The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 1,228 11,111 SH   SOLE   0 0 11,111
ADT, Inc. COM 00090Q103 3,655 487,972 SH   SOLE   0 0 487,972
APA Corporation COM 03743Q108 686 20,050 SH   SOLE   0 0 20,050
AT&T, Inc. COM 00206R102 1,592 103,776 SH   SOLE   0 0 103,776
AbbVie, Inc. COM 00287y109 2,409 17,953 SH   SOLE   0 0 17,953
Abbott Laboratories COM 002824100 3,445 35,599 SH   SOLE   0 0 35,599
Accenture Ltd COM g1151c101 31,243 121,427 SH   SOLE   0 0 121,427
Adams Diversified Equity Fund, COM 006212104 364 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines Ltd. COM 008474108 5,993 141,919 SH   SOLE   0 0 141,919
Alamos Gold Cl A COM 011532108 163 22,000 SH   SOLE   0 0 8,000
AllState Corp. COM 020002101 908 7,295 SH   SOLE   0 0 7,295
Alphabet Inc. Class A COM 02079k305 2,615 27,338 SH   SOLE   0 0 26,538
Alphabet Inc. Class C COM 02079k107 17,134 178,198 SH   SOLE   0 0 178,198
Altria Group, Inc. COM 02209s103 1,428 35,359 SH   SOLE   0 0 35,359
Amazon.com COM 023135106 19,577 173,250 SH   SOLE   0 0 173,250
American Airlines Grp COM 02376R102 340 28,207 SH   SOLE   0 0 28,207
American Express Co. COM 025816109 973 7,211 SH   SOLE   0 0 7,211
American Healthcare REIT Cl I COM 398182204 148 15,922 SH   SOLE   0 0 15,922
American Int'l Group COM 026874784 587 12,360 SH   SOLE   0 0 12,360
Amgen Inc. COM 031162100 7,210 31,988 SH   SOLE   0 0 31,988
Apple Inc. COM 037833100 47,915 346,709 SH   SOLE   0 0 346,709
Applied Materials Inc. COM 038222105 225 2,743 SH   SOLE   0 0 2,743
AutoZone COM 053332102 446 208 SH   SOLE   0 0 208
BP PLC COM 055622104 2,679 93,827 SH   SOLE   0 0 93,827
Banco LatinoAmericano COM P16994132 4,758 364,322 SH   SOLE   0 0 364,322
BankAmerica Corp. COM 060505104 4,712 156,036 SH   SOLE   0 0 156,036
Berkshire Hathaway 'A' COM 084670108 813 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702 90,013 337,101 SH   SOLE   0 0 336,801
Boeing Co. COM 097023105 3,378 27,902 SH   SOLE   0 0 27,102
Bristol Myers Squibb COM 110122108 5,365 75,466 SH   SOLE   0 0 75,466
Brookdale Sr Living Inc COM 112463104 2,202 515,585 SH   SOLE   0 0 515,585
Brookfield Asset Mgmt COM 112585104 7,084 173,252 SH   SOLE   0 0 173,252
CIGNA Corp. COM 125523100 349 1,259 SH   SOLE   0 0 1,259
CVS Health Corp. COM 126650100 8,869 92,995 SH   SOLE   0 0 92,995
Cable One Inc COM 12685j105 3,054 3,580 SH   SOLE   0 0 3,580
Carrier Global Corp. COM 14448C104 2,334 65,641 SH   SOLE   0 0 65,641
Caterpillar Inc. COM 149123101 9,777 59,587 SH   SOLE   0 0 59,587
Chevron Corp. COM 166764100 4,142 28,831 SH   SOLE   0 0 28,831
Cisco Systems Inc. COM 17275R102 5,633 140,837 SH   SOLE   0 0 140,837
Coca Cola Co. COM 191216100 5,074 90,577 SH   SOLE   0 0 90,577
