The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101   1,066 10,655 SH   SOLE   0 0 10,655
ADT, Inc. COM 00090Q103   3,440 570,443 SH   SOLE   0 0 570,443
APA Corporation COM 03743Q108   861 25,190 SH   SOLE   0 0 25,190
AT&T, Inc. COM 00206R102   1,479 92,757 SH   SOLE   0 0 92,757
AbbVie, Inc. COM 00287y109   2,414 17,919 SH   SOLE   0 0 17,919
Abbott Laboratories COM 002824100   3,840 35,220 SH   SOLE   0 0 35,220
Accenture Ltd COM g1151c101   35,778 115,945 SH   SOLE   0 0 115,945
Adams Diversified Equity Fund, COM 006212104   420 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines COM 008474108   7,243 144,927 SH   SOLE   0 0 144,927
Alamos Gold Cl A COM 011532108   238 20,000 SH   SOLE   0 0 20,000
AllState Corp. COM 020002101   808 7,413 SH   SOLE   0 0 7,413
Alphabet Inc. Class A COM 02079k305   3,121 26,076 SH   SOLE   0 0 26,076
Alphabet Inc. Class C COM 02079k107   21,891 180,964 SH   SOLE   0 0 180,964
Altria Group, Inc. COM 02209s103   1,425 31,466 SH   SOLE   0 0 31,466
Amazon.com COM 023135106   20,617 158,157 SH   SOLE   0 0 158,157
American Airlines Grp COM 02376R102   415 23,127 SH   SOLE   0 0 23,127
American Express Co. COM 025816109   1,258 7,223 SH   SOLE   0 0 7,223
American Int'l Group COM 026874784   927 16,107 SH   SOLE   0 0 16,107
Amgen Inc. COM 031162100   6,296 28,360 SH   SOLE   0 0 28,360
Apple Inc. COM 037833100   61,034 314,655 SH   SOLE   0 0 314,655
Applied Materials Inc. COM 038222105   314 2,171 SH   SOLE   0 0 2,171
AutoZone COM 053332102   519 208 SH   SOLE   0 0 208
BP PLC COM 055622104   3,190 90,403 SH   SOLE   0 0 90,403
BankAmerica Corp. COM 060505104   5,222 181,998 SH   SOLE   0 0 181,998
Berkshire Hathaway 'A' COM 084670108   1,036 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702   110,949 325,363 SH   SOLE   0 0 325,363
Bladex COM P16994132   8,302 376,322 SH   SOLE   0 0 376,322
Boeing Co. COM 097023105   5,459 25,852 SH   SOLE   0 0 25,852
Bristol Myers Squibb COM 110122108   4,651 72,730 SH   SOLE   0 0 72,730
Broadcom, Inc. COM 11135F101   233 269 SH   SOLE   0 0 269
Brookdale Sr Living Inc COM 112463104   2,386 565,370 SH   SOLE   0 0 565,370
Brookfield Asset Mgmt COM 113004105   3,694 113,200 SH   SOLE   0 0 113,200
Brookfield Corp. COM 11271J107   5,729 170,252 SH   SOLE   0 0 170,252
CIGNA Corp. COM 125523100   348 1,241 SH   SOLE   0 0 1,241
CVS Health Corp. COM 126650100   7,434 107,537 SH   SOLE   0 0 107,537
Cable One Inc COM 12685j105   2,418 3,680 SH   SOLE   0 0 3,680
Carrier Global Corp. COM 14448C104   2,236 44,977 SH   SOLE   0 0 44,977
Caterpillar Inc. COM 149123101   11,424 46,430 SH   SOLE   0 0 46,430
Chevron Corp. COM 166764100   4,313 27,408 SH   SOLE   0 0 27,408
Chipotle Mexican Grill, Inc. C COM 169656105   218 102 SH   SOLE   0 0 102
Cisco Systems Inc. COM 17275R102   6,969 134,699 SH   SOLE   0 0 134,699
Cleveland Cliffs COM 185896107   2,212 132,000 SH   SOLE   0 0 132,000
