The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,335 7,703 SH   SOLE   0 0 7,703
ABBOTT LABS COM 002824100 372 4,422 SH   SOLE   0 0 4,422
ABBVIE INC COM 00287Y109 259 3,564 SH   SOLE   0 0 3,564
ADOBE SYS INC COM COM 00724f101 317 1,076 SH   SOLE   0 0 1,076
AFLAC INC COM 001055102 1,695 30,918 SH   SOLE   0 0 30,918
AIR PRODUCTS & CHEMICALS INC COM 009158106 347 1,531 SH   SOLE   0 0 1,531
ALPHABET INC - CL C COM 02079k107 597 552 SH   SOLE   0 0 552
ALTRIA GROUP INC COM 02209s103 499 10,534 SH   SOLE   0 0 10,534
AMAZON COM INC COM COM 023135106 1,104 583 SH   SOLE   0 0 583
AMGEN INC COM 031162100 291 1,581 SH   SOLE   0 0 1,581
APPLE COMPUTER INC COM COM 037833100 1,820 9,198 SH   SOLE   0 0 9,198
ARCHER DANIELS MIDLAND COM COM 039483102 248 6,073 SH   SOLE   0 0 6,073
AT&T CORP COM COM 00206r102 455 13,580 SH   SOLE   0 0 13,580
ATMOS ENERGY CORP COM 049560105 333 3,157 SH   SOLE   0 0 3,157
AUTOMATIC DATA PROCESS COM COM 053015103 541 3,273 SH   SOLE   0 0 3,273
BANKAMERICA CORP NEW COM COM 060505104 1,541 53,149 SH   SOLE   0 0 53,149
BECTON DICKINSON AND CO COM 075887109 297 1,180 SH   SOLE   0 0 1,180
BROWN FORMAN CORP CL B COM 115637209 262 4,733 SH   SOLE   0 0 4,733
CHEVRONTEXACO CORP COM 166764100 369 2,967 SH   SOLE   0 0 2,967
CINCINNATI FINL CORP COM COM 172062101 445 4,290 SH   SOLE   0 0 4,290
CINTAS CORP COM 172908105 551 2,320 SH   SOLE   0 0 2,320
CISCO SYSTEMS INC COM COM 17275R102 287 5,242 SH   SOLE   0 0 5,242
CLOROX CO DEL COM COM 189054109 659 4,307 SH   SOLE   0 0 4,307
COCA COLA COM 191216100 2,473 48,572 SH   SOLE   0 0 48,572
COLGATE PALMOLIVE CO COM COM 194162103 321 4,477 SH   SOLE   0 0 4,477
COMCAST COPR-CL A COM 20030N101 368 8,711 SH   SOLE   0 0 8,711
COMMERCE BANCSHARES INC COM 200525103 703 11,787 SH   SOLE   0 0 11,787
CONSOLIDATED EDISON COM COM 209115104 301 3,433 SH   SOLE   0 0 3,433
COSTCO WHSL CORP NEW COM COM 22160k105 252 952 SH   SOLE   0 0 952
DOVER CORP COM COM 260003108 279 2,780 SH   SOLE   0 0 2,780
ECOLAB INC COM 278865100 438 2,217 SH   SOLE   0 0 2,217
EMERSON ELEC CO COM 291011104 241 3,614 SH   SOLE   0 0 3,614
ENTERGY CORP NEW COM COM 29364G103 229 2,229 SH   SOLE   0 0 2,229
EXXON MOBIL CORP COM COM 30231G102 580 7,563 SH   SOLE   0 0 7,563
FACEBOOK INC-A COM 30303m102 408 2,114 SH   SOLE   0 0 2,114
FACTSET RESEARCH SYSTEMS INC COM 303075105 344 1,199 SH   SOLE   0 0 1,199
FEDERAL REALTY INVT TR COM 313747206 285 2,213 SH   SOLE   0 0 2,213
FEDEX CORP DELAWARE COM COM 31428X106 766 4,668 SH   SOLE   0 0 4,668
FIDELITY MSCI HEALTH CARE INDE COM 316092600 3,635 80,763 SH   SOLE   0 0 80,763
FIDELITY UTILITIES ETF COM 316092865 4,328 110,219 SH   SOLE   0 0 110,219
FIRST BANCSHARES INC/MS COM 318916103 1,083 35,681 SH   SOLE   0 0 35,681
FRANKLIN RESOURCES INC COM 354613101 226 6,490 SH   SOLE   0 0 6,490
GENERAL DYNAMICS CORP COM COM 369550108 355 1,952 SH   SOLE   0 0 1,952
