<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>3
<FILENAME>consent.txt
<DESCRIPTION>CONSENT OF INDEPENDENT ACCOUNTANTS
<TEXT>

                                                                    Exhibit 23.1


                       CONSENT OF INDEPENDENT ACCOUNTANTS


We  hereby  consent  to the  incorporation  by  reference  in  the  Registration
Statement on Form S-8 (No.  333-578) of Allmerica  Financial  Corporation of our
report dated June 24, 2003 relating to the financial statements of The Allmerica
Financial Agents' Retirement Plan, which appears in this Form 11-K.


/s/ PRICEWATERHOUSECOOPERS LLP
------------------------------
PricewaterhouseCoopers LLP
Boston, Massachusetts
June 24, 2003


</TEXT>
</DOCUMENT>