Comcast Corp. - Class A COM 20030n101 4,116 140,341 SH   SOLE   0 0 140,341
ConocoPhillips COM 20825c104 651 6,366 SH   SOLE   0 0 6,366
Constellation Brands Inc. Clas COM 21036P108 1,464 6,374 SH   SOLE   0 0 6,374
CoreCivic, Inc. COM 21871N101 7,381 834,978 SH   SOLE   0 0 822,978
Costco Wholesale COM 22160K105 352 746 SH   SOLE   0 0 746
DXC Technology Co. COM 23355l106 3,622 147,974 SH   SOLE   0 0 147,974
Danaher Corp. COM 235851102 933 3,614 SH   SOLE   0 0 3,614
Darden Restaurants, Inc. COM 237194105 618 4,889 SH   SOLE   0 0 4,889
Delta Airlines Inc. COM 247361702 2,172 77,411 SH   SOLE   0 0 77,411
Diageo PLC COM 25243Q205 2,105 12,397 SH   SOLE   0 0 12,397
Dominion Energy Inc. COM 25746u109 1,665 24,092 SH   SOLE   0 0 24,092
Dufry AG ADR COM 26433T108 29 10,000 SH   SOLE   0 0 10,000
Duke Energy Corp. COM 26441c204 1,853 19,915 SH   SOLE   0 0 19,915
Edwards Lifesciences Corp COM 28176E108 483 5,845 SH   SOLE   0 0 5,845
Energold Drilling Corp COM 29268a103 0 10,000 SH   SOLE   0 0 10,000
Equity Commonwealth COM 294628102 5,164 212,000 SH   SOLE   0 0 209,000
Exxon Mobil Corp. COM 30231G102 11,154 127,757 SH   SOLE   0 0 127,757
Fairfax Financial Hld COM 303901102 53,204 115,876 SH   SOLE   0 0 115,376
FedEx Corp. COM 31428X106 8,511 57,328 SH   SOLE   0 0 57,328
Fiserv COM 337738108 8,789 93,925 SH   SOLE   0 0 93,925
Fox Corp. Cl A COM 35137L105 389 12,686 SH   SOLE   0 0 12,686
Fox Corp. Cl B COM 35137L204 215 7,528 SH   SOLE   0 0 7,528
General Mills Inc. COM 370334104 1,097 14,315 SH   SOLE   0 0 14,315
Geo Group Inc COM 36162j106 2,210 287,000 SH   SOLE   0 0 272,000
Goldman Sachs Group COM 38141g104 12,547 42,814 SH   SOLE   0 0 42,814
Graham Holdings Co COM 384637104 2,744 5,100 SH   SOLE   0 0 4,850
HCA Healthcare, Inc. COM 40412C101 80,761 439,419 SH   SOLE   0 0 439,419
Halliburton Inc. COM 406216101 6,510 264,403 SH   SOLE   0 0 264,403
HealthStream Inc. COM 42222n103 289 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103 2,163 94,370 SH   SOLE   0 0 94,370
Henry Schein, Inc. COM 806407102 2,181 33,155 SH   SOLE   0 0 33,155
Hewlett Packard Ent COM 42824c109 2,010 167,784 SH   SOLE   0 0 163,784
Home Depot Inc. COM 437076102 10,918 39,565 SH   SOLE   0 0 39,565
Honeywell Intl. COM 438516106 5,252 31,456 SH   SOLE   0 0 31,456
Intel Corp. COM 458140100 5,093 197,625 SH   SOLE   0 0 197,625
International Business Machine COM 459200101 1,791 15,074 SH   SOLE   0 0 15,074
Iron Mountain, Inc. COM 46284V101 744 16,923 SH   SOLE   0 0 16,923
J M Smucker Company COM 832696405 273 1,985 SH   SOLE   0 0 1,985
J. P. Morgan Chase & Co. Inc. COM 46625h100 3,317 31,739 SH   SOLE   0 0 31,739
