The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 1,438 11,111 SH   SOLE   0 0 11,111
ADT, Inc. COM 00090Q103 3,005 488,572 SH   SOLE   0 0 488,572
AER Energy Resources Inc COM 000944207 0 5,000,000 SH   SOLE   0 0 5,000,000
APA Corporation COM 03743Q108 384 11,000 SH   SOLE   0 0 11,000
AT&T, Inc. COM 00206R102 2,259 107,793 SH   SOLE   0 0 107,793
AbbVie, Inc. COM 00287y109 2,740 17,893 SH   SOLE   0 0 17,893
Abbott Laboratories COM 002824100 3,892 35,817 SH   SOLE   0 0 35,817
Accenture Ltd COM g1151c101 33,380 120,225 SH   SOLE   0 0 120,225
Adams Diversified Equity Fund, COM 006212104 383 25,000 SH   SOLE   0 0 25,000
Agnico Eagle Mines Ltd. COM 008474108 6,283 137,311 SH   SOLE   0 0 137,311
Alamos Gold Cl A COM 011532108 140 20,000 SH   SOLE   0 0 8,000
AllState Corp. COM 020002101 924 7,295 SH   SOLE   0 0 7,295
Alphabet Inc. Class A COM 02079k305 2,680 1,230 SH   SOLE   0 0 1,190
Alphabet Inc. Class C COM 02079k107 20,450 9,349 SH   SOLE   0 0 9,349
Altria Group, Inc. COM 02209s103 1,477 35,359 SH   SOLE   0 0 35,359
Amazon.com COM 023135106 18,845 177,435 SH   SOLE   0 0 177,435
American Airlines Grp COM 02376R102 358 28,207 SH   SOLE   0 0 28,207
American Express Co. COM 025816109 1,000 7,211 SH   SOLE   0 0 7,211
American Healthcare REIT Cl I COM 398182204 148 15,922 SH   SOLE   0 0 15,922
American Int'l Group COM 026874784 635 12,410 SH   SOLE   0 0 12,410
Amgen Inc. COM 031162100 8,050 33,085 SH   SOLE   0 0 33,085
Apple Inc. COM 037833100 47,020 343,913 SH   SOLE   0 0 343,913
Applied Materials Inc. COM 038222105 246 2,703 SH   SOLE   0 0 2,703
AutoZone COM 053332102 447 208 SH   SOLE   0 0 208
BP PLC COM 055622104 2,666 94,052 SH   SOLE   0 0 94,052
Banco LatinoAmericano COM P16994132 4,854 365,822 SH   SOLE   0 0 365,822
BankAmerica Corp. COM 060505104 4,700 150,966 SH   SOLE   0 0 150,966
Berkshire Hathaway 'A' COM 084670108 818 2 SH   SOLE   0 0 2
Berkshire Hathaway 'B' COM 084670702 92,109 337,370 SH   SOLE   0 0 337,070
Boeing Co. COM 097023105 3,288 24,050 SH   SOLE   0 0 23,250
Bristol Myers Squibb COM 110122108 5,851 75,983 SH   SOLE   0 0 75,983
Brookdale Sr Living Inc COM 112463104 2,382 524,585 SH   SOLE   0 0 524,585
Brookfield Asset Mgmt COM 112585104 7,705 173,252 SH   SOLE   0 0 173,252
CIGNA Corp. COM 125523100 332 1,259 SH   SOLE   0 0 1,259
CVS Health Corp. COM 126650100 8,521 91,955 SH   SOLE   0 0 91,955
Cable One Inc COM 12685j105 2,750 2,133 SH   SOLE   0 0 2,133
Carrier Global Corp. COM 14448C104 2,391 67,050 SH   SOLE   0 0 67,050
Caterpillar Inc. COM 149123101 10,711 59,920 SH   SOLE   0 0 59,920
Chevron Corp. COM 166764100 4,243 29,306 SH   SOLE   0 0 29,306
Cisco Systems Inc. COM 17275R102 6,042 141,709 SH   SOLE   0 0 141,709
Coca Cola Co. COM 191216100 5,757 91,505 SH   SOLE   0 0 91,505
Comcast Corp. - Class A COM 20030n101 5,713 145,604 SH   SOLE   0 0 145,604
ConocoPhillips COM 20825c104 575 6,401 SH   SOLE   0 0 6,401
Constellation Brands Inc. Clas COM 21036P108 1,471 6,311 SH   SOLE   0 0 6,311
CoreCivic, Inc. COM 21871N101 7,737 696,384 SH   SOLE   0 0 696,384
Costco Wholesale COM 22160K105 349 729 SH   SOLE   0 0 729
DXC Technology Co. COM 23355l106 4,244 140,004 SH   SOLE   0 0 140,004
