Schedule II - VALUATION AND QUALIFYING ACCOUNTS

12 Months Ended

Dec. 31, 2013

Schedule II - VALUATION AND QUALIFYING ACCOUNTS

SCHEDULE II

STEWART INFORMATION SERVICES CORPORATION AND SUBSIDIARIES

VALUATION AND QUALIFYING ACCOUNTS

December 31, 2013

Col. A	Col. B		Col. C Additions					Col. D Deductions				Col. E
Description	Balance at beginning of period		Charged to costs and expenses			Charged to other accounts (describe)		(Describe)				Balance At end of period
	($000 omitted)
Stewart Information Services Corporation and subsidiaries:
Year ended December 31, 2011:
Estimated title losses		495,849		142,101			—		135,339	(A	)		502,611
Valuation allowance for deferred tax assets		91,934		(7,163	)		—		—				84,771
Allowance for uncollectible amounts		19,438		1,318			—		4,700	(B	)		16,056
Year ended December 31, 2012:
Estimated title losses		502,611		140,029			—		122,265	(A	)		520,375
Valuation allowance for deferred tax assets		84,771		(72,635	)		—		—				12,136
Allowance for uncollectible amounts		16,056		3,201			—		6,434	(B	)		12,823
Year ended December 31, 2013:
Estimated title losses		520,375		106,318			—		119,805	(A	)		506,888
Valuation allowance for deferred tax assets		12,136		(5,165	)		—		—				6,971
Allowance for uncollectible amounts		12,823		2,063			—		5,015	(B	)		9,871
Stewart Information Services Corporation – Parent Company:
Year ended December 31, 2011:
Allowance for uncollectible amounts		77		—			—		62	(B	)		15
Year ended December 31, 2012:
Allowance for uncollectible amounts		15		1			—		2	(B	)		14
Year ended December 31, 2013:
Allowance for uncollectible amounts		14		—			—		2	(B	)		12

(A) Represents primarily payments of policy and escrow losses and loss adjustment expenses.

(B) Represents uncollectible accounts written off.