EXHIBIT 99.3



     STATEMENT UNDER OATH OF PRINCIPAL FINANCIAL OFFICER REGARDING FACTS AND
                 CIRCUMSTANCES RELATING TO EXCHANGE ACT FILINGS


         I, Max Crisp, state and attest that:

(1)      To the best of my knowledge, based upon a review of the covered reports
         of Stewart Information Services Corporation (the "Company"), and,
         except as corrected or supplemented in a subsequent covered report:

         --  no covered report contained an untrue statement of a material fact
               as of the end of the period covered by such report (or in the
               case of a report on Form 8-K or definitive proxy materials, as of
               the date on which it was filed); and

         --  no covered report omitted to state a material fact necessary to
               make the statements in the covered report, in light of the
               circumstances under which they were made, not misleading as of
               the end of the period covered by such report (or in the case of a
               report on Form 8-K or definitive proxy materials, as of the date
               on which it was filed).

(2)      I have reviewed the contents of this statement with the Company's audit
         committee.

(3)      In this statement under oath, each of the following, if filed on or
         before the date of this statement, is a "covered report":

         --  Annual Report on Form 10-K for the Fiscal Year Ended December 31,
               2001, filed with the Commission, of Stewart Information Services
               Corporation;

         --  all reports on Form 10-Q, all reports on Form 8-K and all
               definitive proxy materials of Stewart Information Services
               Corporation filed with the Commission subsequent to the filing of
               the Form 10-K identified above; and

         --  any amendments to any of the foregoing.


                                             Subscribed and sworn to
                                             before me this 23rd day of
                                             July, 2002.
/s/ MAX CRISP
-------------------------
Max Crisp                                    /s/
July 23, 2002                                --------------------------
                                             Notary Public
                                             My Commission Expires:


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