Danaher Corp. COM 235851102 916 3,614 SH   SOLE   0 0 3,614
Darden Restaurants, Inc. COM 237194105 553 4,889 SH   SOLE   0 0 4,889
Delta Airlines Inc. COM 247361702 2,277 78,595 SH   SOLE   0 0 78,595
Diageo PLC COM 25243Q205 2,054 11,797 SH   SOLE   0 0 11,797
Dominion Energy Inc. COM 25746u109 1,927 24,142 SH   SOLE   0 0 24,142
Dufry AG ADR COM 26433T108 32 10,000 SH   SOLE   0 0 10,000
Duke Energy Corp. COM 26441c204 2,135 19,915 SH   SOLE   0 0 19,915
Edwards Lifesciences Corp COM 28176E108 556 5,845 SH   SOLE   0 0 5,845
Energold Drilling Corp COM 29268a103 0 10,000 SH   SOLE   0 0 10,000
Equity Commonwealth COM 294628102 5,236 190,208 SH   SOLE   0 0 187,208
Exxon Mobil Corp. COM 30231G102 11,072 129,286 SH   SOLE   0 0 129,286
Fairfax Financial Hld COM 303901102 61,352 116,026 SH   SOLE   0 0 115,526
FedEx Corp. COM 31428X106 12,206 53,839 SH   SOLE   0 0 53,839
Fiserv COM 337738108 8,259 92,825 SH   SOLE   0 0 92,825
Fox Corp. Cl A COM 35137L105 408 12,686 SH   SOLE   0 0 12,686
Fox Corp. Cl B COM 35137L204 230 7,728 SH   SOLE   0 0 7,728
General Mills Inc. COM 370334104 1,080 14,315 SH   SOLE   0 0 14,315
Goldman Sachs Group COM 38141g104 12,816 43,147 SH   SOLE   0 0 43,147
Graham Holdings Co COM 384637104 2,042 3,603 SH   SOLE   0 0 3,353
HCA Healthcare, Inc. COM 40412C101 74,482 443,189 SH   SOLE   0 0 443,189
Halliburton Inc. COM 406216101 7,181 228,983 SH   SOLE   0 0 228,983
HealthStream Inc. COM 42222n103 295 13,600 SH   SOLE   0 0 13,600
Healthpeak Properties Inc. COM 42250P103 2,445 94,370 SH   SOLE   0 0 94,370
Henry Schein, Inc. COM 806407102 2,544 33,155 SH   SOLE   0 0 33,155
Hewlett Packard Ent COM 42824c109 1,827 137,784 SH   SOLE   0 0 133,784
Home Depot Inc. COM 437076102 10,854 39,575 SH   SOLE   0 0 39,575
Honeywell Intl. COM 438516106 5,197 29,898 SH   SOLE   0 0 29,898
Intel Corp. COM 458140100 7,492 200,278 SH   SOLE   0 0 200,278
International Business Machine COM 459200101 2,100 14,874 SH   SOLE   0 0 14,874
Iron Mountain, Inc. COM 46284V101 824 16,923 SH   SOLE   0 0 16,923
J M Smucker Company COM 832696405 254 1,985 SH   SOLE   0 0 1,985
J. P. Morgan Chase & Co. Inc. COM 46625h100 3,591 31,888 SH   SOLE   0 0 31,888
Jefferies Financial Grp COM 47233W109 3,777 136,740 SH   SOLE   0 0 136,740
Johnson & Johnson COM 478160104 18,822 106,035 SH   SOLE   0 0 106,035
KKR & Co., Inc. Cl A COM 48251w104 991 21,400 SH   SOLE   0 0 21,400
Kinross Gold Corp COM 496902404 77 21,466 SH   SOLE   0 0 21,466
Kraft Heinz Company COM 500754106 372 9,760 SH   SOLE   0 0 9,760
L3Harris Technologies, Inc COM 502431109 1,037 4,292 SH   SOLE   0 0 4,292
LinnCo, LLC Escrow COM 535ESC107 0 15,000 SH   SOLE   0 0 15,000
Loews Corp. COM 540424108 12,053 203,400 SH   SOLE   0 0 202,400
Lowes Companies COM 548661107 17,507 100,227 SH   SOLE   0 0 100,227
Lumen Technologies COM 550241103 10,179 932,972 SH   SOLE   0 0 924,972
M&T Bank Corp. COM 55261f104 6,122 38,407 SH   SOLE   0 0 38,407
Marathon Petroleum Corp. COM 56585a102 284 3,458 SH   SOLE   0 0 3,458
MasterCard Inc. COM 57636Q104 324 1,027 SH   SOLE   0 0 1,027
McDonalds Corp. COM 580135101 4,264 17,273 SH   SOLE   0 0 17,273
