Schedule II - Valuation and Qualifying Accounts

12 Months Ended

Dec. 31, 2022

SCHEDULE II

STEWART INFORMATION SERVICES CORPORATION AND SUBSIDIARIES

VALUATION AND QUALIFYING ACCOUNTS

December 31, 2022


Col. A	Col. B	Col. C Additions	Col. D Deductions		Col. E
Description	Balance at beginning of period	Charged to costs and expenses	(Describe)		Balance At end of period
	(in $ thousands)
Year ended December 31, 2022:
Estimated title losses	549,614	102,733	102,899	(A)	549,448
Valuation allowance for deferred tax assets	2,279	7,958	4,035		6,202
Allowance for credit losses	7,711	825	1,227	(B)	7,309
Year ended December 31, 2021:
Estimated title losses	496,275	126,243	72,904	(A)	549,614
Valuation allowance for deferred tax assets	6,471	398	4,590		2,279
Allowance for credit losses	4,807	3,023	119	(B)	7,711
Year ended December 31, 2020:
Estimated title losses	459,053	115,224	78,002	(A)	496,275
Valuation allowance for deferred tax assets	4,056	2,532	117		6,471
Allowance for credit losses	4,469	649	311	(B)	4,807

(A)Represents primarily payments of policy and escrow losses and loss adjustment expenses.

(B)Represents uncollectible accounts written off.

See accompanying Report of Independent Registered Public Accounting Firm.