GENERAL ELEC CO COM 369604103 181 17,261 SH   SOLE   0 0 17,261
GENUINE PARTS CO COM COM 372460105 285 2,754 SH   SOLE   0 0 2,754
GRACO INC COM 384109104 271 5,409 SH   SOLE   0 0 5,409
GRAINGER W W INC COM COM 384802104 244 909 SH   SOLE   0 0 909
HALLIBURTON COMPANY COM 406216101 274 12,059 SH   SOLE   0 0 12,059
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 198 13,243 SH   SOLE   0 0 13,243
HORMEL FOODS CORP COM 440452100 333 8,206 SH   SOLE   0 0 8,206
HP INC COM 40434l105 275 13,243 SH   SOLE   0 0 13,243
ILLINOIS TOOL WKS INC COM COM 452308109 304 2,014 SH   SOLE   0 0 2,014
INTEL CORP COM 458140100 383 8,006 SH   SOLE   0 0 8,006
INTL BUSINESS MACH COM 459200101 282 2,048 SH   SOLE   0 0 2,048
INVESCO QQQ TR UNIT SER 1 COM 46090e103 5,269 28,217 SH   SOLE   0 0 28,217
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 859 7,971 SH   SOLE   0 0 7,971
ISHARES CORE MSCI EAFE COM 46432f842 2,786 45,378 SH   SOLE   0 0 45,378
ISHARES CORE S&P TOTAL US COM 464287150 3,742 56,164 SH   SOLE   0 0 56,164
ISHARES DJ SELECT DIVIDEND COM 464287168 3,156 31,703 SH   SOLE   0 0 31,703
ISHARES S&P PREF STOCK INDEX COM 464288687 1,174 31,853 SH   SOLE   0 0 31,853
ISHARES TR RUSSELL 2000 COM 464287655 355 2,285 SH   SOLE   0 0 2,285
ISHARES TR S&P 500 INDEX COM 464287200 14,187 48,133 SH   SOLE   0 0 48,133
JACK HENRY & ASSOCIATES COM 426281101 1,876 14,010 SH   SOLE   0 0 14,010
JOHNSON AND JOHNSON COM 478160104 5,856 42,045 SH   SOLE   0 0 42,045
KIMBERLY CLARK CORP COM COM 494368103 419 3,142 SH   SOLE   0 0 3,142
KKR & CO INC-A COM 48251w104 236 9,328 SH   SOLE   0 0 9,328
LEGGETT & PLATT INC COM COM 524660107 219 5,696 SH   SOLE   0 0 5,696
LINDE PLC COM g5494j103 396 1,971 SH   SOLE   0 0 1,971
LOCKHEED MARTIN CORP COM 539830109 359 988 SH   SOLE   0 0 988
LOWE'S COMPANIES COM 548661107 2,538 25,149 SH   SOLE   0 0 25,149
MCCORMICK & CO - NON VTG SHRS COM 579780206 374 2,412 SH   SOLE   0 0 2,412
MCDONALDS CORP COM COM 580135101 504 2,428 SH   SOLE   0 0 2,428
MEDTRONIC PLC COM g5960l103 394 4,045 SH   SOLE   0 0 4,045
MICROSOFT CORP COM COM 594918104 1,927 14,386 SH   SOLE   0 0 14,386
NEW YORK CMNTY BANCORP COM COM 649445103 241 24,187 SH   SOLE   0 0 24,187
NIKE INC CL B COM 654106103 731 8,706 SH   SOLE   0 0 8,706
NORDSON CORP COM 655663102 256 1,811 SH   SOLE   0 0 1,811
NORTHROP GRUMMAN CORP COM COM 666807102 423 1,310 SH   SOLE   0 0 1,310
NUCOR CORP COM 670346105 231 4,194 SH   SOLE   0 0 4,194
NUVEEN QUALITY PREFERRED II COM 67072c105 124 13,000 SH   SOLE   0 0 13,000
ORACLE CORP COM 68389X105 4,485 78,723 SH   SOLE   0 0 78,723
PEPSICO COM 713448108 5,177 39,481 SH   SOLE   0 0 39,481
PFIZER INC DEL PV$0.05 COM 717081103 780 17,996 SH   SOLE   0 0 17,996
PHILIP MORRIS INTERNATIONAL IN COM 718172109 463 5,891 SH   SOLE   0 0 5,891
PPG INDUSTRIES INC COM 693506107 446 3,821 SH   SOLE   0 0 3,821
PROCTER GAMBLE COM 742718109 764 6,966 SH   SOLE   0 0 6,966