Medtronic PLC COM G5960L103 10,492 116,906 SH   SOLE   0 0 115,506
Merck & Company Inc. COM 58933y105 9,468 103,853 SH   SOLE   0 0 103,853
Meta Platforms, Inc. COM 30303m102 3,988 24,729 SH   SOLE   0 0 24,729
Microsoft Corp. COM 594918104 25,880 100,765 SH   SOLE   0 0 100,765
Mondelez Int'l Inc COM 609207105 15,224 245,197 SH   SOLE   0 0 245,197
Morgan Stanley COM 617446448 492 6,475 SH   SOLE   0 0 6,475
NOV Inc. COM 62955J103 5,174 306,000 SH   SOLE   0 0 301,000
National Health Invstrs COM 63633d104 5,668 93,521 SH   SOLE   0 0 93,521
Nestle SA Sponsored Reg COM 641069406 288 2,478 SH   SOLE   0 0 2,478
NextEra Energy, Inc. COM 65339f101 716 9,249 SH   SOLE   0 0 9,249
Nike COM 654106103 2,053 20,087 SH   SOLE   0 0 20,087
Norfolk Southern Corp. COM 655844108 735 3,235 SH   SOLE   0 0 3,235
Northrop Grumman COM 666807102 301 629 SH   SOLE   0 0 629
Northwest Biotherapeutics, Inc COM 66737P600 13 20,000 SH   SOLE   0 0 20,000
Novartis AG COM 66987v109 686 8,113 SH   SOLE   0 0 8,113
Nvidia Corp COM 67066G104 775 5,115 SH   SOLE   0 0 5,115
O-I Glass, Inc. COM 67098H104 2,362 168,734 SH   SOLE   0 0 168,734
Oracle COM 68389x105 3,624 51,865 SH   SOLE   0 0 50,665
Organon & Co. COM 68622V106 292 8,661 SH   SOLE   0 0 8,661
Otis Worldwide Corp. COM 68902V107 1,155 16,344 SH   SOLE   0 0 16,344
Overstock COM 690370101 5,557 222,207 SH   SOLE   0 0 222,207
Owens Corning COM 690742101 2,037 27,406 SH   SOLE   0 0 27,406
Pan American Silver COM 697900108 197 10,000 SH   SOLE   0 0 10,000
PayPal Holdings Inc. COM 70450Y103 2,237 32,034 SH   SOLE   0 0 32,034
Penn National Gaming COM 707569109 611 20,095 SH   SOLE   0 0 20,095
PepsiCo Inc. COM 713448108 2,773 16,638 SH   SOLE   0 0 16,638
Pfizer Inc. COM 717081103 9,918 189,170 SH   SOLE   0 0 189,170
Philip Morris Intl COM 718172109 5,761 58,348 SH   SOLE   0 0 58,348
Phillips 66 COM 718546104 768 9,371 SH   SOLE   0 0 9,371
Pinnacle Financial Partners COM 72346q104 12,876 178,069 SH   SOLE   0 0 178,069
Procter & Gamble Co. COM 742718109 15,490 107,724 SH   SOLE   0 0 107,724
Provectus Biophamaceuticals COM 74373p108 3 50,000 SH   SOLE   0 0 50,000
Provision Holding, Inc. Com COM 744121104 0 221,450 SH   SOLE   0 0 221,450
Raytheon Technologies Corp. COM 75513E101 9,311 96,880 SH   SOLE   0 0 96,880
Regions Financial Corp. COM 7591ep100 4,383 233,768 SH   SOLE   0 0 233,768
Republic Services Inc. COM 760759100 9,483 72,458 SH   SOLE   0 0 72,458
Roche Holdings COM 771195104 566 13,618 SH   SOLE   0 0 13,618
Russell 2000 Index Fund COM 464287655 292 1,727 SH   SOLE   0 0 1,727
S & P 500 Index Depository Rec COM 78462F103 1,385 3,672 SH   SOLE   0 0 3,672
SPDR Gold Trust COM 78463V107 558 3,315 SH   SOLE   0 0 3,315
SPDR S&P 500 Value ETF COM 78464A508 1,069 29,025 SH   SOLE   0 0 29,025
SPDR S&P Dividend ETF COM 78464a763 855 7,200 SH   SOLE   0 0 7,200
SPDR Utilities Select COM 81369Y886 1,294 18,452 SH   SOLE   0 0 18,452
Salesforce.com, Inc. COM 79466L302 243 1,471 SH   SOLE   0 0 1,471
Schlumberger Ltd. COM 806857108 3,667 102,535 SH   SOLE   0 0 102,535
Select Basic Materials Sector COM 81369y100 1,524 20,709 SH   SOLE   0 0 20,709
Shell PLC COM 780259305 1,097 20,976 SH   SOLE   0 0 20,976