Coca Cola Co. COM 191216100   5,073 84,237 SH   SOLE   0 0 84,237
Comcast Corp. - Class A COM 20030n101   5,665 136,334 SH   SOLE   0 0 136,334
ConocoPhillips COM 20825c104   637 6,146 SH   SOLE   0 0 6,146
Constellation Brands Inc. Clas COM 21036P108   2,429 9,870 SH   SOLE   0 0 9,870
CoreCivic, Inc. COM 21871N101   5,983 635,784 SH   SOLE   0 0 635,784
Costco Wholesale COM 22160K105   383 712 SH   SOLE   0 0 712
DXC Technology Co. COM 23355l106   4,531 169,579 SH   SOLE   0 0 169,579
Danaher Corp. COM 235851102   827 3,444 SH   SOLE   0 0 3,444
Darden Restaurants, Inc. COM 237194105   717 4,292 SH   SOLE   0 0 4,292
Delta Airlines Inc. COM 247361702   2,619 55,099 SH   SOLE   0 0 55,099
Diageo PLC COM 25243Q205   2,653 15,295 SH   SOLE   0 0 15,295
Discover Financial Service COM 254709108   219 1,871 SH   SOLE   0 0 1,871
Dominion Energy Inc. COM 25746u109   1,186 22,892 SH   SOLE   0 0 22,892
Duke Energy Corp. COM 26441c204   1,836 20,459 SH   SOLE   0 0 20,459
Edwards Lifesciences Corp COM 28176E108   554 5,876 SH   SOLE   0 0 5,876
Eli Lilly & Co. COM 532457108   227 483 SH   SOLE   0 0 483
Energold Drilling Corp COM 29268a103   0 10,000 SH   SOLE   0 0 10,000
Equity Commonwealth COM 294628102   4,167 205,700 SH   SOLE   0 0 205,700
Exxon Mobil Corp. COM 30231G102   13,250 123,546 SH   SOLE   0 0 123,546
Fairfax Financial Hld COM 303901102   84,226 112,318 SH   SOLE   0 0 112,318
FedEx Corp. COM 31428X106   13,844 55,845 SH   SOLE   0 0 55,845
Fiserv COM 337738108   11,752 93,161 SH   SOLE   0 0 93,161
Fox Corp. Cl A COM 35137L105   408 12,002 SH   SOLE   0 0 12,002
Fox Corp. Cl B COM 35137L204   203 6,380 SH   SOLE   0 0 6,380
General Electric Co. COM 369604301   294 2,680 SH   SOLE   0 0 2,680
General Mills Inc. COM 370334104   1,024 13,345 SH   SOLE   0 0 13,345
General Motors Corp. COM 37045v100   204 5,302 SH   SOLE   0 0 5,302
Geo Group Inc COM 36162j106   2,055 287,000 SH   SOLE   0 0 287,000
Goldman Sachs Group COM 38141g104   12,845 39,826 SH   SOLE   0 0 39,826
Graham Holdings Co COM 384637104   2,915 5,100 SH   SOLE   0 0 5,100
HCA Healthcare, Inc. COM 40412C101   129,387 426,346 SH   SOLE   0 0 426,346
Halliburton Inc. COM 406216101   8,468 256,680 SH   SOLE   0 0 256,680
HealthStream Inc. COM 42222n103   334 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103   1,803 89,720 SH   SOLE   0 0 89,720
Henry Schein, Inc. COM 806407102   2,352 29,005 SH   SOLE   0 0 29,005
Hewlett Packard Ent COM 42824c109   2,012 119,784 SH   SOLE   0 0 119,784
Home Depot Inc. COM 437076102   11,302 36,383 SH   SOLE   0 0 36,383
Honeywell Intl. COM 438516106   6,262 30,178 SH   SOLE   0 0 30,178
Intel Corp. COM 458140100   5,969 178,491 SH   SOLE   0 0 178,491
International Business Machine COM 459200101   1,896 14,171 SH   SOLE   0 0 14,171
Iron Mountain, Inc. COM 46284V101   948 16,688 SH   SOLE   0 0 16,688
