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Estimated title losses (Tables)
 9 Months Ended
Sep. 30, 2019
Insurance [Abstract]  
Summary of estimated title losses A summary of estimated title losses for the nine months ended September 30 is as follows:
 
2019
 
2018
 
($000 omitted)
Balances at January 1
461,560

 
480,990

Provisions:
 
 
 
Current year
54,670

 
62,592

Previous policy years
863

 
(3,410
)
Total provisions
55,533

 
59,182

Payments, net of recoveries:
 
 
 
Current year
(11,424
)
 
(9,466
)
Previous policy years
(55,375
)
 
(50,822
)
Total payments, net of recoveries
(66,799
)
 
(60,288
)
Effects of changes in foreign currency exchange rates
2,067

 
(3,014
)
Balances at September 30
452,361

 
476,870

Loss ratios as a percentage of title operating revenues:
 
 
 
Current year provisions
4.1
%
 
4.5
%
Total provisions
4.2
%
 
4.3
%