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Estimated title losses (Tables)
 12 Months Ended
Dec. 31, 2019
Loss Contingency [Abstract]  
Summary of estimated title losses A summary of estimated title losses is as follows:
 
2019
 
2018
 
2017
 
($000 omitted)
Balances at January 1
461,560

 
480,990

 
462,572

Provisions:
 
 
 
 
 
Current year
79,141

 
70,480

 
90,401

Previous policy years
5,282

 
1,034

 
6,131

Total provisions
84,423

 
71,514

 
96,532

Payments, net of recoveries:
 
 
 
 
 
Current year
(19,052
)
 
(17,460
)
 
(20,335
)
Previous policy years
(71,956
)
 
(65,246
)
 
(63,914
)
Total payments, net of recoveries
(91,008
)
 
(82,706
)
 
(84,249
)
Effects of changes in foreign currency exchange rates
4,078

 
(8,238
)
 
6,135

Balances at December 31
459,053

 
461,560

 
480,990

Loss ratios as a percentage of title operating revenues:
 
 
 
 
 
Current year provisions
4.3
%
 
3.8
%
 
4.8
%
Total provisions
4.6
%
 
3.9
%
 
5.1
%