Exhibit 24
CONFIRMING STATEMENT

This Statement confirms that the undersigned, Mhayse G. Samalya has
authorized and designated Charles F. Cronin to execute and file on
the undersigned's behalf, individually and in the undersigned's
capacity as a trustee for various family trusts, all Forms 3, 4
and 5 (including any amendments thereto) that the undersigned may
be required to file with the Securities and Exchange Commission as
a result of the undersigned's ownership of or transactions in
securities of Allmerica Financial Corporation.  The authority of
Charles F. Cronin under this Statement shall continue until the
undersigned is no longer required to file Forms 3, 4 and 5 with
regard to the undersigned's ownership of or transactions in the
securities of Allmerica Financial Corporation, unless earlier
revoked in writing.  The undersigned acknowledges that Charles F.
Cronin is not assuming any of the undersigned's responsibilities
to comply with Section 16 of the Securities Exchange Act of 1934.

Dated:	November 7, 2003			/s/Mhayse G. Samalya