J. P. Morgan Chase & Co. Inc. COM 46625h100   3,746 25,755 SH   SOLE   0 0 25,755
Jefferies Financial Grp COM 47233W109   4,420 133,240 SH   SOLE   0 0 133,240
Johnson & Johnson COM 478160104   18,549 112,066 SH   SOLE   0 0 112,066
Johnson Controls International COM g51502105   227 3,325 SH   SOLE   0 0 3,325
KKR & Co., Inc. Cl A COM 48251w104   1,160 20,721 SH   SOLE   0 0 20,721
Kinross Gold Corp COM 496902404   102 21,466 SH   SOLE   0 0 21,466
Kraft Heinz Company COM 500754106   1,778 50,092 SH   SOLE   0 0 50,092
L3Harris Technologies, Inc COM 502431109   842 4,301 SH   SOLE   0 0 4,301
Loews Corp. COM 540424108   11,434 192,551 SH   SOLE   0 0 192,551
Lowes Companies COM 548661107   19,712 87,338 SH   SOLE   0 0 87,338
Lumen Technologies COM 550241103   1,504 665,323 SH   SOLE   0 0 665,323
M&T Bank Corp. COM 55261f104   3,311 26,750 SH   SOLE   0 0 26,750
Marathon Petroleum Corp. COM 56585a102   392 3,360 SH   SOLE   0 0 3,360
MasterCard Inc. COM 57636Q104   421 1,070 SH   SOLE   0 0 1,070
McDonalds Corp. COM 580135101   5,391 18,064 SH   SOLE   0 0 18,064
Medtronic PLC COM G5960L103   12,048 136,754 SH   SOLE   0 0 136,754
MercadoLibre, Inc. COM 58733R102   237 200 SH   SOLE   0 0 200
Merck & Company Inc. COM 58933y105   11,473 99,432 SH   SOLE   0 0 99,432
Meta Platforms, Inc. COM 30303m102   5,767 20,094 SH   SOLE   0 0 20,094
Microsoft Corp. COM 594918104   34,651 101,753 SH   SOLE   0 0 101,753
Mondelez Int'l Inc COM 609207105   16,767 229,873 SH   SOLE   0 0 229,873
Morgan Stanley COM 617446448   554 6,488 SH   SOLE   0 0 6,488
NOV Inc. COM 62955J103   4,411 275,000 SH   SOLE   0 0 275,000
National Health Invstrs COM 63633d104   4,463 85,140 SH   SOLE   0 0 85,140
Nestle SA Sponsored Reg COM 641069406   306 2,542 SH   SOLE   0 0 2,542
Newmont Mining Corp COM 651639106   1,445 33,884 SH   SOLE   0 0 33,884
NextEra Energy, Inc. COM 65339f101   677 9,125 SH   SOLE   0 0 9,125
Nike COM 654106103   2,137 19,367 SH   SOLE   0 0 19,367
Norfolk Southern Corp. COM 655844108   804 3,544 SH   SOLE   0 0 3,544
Northrop Grumman COM 666807102   291 639 SH   SOLE   0 0 639
Northwest Biotherapeutics, Inc COM 66737P600   11 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109   805 7,980 SH   SOLE   0 0 7,980
Nvidia Corp COM 67066G104   3,897 9,212 SH   SOLE   0 0 9,212
O-I Glass, Inc. COM 67098H104   2,680 125,655 SH   SOLE   0 0 125,655
Oncocyte Corporation COM 68235c107   6 27,763 SH   SOLE   0 0 27,763
Oracle COM 68389x105   5,591 46,944 SH   SOLE   0 0 46,944
Otis Worldwide Corp. COM 68902V107   1,140 12,807 SH   SOLE   0 0 12,807
Overstock COM 690370101   6,744 207,047 SH   SOLE   0 0 207,047
Owens Corning COM 690742101   814 6,238 SH   SOLE   0 0 6,238
PINK Simplify Health Care ETF COM 82889N772   3,438 129,558 SH   SOLE   0 0 129,558
Pan American Silver COM 697900108   219 15,036 SH   SOLE   0 0 15,036
PayPal Holdings Inc. COM 70450Y103   1,512 22,659 SH   SOLE   0 0 22,659
