EXHIBIT 99.3

                    STEWART INFORMATION SERVICES CORPORATION

                     CERTIFICATE OF CHIEF FINANCIAL OFFICER

                  FOR THE TWELVE MONTHS ENDED DECEMBER 31, 2002

          Pursuant to Section 906(a) of the Sarbanes-Oxley Act of 2002

         The undersigned, being the Chief Financial Officer of Stewart
Information Services Corporation (the "Company") hereby certifies that the
Company's Annual Report on Form 10-K for the twelve month period ended December
31, 2002, filed with the United States Securities and Exchange Commission
pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15
U.S.C. 78m or 78o(d)), fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934 and that information contained in
such Annual Report fairly presents, in all material respects, the financial
condition and results of operations of the Company.

         Dated March 17, 2003.

/S/ MAX CRISP
----------------------------
Name: Max Crisp
Title: Executive Vice President and
Chief Financial Officer, Secretary-
Treasurer, Director and Principal
Financial and Accounting Officer