, 2004, announcing third quarter catastrophe losses related to Hurricane Charley. 4 EX-99 2 exh99_1.txt PRESS RELEASE ALLMERICA FINANCIAL CORPORATION ANNOUNCES HURRICANE CHARLEY LOSS ESTIMATE WORCESTER, Mass., August 25, 2004 - Allmerica Financial Corporation (NYSE: AFC) announced estimated pre-tax catastrophe losses of approximately $30 million related to Hurricane Charley. This brings total estimated pre-tax catastrophe losses to approximately $32 million for the quarter to date, or $0.52 per share after taxes. The anticipated charges will be reflected in the company's third quarter results. Total estimated pre-tax catastrophe losses for the year to date are at $68 million. The company estimates that approximately 70% of the hurricane losses were in its commercial lines business, with the balance coming from personal lines. "Hurricane Charley caused tremendous personal loss for thousands of individuals, families and business owners," said Frederick H. Eppinger, president and chief executive officer of Allmerica Financial Corporation. "We are committed to serving our agents and policyholders in this time of great need, and delivering the value we promised through our insurance products. We responded quickly to the needs of our policyholders. Our claims adjusters were on site immediately after the storm. In addition we established a catastrophe response center in Worcester. Our people are focused on doing everything they can to help customers recover as much as quickly as possible." Allmerica Financial Corporation is scheduled to announce its third quarter financial results on Monday, October 25. Certain statements in this release, including the Company's estimates of pre-tax catastrophe losses, may be considered to be forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Use of the words "believes", "anticipates", "expects" and similar expressions is intended to identify forward-looking statements. The Company cautions investors that any such forward-looking statements are not guarantees of future performance, and actual results could differ materially. Investors are directed to consider the risks and uncertainties in our business that may affect future performance and that are discussed in readily available documents, including the Company's annual report and other documents filed by Allmerica with the Securities and Exchange Commission and which are also available at www.allmerica.com under "Investor Relations". These uncertainties include the difficulty in estimating catastrophe losses, as well as the possibility of adverse catastrophe experience and severe weather, adverse loss development and adverse trends in mortality and morbidity, changes in the stock and financial markets, changes from assumed surrender activities and assumed stock market returns, adverse selection in underwriting activities and surrender patterns, investment impairments, heightened competition, adverse state and federal legislation or regulation, financial ratings actions, and various other factors, which include the effect of the Company's decision to close its retail broker-dealer operations as well as the anticipated impact and cost of the GMDB hedging program. Allmerica Financial Corporation is the holding company for a group of insurance companies headquartered in Worcester, Massachusetts. CONTACTS: Investors: Media: Sujata Mutalik Michael F. Buckley (508) 855-3457 (508) 855-3099 smutalik@allmerica.com mibuckley@allmerica.com 1 -----END PRIVACY-ENHANCED MESSAGE-----