Penn National Gaming COM 707569109   760 31,609 SH   SOLE   0 0 31,609
PepsiCo Inc. COM 713448108   3,051 16,474 SH   SOLE   0 0 16,474
Pfizer Inc. COM 717081103   5,772 157,354 SH   SOLE   0 0 157,354
Philip Morris Intl COM 718172109   5,437 55,695 SH   SOLE   0 0 55,695
Phillips 66 COM 718546104   1,013 10,616 SH   SOLE   0 0 10,616
Pinnacle Financial Partners COM 72346q104   11,607 204,882 SH   SOLE   0 0 204,882
Procter & Gamble Co. COM 742718109   15,359 101,218 SH   SOLE   0 0 101,218
Prologis Inc. COM 74340w103   260 2,118 SH   SOLE   0 0 2,118
Provectus Biophamaceuticals COM 74373p108   6 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104   0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101   10,650 108,723 SH   SOLE   0 0 108,723
Regions Financial Corp. COM 7591ep100   4,166 233,809 SH   SOLE   0 0 233,809
Republic Services Inc. COM 760759100   10,436 68,134 SH   SOLE   0 0 68,134
Roche Holdings COM 771195104   517 13,539 SH   SOLE   0 0 13,539
Russell 2000 Index Fund COM 464287655   315 1,682 SH   SOLE   0 0 1,682
S & P 500 Index Depository Rec COM 78462F103   1,368 3,087 SH   SOLE   0 0 3,087
SPDR Gold Trust COM 78463V107   9,400 52,728 SH   SOLE   0 0 52,728
SPDR S&P 500 Value ETF COM 78464A508   1,521 35,200 SH   SOLE   0 0 35,200
SPDR Utilities Select COM 81369Y886   1,950 29,796 SH   SOLE   0 0 29,796
Salesforce.com, Inc. COM 79466L302   320 1,515 SH   SOLE   0 0 1,515
Schlumberger Ltd. COM 806857108   4,792 97,554 SH   SOLE   0 0 97,554
Select Basic Materials Sector COM 81369y100   1,587 19,151 SH   SOLE   0 0 19,151
Shell PLC COM 780259305   1,029 17,045 SH   SOLE   0 0 17,045
Southern Co. COM 842587107   371 5,279 SH   SOLE   0 0 5,279
Southwest Airlines Co. COM 844741108   2,257 62,338 SH   SOLE   0 0 62,338
Starbucks Corp. COM 855244109   4,419 44,607 SH   SOLE   0 0 44,607
Stryker COM 863667101   4,160 13,634 SH   SOLE   0 0 13,634
SunCoke Energy COM 86722A103   197 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107   8,158 109,941 SH   SOLE   0 0 109,941
TE Connectivity Ltd COM H84989104   422 3,011 SH   SOLE   0 0 3,011
TEGNA, Inc. COM 87901j105   3,930 241,995 SH   SOLE   0 0 241,995
TJX Companies, Inc. COM 872540109   980 11,559 SH   SOLE   0 0 11,559
Tapestry, Inc. COM 876030107   1,684 39,343 SH   SOLE   0 0 39,343
Target Corporation COM 87612e106   777 5,889 SH   SOLE   0 0 5,889
Tejon Ranch Co. COM 879080109   886 51,500 SH   SOLE   0 0 51,500
Teledyne Technologies Inc. COM 879360105   348 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101   691 2,641 SH   SOLE   0 0 2,641
Toyota Motor Corp. COM 892331307   405 2,517 SH   SOLE   0 0 2,517
Tractor Supply Co COM 892356106   608 2,749 SH   SOLE   0 0 2,749
Travelers Inc. COM 89417e109   2,706 15,583 SH   SOLE   0 0 15,583
Truist Financial Corp. COM 89832Q109   1,952 64,300 SH   SOLE   0 0 64,300