Jefferies Financial Grp COM 47233W109 3,975 134,740 SH   SOLE   0 0 134,740
Johnson & Johnson COM 478160104 17,239 105,527 SH   SOLE   0 0 105,527
KKR & Co., Inc. Cl A COM 48251w104 929 21,600 SH   SOLE   0 0 21,600
Kinross Gold Corp COM 496902404 81 21,466 SH   SOLE   0 0 21,466
Kraft Heinz Company COM 500754106 325 9,735 SH   SOLE   0 0 9,735
L3Harris Technologies, Inc COM 502431109 892 4,292 SH   SOLE   0 0 4,292
Loews Corp. COM 540424108 9,974 200,125 SH   SOLE   0 0 198,925
Lowes Companies COM 548661107 18,504 98,528 SH   SOLE   0 0 98,528
Lumen Technologies COM 550241103 6,346 871,675 SH   SOLE   0 0 863,675
M&T Bank Corp. COM 55261f104 6,569 37,255 SH   SOLE   0 0 37,255
Marathon Petroleum Corp. COM 56585a102 344 3,458 SH   SOLE   0 0 3,458
MasterCard Inc. COM 57636Q104 285 1,002 SH   SOLE   0 0 1,002
McDonalds Corp. COM 580135101 3,931 17,038 SH   SOLE   0 0 17,038
Medtronic PLC COM G5960L103 9,933 123,014 SH   SOLE   0 0 121,814
Merck & Company Inc. COM 58933y105 8,893 103,260 SH   SOLE   0 0 103,260
Meta Platforms, Inc. COM 30303m102 3,458 25,485 SH   SOLE   0 0 25,485
Microsoft Corp. COM 594918104 23,676 101,660 SH   SOLE   0 0 101,660
Mondelez Int'l Inc COM 609207105 13,394 244,278 SH   SOLE   0 0 244,278
Morgan Stanley COM 617446448 512 6,475 SH   SOLE   0 0 6,475
NOV Inc. COM 62955J103 4,886 302,000 SH   SOLE   0 0 297,000
National Health Invstrs COM 63633d104 5,174 91,521 SH   SOLE   0 0 91,521
Nestle SA Sponsored Reg COM 641069406 267 2,478 SH   SOLE   0 0 2,478
NextEra Energy, Inc. COM 65339f101 725 9,249 SH   SOLE   0 0 9,249
Nike COM 654106103 1,802 21,683 SH   SOLE   0 0 21,683
Norfolk Southern Corp. COM 655844108 679 3,236 SH   SOLE   0 0 3,236
Northrop Grumman COM 666807102 296 629 SH   SOLE   0 0 629
Northwest Biotherapeutics, Inc COM 66737P600 14 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109 609 8,013 SH   SOLE   0 0 8,013
Nvidia Corp COM 67066G104 1,272 10,478 SH   SOLE   0 0 10,478
O-I Glass, Inc. COM 67098H104 2,160 166,774 SH   SOLE   0 0 166,774
Oracle COM 68389x105 3,138 51,390 SH   SOLE   0 0 50,190
Otis Worldwide Corp. COM 68902V107 1,043 16,344 SH   SOLE   0 0 16,344
Overstock COM 690370101 5,253 215,717 SH   SOLE   0 0 215,717
Owens Corning COM 690742101 582 7,410 SH   SOLE   0 0 7,410
PINK Simplify Health Care ETF COM 82889N772 2,696 113,528 SH   SOLE   0 0 113,528
Pan American Silver COM 697900108 191 12,000 SH   SOLE   0 0 12,000
PayPal Holdings Inc. COM 70450Y103 2,746 31,904 SH   SOLE   0 0 31,904
Penn National Gaming COM 707569109 937 34,073 SH   SOLE   0 0 34,073
PepsiCo Inc. COM 713448108 2,672 16,368 SH   SOLE   0 0 16,368
Pfizer Inc. COM 717081103 8,176 186,830 SH   SOLE   0 0 186,830
