The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,296 7,884 SH   SOLE 0 0 0 7,884
A.O. SMITH CORP COM 831865209 221 4,640 SH   SOLE 0 0 0 4,640
ABBOTT LABS COM 002824100 387 4,621 SH   SOLE 0 0 0 4,621
ABBVIE INC COM 00287Y109 309 4,078 SH   SOLE 0 0 0 4,078
ADOBE SYS INC COM COM 00724f101 280 1,013 SH   SOLE 0 0 0 1,013
AFLAC INC COM 001055102 1,635 31,257 SH   SOLE 0 0 0 31,257
AIR PRODUCTS & CHEMICALS INC COM 009158106 356 1,606 SH   SOLE 0 0 0 1,606
ALPHABET INC - CL C COM 02079k107 617 506 SH   SOLE 0 0 0 506
ALTRIA GROUP INC COM 02209s103 431 10,534 SH   SOLE 0 0 0 10,534
AMAZON COM INC COM COM 023135106 996 574 SH   SOLE 0 0 0 574
AMGEN INC COM 031162100 288 1,488 SH   SOLE 0 0 0 1,488
APPLE COMPUTER INC COM COM 037833100 2,081 9,292 SH   SOLE 0 0 0 9,292
ARCHER DANIELS MIDLAND COM COM 039483102 275 6,697 SH   SOLE 0 0 0 6,697
AT&T CORP COM COM 00206r102 582 15,376 SH   SOLE 0 0 0 15,376
ATMOS ENERGY CORP COM 049560105 322 2,831 SH   SOLE 0 0 0 2,831
AUTOMATIC DATA PROCESS COM COM 053015103 538 3,332 SH   SOLE 0 0 0 3,332
BANKAMERICA CORP NEW COM COM 060505104 1,550 53,149 SH   SOLE 0 0 0 53,149
BECTON DICKINSON AND CO COM 075887109 320 1,265 SH   SOLE 0 0 0 1,265
BROWN FORMAN CORP CL B COM 115637209 324 5,167 SH   SOLE 0 0 0 5,167
CARDINAL HEALTH INC OHIO COM 14149y108 217 4,592 SH   SOLE 0 0 0 4,592
CHEVRONTEXACO CORP COM 166764100 407 3,428 SH   SOLE 0 0 0 3,428
CINCINNATI FINL CORP COM COM 172062101 517 4,431 SH   SOLE 0 0 0 4,431
CINTAS CORP COM 172908105 639 2,383 SH   SOLE 0 0 0 2,383
CISCO SYSTEMS INC COM COM 17275R102 228 4,609 SH   SOLE 0 0 0 4,609
CLOROX CO DEL COM COM 189054109 672 4,422 SH   SOLE 0 0 0 4,422
COCA COLA COM 191216100 2,692 49,456 SH   SOLE 0 0 0 49,456
COLGATE PALMOLIVE CO COM COM 194162103 352 4,785 SH   SOLE 0 0 0 4,785
COMCAST COPR-CL A COM 20030N101 366 8,119 SH   SOLE 0 0 0 8,119
COMMERCE BANCSHARES INC COM 200525103 715 11,787 SH   SOLE 0 0 0 11,787
CONSOLIDATED EDISON COM COM 209115104 346 3,667 SH   SOLE 0 0 0 3,667
COSTCO WHSL CORP NEW COM COM 22160k105 258 895 SH   SOLE 0 0 0 895
DOVER CORP COM COM 260003108 303 3,039 SH   SOLE 0 0 0 3,039
ECOLAB INC COM 278865100 451 2,279 SH   SOLE 0 0 0 2,279
EMERSON ELEC CO COM 291011104 269 4,023 SH   SOLE 0 0 0 4,023
ENTERGY CORP NEW COM COM 29364G103 262 2,229 SH   SOLE 0 0 0 2,229
EXXON MOBIL CORP COM COM 30231G102 596 8,444 SH   SOLE 0 0 0 8,444
FACEBOOK INC-A COM 30303m102 359 2,018 SH   SOLE 0 0 0 2,018
FACTSET RESEARCH SYSTEMS INC COM 303075105 305 1,256 SH   SOLE 0 0 0 1,256
FEDERAL REALTY INVT TR COM 313747206 323 2,375 SH   SOLE 0 0 0 2,375
FEDEX CORP DELAWARE COM COM 31428X106 680 4,668 SH   SOLE 0 0 0 4,668
FIDELITY MSCI HEALTH CARE INDE COM 316092600 3,503 80,774 SH   SOLE 0 0 0 80,774
FIDELITY UTILITIES ETF COM 316092865 4,593 108,106 SH   SOLE 0 0 0 108,106
FIRST BANCSHARES INC/MS COM 318916103 1,350 41,781 SH   SOLE 0 0 0 41,781
