The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS COMPANY COM 025816109 3,074 33,879 SH   SOLE   33,879 0 0
AMERISOURCEBERGEN CORPORATION COM 03073E105 3,071 43,684 SH   SOLE   43,583 0 0
APPLE COMPUTER INCORPORATED COM 037833100 1,887 3,363 SH   SOLE   3,350 0 0
AT&T INC. COM 00206R102 2,501 71,131 SH   SOLE   70,995 0 0
BANK OF AMERICA CORP. COM 060505104 1,948 125,081 SH   SOLE   125,081 0 0
BAXTER INTERNATIONAL INC. COM 071813109 264 3,800 SH   SOLE   3,800 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670207 2,435 20,541 SH   SOLE   20,541 0 0
BLACKROCK INC COM 09247X101 3,256 10,288 SH   SOLE   10,288 0 0
BORGWARNER INC. COM 099724106 2,125 38,010 SH   SOLE   37,892 0 0
C V S CAREMARK CORP. COM 126650100 1,348 18,836 SH   SOLE   18,756 0 0
CHEVRONTEXACO CORPORATION COM 166764100 2,141 17,140 SH   SOLE   17,085 0 0
CHUBB CORP. COM 171232101 2,123 21,970 SH   SOLE   21,892 0 0
CISCO SYSTEMS INC. COM 17275R102 1,147 51,154 SH   SOLE   51,154 0 0
CITIGROUP INC. COM 172967101 3,133 60,128 SH   SOLE   60,030 0 0
COMCAST CORP. CL A COM 20030N101 2,336 44,957 SH   SOLE   44,841 0 0
CONOCOPHILLIPS COM 20825C104 1,114 15,767 SH   SOLE   15,767 0 0
COVIDIEN PLC COM G2554F113 271 3,978 SH   SOLE   3,900 0 0
DANAHER CORPORATION COM 235851102 2,216 28,706 SH   SOLE   28,577 0 0
DIRECTV COM 25490A309 1,874 27,136 SH   SOLE   27,047 0 0
DOW CHEMICAL COMPANY COM 260543103 1,924 43,323 SH   SOLE   43,323 0 0
DUKE ENERGY CORP. COM 264399106 992 14,368 SH   SOLE   14,302 0 0
EXXON MOBIL CORPORATION COM 30231G102 3,875 38,295 SH   SOLE   38,295 0 0
FORD MOTOR COMPANY COM 345370860 2,087 135,243 SH   SOLE   134,892 0 0
GENERAL ELECTRIC COMPANY COM 369604103 4,018 143,351 SH   SOLE   143,096 0 0
HEWLETT-PACKARD COMPANY COM 428236103 2,295 82,032 SH   SOLE   82,032 0 0
HOLLYFRONTIER CORP. COM 436106108 1,779 35,812 SH   SOLE   35,812 0 0
HONEYWELL INTL INC. COM 438516106 1,903 20,825 SH   SOLE   20,767 0 0
HUMANA INC. COM 444859102 2,156 20,889 SH   SOLE   20,889 0 0
INTUIT INC. COM 461202103 3,255 42,647 SH   SOLE   42,569 0 0
J P MORGAN CHASE & CO. COM 46625H100 3,863 66,058 SH   SOLE   65,965 0 0
JOHNSON & JOHNSON COM 478160104 3,089 33,731 SH   SOLE   33,625 0 0
KRAFT FOODS GROUP INC. COM 50076Q106 1,068 19,818 SH   SOLE   19,768 0 0
LEIDOS HOLDINGS, INC. COM 525327102 1,811 38,959 SH   SOLE   38,959 0 0
MALLINCKRODT PLC COM G5785G107 235 4,501 SH   SOLE   4,492 0 0
MARATHON PETROLEUM CORP. COM 56585A102 2,462 26,836 SH   SOLE   26,836 0 0
MERCK & COMPANY INC. COM 589331107 2,523 50,404 SH   SOLE   50,275 0 0
MONDELEZ INTERNATIONAL INC-A COM 609207105 2,099 59,456 SH   SOLE   59,306 0 0
NEXTERA ENERGY INC. COM 65339F101 1,133 13,229 SH   SOLE   13,229 0 0
ORACLE SYSTEMS CORPORATION COM 68389X105 275 7,185 SH   SOLE   6,974 0 0
PFIZER INC. COM 717081103 2,233 72,899 SH   SOLE   72,717 0 0
PNC FINANCIAL SERVICES GROUP I COM 693475105 2,719 35,051 SH   SOLE   35,051 0 0
PROCTER & GAMBLE COMPANY COM 742718109 2,768 34,003 SH   SOLE   33,945 0 0
QUALCOMM INC. COM 747525103 2,143 28,868 SH   SOLE   28,805 0 0
RAYMOND JAMES FINANCIAL CORP. COM 754730109 2,836 54,335 SH   SOLE   54,213 0 0
SCHLUMBERGER LTD. COM 806857108 1,789 19,856 SH   SOLE   19,783 0 0
SOUTHERN CO. COM 842587107 846 20,586 SH   SOLE   20,586 0 0
SPDR MSCI ACWI EX-US COM 78463x848 1,980 55,580 SH   SOLE   0 0 0
SPDR S&P EMERGING ASIA PACIFIC COM 78463X301 676 8,765 SH   SOLE   0 0 0
THERMO ELECTRON CORP. COM 883556102 3,091 27,758 SH   SOLE   27,695 0 0
TIME WARNER INC. COM 887317303 1,744 25,011 SH   SOLE   24,934 0 0
TRAVELERS COMPANIES INC. COM 89417E109 2,384 26,330 SH   SOLE   26,330 0 0
TYCO INTERNATIONAL LTD. COM H89128104 1,498 36,503 SH   SOLE   36,351 0 0
UNITED TECHNOLOGIES CORPORATIO COM 913017109 2,038 17,905 SH   SOLE   17,848 0 0
US BANCORP COM 902973304 1,747 43,242 SH   SOLE   43,242 0 0
VANGUARD GROWTH ETF COM 922908736 4,784 51,415 SH   SOLE   0 0 0
VANGUARD SMALL CAP GROWTH ETF COM 922908595 603 4,930 SH   SOLE   0 0 0
VANGUARD SMALL CAP VALUE ETF COM 922908611 600 6,160 SH   SOLE   0 0 0
VANGUARD VALUE ETF COM 922908744 4,740 62,045 SH   SOLE   0 0 0
WALT DISNEY COMPANY COM 254687106 1,263 16,530 SH   SOLE   16,530 0 0
WELLS FARGO & COMPANY COM 949746101 2,550 56,170 SH   SOLE   56,024 0 0
WEYERHAEUSER COMPANY COM 962166104 1,731 54,834 SH   SOLE   54,666 0 0
WISDOMTREE EM SMALL CAP COM 97717W281 399 8,660 SH   SOLE   0 0 0