Philip Morris Intl COM 718172109 4,856 58,503 SH   SOLE   0 0 58,503
Phillips 66 COM 718546104 877 10,871 SH   SOLE   0 0 9,371
Pinnacle Financial Partners COM 72346q104 14,390 177,434 SH   SOLE   0 0 177,434
Procter & Gamble Co. COM 742718109 13,363 105,842 SH   SOLE   0 0 105,842
Provectus Biophamaceuticals COM 74373p108 2 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104 0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101 8,171 99,816 SH   SOLE   0 0 99,816
Regions Financial Corp. COM 7591ep100 4,692 233,768 SH   SOLE   0 0 233,768
Republic Services Inc. COM 760759100 9,655 70,973 SH   SOLE   0 0 70,973
Roche Holdings COM 771195104 549 13,368 SH   SOLE   0 0 13,368
Russell 2000 Index Fund COM 464287655 277 1,682 SH   SOLE   0 0 1,682
S & P 500 Index Depository Rec COM 78462F103 1,709 4,785 SH   SOLE   0 0 4,785
SPDR Gold Trust COM 78463V107 1,429 9,240 SH   SOLE   0 0 9,240
SPDR S&P 500 Value ETF COM 78464A508 1,001 29,025 SH   SOLE   0 0 29,025
SPDR S&P Dividend ETF COM 78464a763 803 7,200 SH   SOLE   0 0 7,200
SPDR Utilities Select COM 81369Y886 1,319 20,127 SH   SOLE   0 0 20,127
Salesforce.com, Inc. COM 79466L302 212 1,471 SH   SOLE   0 0 1,471
Schlumberger Ltd. COM 806857108 3,647 101,595 SH   SOLE   0 0 101,595
Select Basic Materials Sector COM 81369y100 1,402 20,609 SH   SOLE   0 0 20,609
Shell PLC COM 780259305 996 20,013 SH   SOLE   0 0 20,013
Southern Co. COM 842587107 351 5,161 SH   SOLE   0 0 5,161
Southwest Airlines Co. COM 844741108 2,088 67,720 SH   SOLE   0 0 67,720
Starbucks Corp. COM 855244109 3,882 46,068 SH   SOLE   0 0 46,068
Stryker COM 863667101 2,873 14,186 SH   SOLE   0 0 14,186
SunCoke Energy COM 86722A103 145 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107 6,739 95,311 SH   SOLE   0 0 95,311
TE Connectivity Ltd COM H84989104 391 3,546 SH   SOLE   0 0 3,546
TEGNA, Inc. COM 87901j105 5,213 252,095 SH   SOLE   0 0 249,595
TJX Companies, Inc. COM 872540109 820 13,195 SH   SOLE   0 0 13,195
Tapestry, Inc. COM 876030107 1,248 43,893 SH   SOLE   0 0 43,893
Target Corporation COM 87612e106 993 6,695 SH   SOLE   0 0 6,695
Tejon Ranch Co. COM 879080109 749 52,000 SH   SOLE   0 0 49,000
Teledyne Technologies Inc. COM 879360105 286 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101 683 2,574 SH   SOLE   0 0 2,574
Toyota Motor Corp. COM 892331307 326 2,500 SH   SOLE   0 0 2,500
Tractor Supply Co COM 892356106 545 2,934 SH   SOLE   0 0 2,934
Travelers Inc. COM 89417e109 2,003 13,074 SH   SOLE   0 0 13,074
Truist Financial Corp. COM 89832Q109 2,792 64,116 SH   SOLE   0 0 64,116
Truxton Corp. COM 89845y107 308 4,880 SH   SOLE   0 0 4,880
US Bancorp COM 902973304 2,144 53,176 SH   SOLE   0 0 53,176