FRANKLIN RESOURCES INC COM 354613101 210 7,268 SH   SOLE 0 0 0 7,268
GENERAL DYNAMICS CORP COM COM 369550108 314 1,720 SH   SOLE 0 0 0 1,720
GENERAL ELEC CO COM 369604103 154 17,261 SH   SOLE 0 0 0 17,261
GENUINE PARTS CO COM COM 372460105 294 2,949 SH   SOLE 0 0 0 2,949
GRACO INC COM 384109104 223 4,849 SH   SOLE 0 0 0 4,849
GRAINGER W W INC COM COM 384802104 299 1,005 SH   SOLE 0 0 0 1,005
HALLIBURTON COMPANY COM 406216101 227 12,059 SH   SOLE 0 0 0 12,059
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 201 13,243 SH   SOLE 0 0 0 13,243
HORMEL FOODS CORP COM 440452100 378 8,636 SH   SOLE 0 0 0 8,636
HP INC COM 40434l105 251 13,243 SH   SOLE 0 0 0 13,243
ILLINOIS TOOL WKS INC COM COM 452308109 343 2,193 SH   SOLE 0 0 0 2,193
INTEL CORP COM 458140100 382 7,408 SH   SOLE 0 0 0 7,408
INTL BUSINESS MACH COM 459200101 298 2,048 SH   SOLE 0 0 0 2,048
INVESCO QQQ TR UNIT SER 1 COM 46090e103 5,189 27,481 SH   SOLE 0 0 0 27,481
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 861 7,971 SH   SOLE 0 0 0 7,971
ISHARES CORE MSCI EAFE COM 46432f842 2,445 40,042 SH   SOLE 0 0 0 40,042
ISHARES CORE S&P TOTAL US COM 464287150 3,579 53,357 SH   SOLE 0 0 0 53,357
ISHARES DJ SELECT DIVIDEND COM 464287168 3,232 31,703 SH   SOLE 0 0 0 31,703
ISHARES S&P PREF STOCK INDEX COM 464288687 1,133 30,183 SH   SOLE 0 0 0 30,183
ISHARES TR RUSSELL 2000 COM 464287655 346 2,285 SH   SOLE 0 0 0 2,285
ISHARES TR S&P 500 INDEX COM 464287200 14,423 48,314 SH   SOLE 0 0 0 48,314
JACK HENRY & ASSOCIATES COM 426281101 2,045 14,010 SH   SOLE 0 0 0 14,010
JOHNSON AND JOHNSON COM 478160104 5,504 42,545 SH   SOLE 0 0 0 42,545
KIMBERLY CLARK CORP COM COM 494368103 464 3,269 SH   SOLE 0 0 0 3,269
KKR & CO INC-A COM 48251w104 250 9,328 SH   SOLE 0 0 0 9,328
LEGGETT & PLATT INC COM COM 524660107 262 6,389 SH   SOLE 0 0 0 6,389
LINDE PLC COM g5494j103 398 2,057 SH   SOLE 0 0 0 2,057
LOCKHEED MARTIN CORP COM 539830109 385 988 SH   SOLE 0 0 0 988
LOWE'S COMPANIES COM 548661107 2,786 25,338 SH   SOLE 0 0 0 25,338
MCCORMICK & CO - NON VTG SHRS COM 579780206 390 2,497 SH   SOLE 0 0 0 2,497
MCDONALDS CORP COM COM 580135101 558 2,597 SH   SOLE 0 0 0 2,597
MEDTRONIC PLC COM g5960l103 460 4,237 SH   SOLE 0 0 0 4,237
MICROSOFT CORP COM COM 594918104 1,965 14,137 SH   SOLE 0 0 0 14,137
NEW YORK CMNTY BANCORP COM COM 649445103 304 24,187 SH   SOLE 0 0 0 24,187
NIKE INC CL B COM 654106103 818 8,711 SH   SOLE 0 0 0 8,711
NORDSON CORP COM 655663102 238 1,624 SH   SOLE 0 0 0 1,624
NORTHROP GRUMMAN CORP COM COM 666807102 491 1,310 SH   SOLE 0 0 0 1,310
NUCOR CORP COM 670346105 240 4,720 SH   SOLE 0 0 0 4,720
NUVEEN QUALITY PREFERRED II COM 67072c105 128 13,000 SH   SOLE 0 0 0 13,000
ORACLE CORP COM 68389X105 4,332 78,728 SH   SOLE 0 0 0 78,728
PEPSICO COM 713448108 5,462 39,837 SH   SOLE 0 0 0 39,837
PFIZER INC DEL PV$0.05 COM 717081103 647 17,997 SH   SOLE 0 0 0 17,997
PHILIP MORRIS INTERNATIONAL IN COM 718172109 447 5,891 SH   SOLE 0 0 0 5,891
