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Estimated title losses (Tables)
 12 Months Ended
Dec. 31, 2018
Loss Contingency [Abstract]  
Summary of estimated title losses
A summary of estimated title losses is as follows:
 
2018
 
2017
 
2016
 
($000 omitted)
Balances at January 1
480,990

 
462,572

 
462,622

Provisions:
 
 
 
 
 
Current year
70,480

 
90,401

 
92,311

Previous policy years
1,034

 
6,131

 
(1,164
)
Total provisions
71,514

 
96,532

 
91,147

Payments, net of recoveries:
 
 
 
 
 
Current year
(17,460
)
 
(20,335
)
 
(18,836
)
Previous policy years
(65,246
)
 
(63,914
)
 
(73,194
)
Total payments, net of recoveries
(82,706
)
 
(84,249
)
 
(92,030
)
Effects of changes in foreign currency exchange rates
(8,238
)
 
6,135

 
833

Balances at December 31
461,560

 
480,990

 
462,572

Loss ratios as a percentage of title operating revenues:
 
 
 
 
 
Current year provisions
3.8
%
 
4.8
%
 
4.8
%
Total provisions
3.9
%
 
5.1
%
 
4.8
%