United Parcel Svc. Cl B COM 911312106 8,979 55,581 SH   SOLE   0 0 55,581
United Rentals, Inc. COM 911363109 10,862 40,212 SH   SOLE   0 0 40,212
UnitedHealth Group COM 91324P102 464 919 SH   SOLE   0 0 919
Valero Energy Corp. COM 91913y100 279 2,607 SH   SOLE   0 0 2,607
VanEck Vectors Oil Services ET COM 92189h607 1,716 8,125 SH   SOLE   0 0 8,125
Vanguard Dividend Appreciation COM 921908844 216 1,600 SH   SOLE   0 0 1,600
Vanguard Emerging Markets ETF COM 922042858 2,727 74,729 SH   SOLE   0 0 74,729
Vanguard Energy ETF COM 92204A306 2,010 19,789 SH   SOLE   0 0 19,789
Vanguard Index Extended Market COM 922908652 219 1,725 SH   SOLE   0 0 1,725
Vanguard Index Total Stock Fun COM 922908769 292 1,627 SH   SOLE   0 0 1,627
Vanguard Large-Cap Exchanged T COM 922908637 742 4,536 SH   SOLE   0 0 4,536
Vanguard Mid-Cap Exchange Trad COM 922908629 516 2,747 SH   SOLE   0 0 2,747
Vanguard REIT ETF COM 922908553 267 3,331 SH   SOLE   0 0 3,331
Vanguard Small-Cap Growth ETF COM 922908595 310 1,591 SH   SOLE   0 0 1,591
Vanguard Small-Cap VIPERs COM 922908751 661 3,870 SH   SOLE   0 0 3,870
Verizon Comm. COM 92343v104 2,332 61,418 SH   SOLE   0 0 61,418
ViaSat Inc COM 92552v100 8,510 281,500 SH   SOLE   0 0 277,500
Viatris, Inc. COM 92556V106 127 14,909 SH   SOLE   0 0 14,909
Visa Inc COM 92826C839 11,890 66,927 SH   SOLE   0 0 66,927
Vulcan Materials COM 929160109 1,316 8,342 SH   SOLE   0 0 8,342
Wal-Mart Stores Inc. COM 931142103 10,056 77,531 SH   SOLE   0 0 77,531
Walt Disney Co. COM 254687106 12,640 133,994 SH   SOLE   0 0 133,994
Warner Bros. Discovery COM 934423104 537 46,684 SH   SOLE   0 0 46,684
Wells Fargo & Co. COM 949746101 2,583 64,224 SH   SOLE   0 0 64,224
White Mountain Ins COM G9618E107 4,799 3,683 SH   SOLE   0 0 3,683
Zimmer Biomet Holdings, Inc. COM 98956p102 395 3,781 SH   SOLE   0 0 3,781
Zoetis, Inc. COM 98978v103 5,148 34,713 SH   SOLE   0 0 34,713
iShares Core S&P MidCap ETF COM 464287507 523 2,385 SH   SOLE   0 0 2,385
iShares DJ Select Dividend Ind COM 464287168 391 3,645 SH   SOLE   0 0 3,645
iShares MSCI EAFE Index Fund COM 464287465 834 14,891 SH   SOLE   0 0 14,891
iShares MSCI Emerging Markets COM 464287234 1,783 51,115 SH   SOLE   0 0 51,115
iShares MSCI Pacific Rim COM 464286665 800 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622 741 3,757 SH   SOLE   0 0 3,757
iShares Russell Mid-Cap Index COM 464287499 447 7,200 SH   SOLE   0 0 7,200
iShares Russell Value Index COM 464287598 1,245 9,155 SH   SOLE   0 0 9,155
iShares S&P 500 Core Index ETF COM 464287200 281 783 SH   SOLE   0 0 783
iShares S&P SmallCap 600 Index COM 464287804 3,224 36,973 SH   SOLE   0 0 36,973
iShares TR Russell 1000 Growth COM 464287614 1,289 6,127 SH   SOLE   0 0 6,127