PPG INDUSTRIES INC COM 693506107 478 4,035 SH   SOLE 0 0 0 4,035
PROCTER GAMBLE COM 742718109 888 7,140 SH   SOLE 0 0 0 7,140
PROSHARES S&P500 ARISTOCRATS COM 74348a467 6,580 91,924 SH   SOLE 0 0 0 91,924
REGIONS FINANCIAL CORP COM 7591EP100 1,006 63,618 SH   SOLE 0 0 0 63,618
RENASANT CORP COM 75970e107 230 6,561 SH   SOLE 0 0 0 6,561
ROLLINS INC COM 775711104 219 6,436 SH   SOLE 0 0 0 6,436
ROPER INDS INC NEW COM COM 776696106 336 941 SH   SOLE 0 0 0 941
S&P GLOBAL INC COM 78409v104 346 1,413 SH   SOLE 0 0 0 1,413
SANDERSON FARMS INC COM 800013104 610 4,028 SH   SOLE 0 0 0 4,028
SEAGATE TECHNOLOGY COM G7945M107 700 13,005 SH   SOLE 0 0 0 13,005
SHERWIN-WILLIAMS CO COM 824348106 366 665 SH   SOLE 0 0 0 665
STANLEY BLACK & DECKER INC COM 854502101 339 2,348 SH   SOLE 0 0 0 2,348
STARBUCKS CORP COM COM 855244109 288 3,261 SH   SOLE 0 0 0 3,261
SYSCO CORP COM COM 871829107 1,035 13,029 SH   SOLE 0 0 0 13,029
T ROWE PRICE GROUP INC COM 74144t108 282 2,472 SH   SOLE 0 0 0 2,472
TARGET CORP COM COM 87612e106 507 4,745 SH   SOLE 0 0 0 4,745
UGI CORP COM 902681105 313 6,219 SH   SOLE 0 0 0 6,219
V F CORP COM COM 918204108 347 3,894 SH   SOLE 0 0 0 3,894
VALLEY NATL BANCORP COM COM 919794107 316 29,116 SH   SOLE 0 0 0 29,116
VANGUARD REIT ETF COM 922908553 1,275 13,677 SH   SOLE 0 0 0 13,677
VANGUARD S&P 500 ETF COM 922908363 3,620 13,280 SH   SOLE 0 0 0 13,280
VERIZON COMMUNICATNS COM COM 92343v104 301 4,979 SH   SOLE 0 0 0 4,979
WAL MART STORES INC COM COM 931142103 510 4,295 SH   SOLE 0 0 0 4,295
WALGREENS BOOTS ALLIANCE INC COM 931427108 278 5,032 SH   SOLE 0 0 0 5,032
WALT DISNEY CO COM 254687106 262 2,014 SH   SOLE 0 0 0 2,014
WELLS FARGO & CO COM 949746101 2,180 43,229 SH   SOLE 0 0 0 43,229
WR BERKLEY CORP COM 084423102 400 5,542 SH   SOLE 0 0 0 5,542
ISHARES 1-3 YEAR CREDIT BOND ETF 464288646 4 70 SH   SOLE 0 0 0 70
ISHARES 1-3 YR TREASURY ETF 464287457 25 300 SH   SOLE 0 0 0 300
ISHARES CORE 1-5 YEAR USD BO ETF 46432f859 89 1,755 SH   SOLE 0 0 0 1,755
VANGUARD SHORT-TERM BOND ETF ETF 921937827 4 46 SH   SOLE 0 0 0 46
ISHARES BARCLAYS AGGREGATE BOND ETF 464287226 2,407 21,271 SH   SOLE 0 0 0 21,271
BROOKFIELD REAL ASSETS INCOME ETF 112830104 22 968 SH   SOLE 0 0 0 968
ISHARES S&P 500 VALUE ETF 464287408 453 3,804 SH   SOLE 0 0 0 3,804
ISHARES S&P 500 GROWTH ETF 464287309 529 2,937 SH   SOLE 0 0 0 2,937
ISHARES TR S&P MIDCAP 400 ETF 464287507 4,519 23,388 SH   SOLE 0 0 0 23,388
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 2,529 15,818 SH   SOLE 0 0 0 15,818
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 2,785 12,441 SH   SOLE 0 0 0 12,441
ISHARES CORE S&P SMALL-CAP ETF 464287804 845 10,850 SH   SOLE 0 0 0 10,850
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 92 612 SH   SOLE 0 0 0 612
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 119 666 SH   SOLE 0 0 0 666
ISHARES MSCI INDIA ETF ETF 46429b598 13 400 SH   SOLE 0 0 0 400