PROSHARES S&P500 ARISTOCRATS COM 74348a467 6,510 93,845 SH   SOLE   0 0 93,845
REGIONS FINANCIAL CORP COM 7591EP100 950 63,618 SH   SOLE   0 0 63,618
RENASANT CORP COM 75970e107 236 6,561 SH   SOLE   0 0 6,561
ROLLINS INC COM 775711104 257 7,177 SH   SOLE   0 0 7,177
ROPER INDS INC NEW COM COM 776696106 330 901 SH   SOLE   0 0 901
ROYAL DUTCH SHELL PLC SPONS AD COM 780259206 208 3,201 SH   SOLE   0 0 3,201
S&P GLOBAL INC COM 78409v104 304 1,336 SH   SOLE   0 0 1,336
SANDERSON FARMS INC COM 800013104 499 3,652 SH   SOLE   0 0 3,652
SEAGATE TECHNOLOGY COM G7945M107 616 13,080 SH   SOLE   0 0 13,080
SHERWIN-WILLIAMS CO COM 824348106 284 620 SH   SOLE   0 0 620
STANLEY BLACK & DECKER INC COM 854502101 313 2,165 SH   SOLE   0 0 2,165
STARBUCKS CORP COM COM 855244109 289 3,445 SH   SOLE   0 0 3,445
SYSCO CORP COM COM 871829107 903 12,762 SH   SOLE   0 0 12,762
T ROWE PRICE GROUP INC COM 74144t108 245 2,235 SH   SOLE   0 0 2,235
TARGET CORP COM COM 87612e106 392 4,522 SH   SOLE   0 0 4,522
UGI CORP COM 902681105 312 5,850 SH   SOLE   0 0 5,850
V F CORP COM COM 918204108 321 3,670 SH   SOLE   0 0 3,670
VALLEY NATL BANCORP COM COM 919794107 314 29,116 SH   SOLE   0 0 29,116
VANGUARD REIT ETF COM 922908553 1,292 14,782 SH   SOLE   0 0 14,782
VANGUARD S&P 500 ETF COM 922908363 3,568 13,257 SH   SOLE   0 0 13,257
VERIZON COMMUNICATNS COM COM 92343v104 284 4,979 SH   SOLE   0 0 4,979
WAL MART STORES INC COM COM 931142103 438 3,966 SH   SOLE   0 0 3,966
WALGREENS BOOTS ALLIANCE INC COM 931427108 260 4,764 SH   SOLE   0 0 4,764
WALT DISNEY CO COM 254687106 295 2,112 SH   SOLE   0 0 2,112
WELLS FARGO & CO COM 949746101 2,048 43,282 SH   SOLE   0 0 43,282
WR BERKLEY CORP COM 084423102 352 5,345 SH   SOLE   0 0 5,345
ISHARES BARCLAYS AGGREGATE BOND ETF 464287226 2,666 23,943 SH   SOLE   0 0 23,943
VANGUARD SHORT-TERM BOND ETF ETF 921937827 4 46 SH   SOLE   0 0 46
SPDR S&P GL NATURAL RESOURCES ETF ETF 78463x541 21 447 SH   SOLE   0 0 447
ISHARES TR S&P MIDCAP 400 ETF 464287507 4,785 24,632 SH   SOLE   0 0 24,632
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 2,514 15,767 SH   SOLE   0 0 15,767
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 2,812 12,426 SH   SOLE   0 0 12,426
ISHARES CORE S&P SMALL-CAP ETF 464287804 1,151 14,704 SH   SOLE   0 0 14,704
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 91 612 SH   SOLE   0 0 612
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 122 666 SH   SOLE   0 0 666
ISHARES MSCI INDIA ETF ETF 46429b598 14 400 SH   SOLE   0 0 400
ISHARES CORE 1-5 YEAR USD BO ETF 46432f859 88 1,750 SH   SOLE   0 0 1,750
ISHARES S&P 500 VALUE ETF 464287408 443 3,804 SH   SOLE   0 0 3,804
ISHARES S&P 500 GROWTH ETF 464287309 526 2,937 SH   SOLE   0 0 2,937
SPDR DJ GLOBAL REAL ESTATE ETF ETF 78463x749 21 429 SH   SOLE   0 0 429
ISHARES 1-3 YR TREASURY ETF 464287457 25 300 SH   SOLE   0 0 300
PROSHARES ULTRASHORT 20 YR TSY ETF 74347b201 21 715 SH   SOLE   0 0 715