Truxton Corp. COM 89845y107   294 4,880 SH   SOLE   0 0 4,880
US Bancorp COM 902973304   1,796 54,348 SH   SOLE   0 0 54,348
Union Pacific Corp. COM 907818108   201 980 SH   SOLE   0 0 980
United Parcel Svc. Cl B COM 911312106   9,310 51,941 SH   SOLE   0 0 51,941
United Rentals, Inc. COM 911363109   15,695 35,240 SH   SOLE   0 0 35,240
UnitedHealth Group COM 91324P102   351 730 SH   SOLE   0 0 730
Valero Energy Corp. COM 91913y100   301 2,569 SH   SOLE   0 0 2,569
VanEck Vectors Oil Services ET COM 92189h607   2,222 7,725 SH   SOLE   0 0 7,725
Vanguard Emerging Markets ETF COM 922042858   2,997 73,669 SH   SOLE   0 0 73,669
Vanguard Index Total Stock Fun COM 922908769   355 1,612 SH   SOLE   0 0 1,612
Vanguard Large-Cap Exchanged T COM 922908637   980 4,836 SH   SOLE   0 0 4,836
Vanguard Mid-Cap Exchange Trad COM 922908629   609 2,766 SH   SOLE   0 0 2,766
Vanguard REIT ETF COM 922908553   229 2,736 SH   SOLE   0 0 2,736
Vanguard Small-Cap Growth ETF COM 922908595   366 1,591 SH   SOLE   0 0 1,591
Vanguard Small-Cap VIPERs COM 922908751   770 3,870 SH   SOLE   0 0 3,870
Verizon Comm. COM 92343v104   2,016 54,212 SH   SOLE   0 0 54,212
ViaSat Inc COM 92552v100   13,740 333,000 SH   SOLE   0 0 333,000
Visa Inc COM 92826C839   14,069 59,245 SH   SOLE   0 0 59,245
Vitesse Energy, Inc. COM 92852X103   3,354 149,715 SH   SOLE   0 0 149,715
Vulcan Materials COM 929160109   1,836 8,142 SH   SOLE   0 0 8,142
Wal-Mart Stores Inc. COM 931142103   11,883 75,603 SH   SOLE   0 0 75,603
Walt Disney Co. COM 254687106   11,585 129,756 SH   SOLE   0 0 129,756
Warner Bros. Discovery COM 934423104   578 46,068 SH   SOLE   0 0 46,068
Wells Fargo & Co. COM 949746101   2,924 68,509 SH   SOLE   0 0 68,509
White Mountain Ins COM G9618E107   5,115 3,683 SH   SOLE   0 0 3,683
Zimmer Biomet Holdings, Inc. COM 98956p102   401 2,751 SH   SOLE   0 0 2,751
Zoetis, Inc. COM 98978v103   5,592 32,471 SH   SOLE   0 0 32,471
iShares Core S&P MidCap ETF COM 464287507   624 2,385 SH   SOLE   0 0 2,385
iShares DJ Select Dividend Ind COM 464287168   475 4,195 SH   SOLE   0 0 4,195
iShares MSCI EAFE Index Fund COM 464287465   1,069 14,749 SH   SOLE   0 0 14,749
iShares MSCI Emerging Markets COM 464287234   1,959 49,520 SH   SOLE   0 0 49,520
iShares MSCI Pacific Rim COM 464286665   901 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622   918 3,765 SH   SOLE   0 0 3,765
iShares Russell Mid-Cap Index COM 464287499   498 6,820 SH   SOLE   0 0 6,820
iShares Russell Value Index COM 464287598   1,471 9,320 SH   SOLE   0 0 9,320
iShares S&P 500 Core Index ETF COM 464287200   402 902 SH   SOLE   0 0 902
iShares S&P SmallCap 600 Index COM 464287804   3,619 36,319 SH   SOLE   0 0 36,319
iShares TR Russell 1000 Growth COM 464287614   934 3,395 SH   SOLE   0 0 3,395
iShares Tr MSCI ACWI ETF COM 464288257   218 2,272 SH   SOLE   0 0 2,272
iShares U.S. Aerospace & Defen COM 464288760   357 3,063 SH   SOLE   0 0 3,063