Southern Co. COM 842587107 367 5,145 SH   SOLE   0 0 5,145
Southwest Airlines Co. COM 844741108 2,507 69,414 SH   SOLE   0 0 69,414
Starbucks Corp. COM 855244109 4,461 58,394 SH   SOLE   0 0 58,394
Stryker COM 863667101 2,672 13,431 SH   SOLE   0 0 13,431
SunCoke Energy COM 86722A103 170 25,000 SH   SOLE   0 0 25,000
Sysco Corp. COM 871829107 7,976 94,156 SH   SOLE   0 0 94,156
TE Connectivity Ltd COM H84989104 401 3,546 SH   SOLE   0 0 3,546
TEGNA, Inc. COM 87901j105 5,347 254,995 SH   SOLE   0 0 252,495
TJX Companies, Inc. COM 872540109 808 14,467 SH   SOLE   0 0 14,467
Tapestry, Inc. COM 876030107 1,340 43,893 SH   SOLE   0 0 43,893
Target Corporation COM 87612e106 1,030 7,295 SH   SOLE   0 0 7,295
Tejon Ranch Co. COM 879080109 807 52,000 SH   SOLE   0 0 49,000
Teledyne Technologies Inc. COM 879360105 318 847 SH   SOLE   0 0 847
Tesla, Inc. COM 88160R101 608 903 SH   SOLE   0 0 903
Toyota Motor Corp. COM 892331307 385 2,500 SH   SOLE   0 0 2,500
Tractor Supply Co COM 892356106 569 2,934 SH   SOLE   0 0 2,934
Travelers Inc. COM 89417e109 2,211 13,074 SH   SOLE   0 0 13,074
Truist Financial Corp. COM 89832Q109 2,707 57,066 SH   SOLE   0 0 57,066
Truxton Corp. COM 89845y107 317 4,880 SH   SOLE   0 0 4,880
US Bancorp COM 902973304 2,085 45,303 SH   SOLE   0 0 45,303
United Parcel Svc. Cl B COM 911312106 10,399 56,967 SH   SOLE   0 0 56,967
United Rentals, Inc. COM 911363109 9,753 40,152 SH   SOLE   0 0 40,152
UnitedHealth Group COM 91324P102 472 919 SH   SOLE   0 0 919
Valero Energy Corp. COM 91913y100 397 3,732 SH   SOLE   0 0 3,732
VanEck Vectors Oil Services ET COM 92189h607 1,686 7,250 SH   SOLE   0 0 7,250
Vanguard Dividend Appreciation COM 921908844 229 1,600 SH   SOLE   0 0 1,600
Vanguard Emerging Markets ETF COM 922042858 3,112 74,729 SH   SOLE   0 0 74,729
Vanguard Index Extended Market COM 922908652 226 1,725 SH   SOLE   0 0 1,725
Vanguard Index Total Stock Fun COM 922908769 307 1,627 SH   SOLE   0 0 1,627
Vanguard Large-Cap Exchanged T COM 922908637 825 4,786 SH   SOLE   0 0 4,786
Vanguard Mid-Cap Exchange Trad COM 922908629 545 2,765 SH   SOLE   0 0 2,765
Vanguard REIT ETF COM 922908553 304 3,331 SH   SOLE   0 0 3,331
Vanguard Small-Cap Growth ETF COM 922908595 313 1,591 SH   SOLE   0 0 1,591
Vanguard Small-Cap VIPERs COM 922908751 717 4,070 SH   SOLE   0 0 4,070
Verizon Comm. COM 92343v104 3,124 61,548 SH   SOLE   0 0 61,548
ViaSat Inc COM 92552v100 8,454 276,000 SH   SOLE   0 0 272,000
Viatris, Inc. COM 92556V106 159 15,232 SH   SOLE   0 0 15,232
Visa Inc COM 92826C839 12,633 64,162 SH   SOLE   0 0 64,162
Vulcan Materials COM 929160109 1,200 8,442 SH   SOLE   0 0 8,442
Wal-Mart Stores Inc. COM 931142103 9,509 78,208 SH   SOLE   0 0 78,208
Walt Disney Co. COM 254687106 13,090 138,670 SH   SOLE   0 0 138,670
Warner Bros. Discovery COM 934423104 565 42,130 SH   SOLE   0 0 42,130
Wells Fargo & Co. COM 949746101 2,511 64,109 SH   SOLE   0 0 64,109
White Mountain Ins COM G9618E107 4,589 3,683 SH   SOLE   0 0 3,683
Zimmer Biomet Holdings, Inc. COM 98956p102 397 3,781 SH   SOLE   0 0 3,781
Zoetis, Inc. COM 98978v103 6,211 36,134 SH   SOLE   0 0 36,134
iShares Core S&P MidCap ETF COM 464287507 540 2,385 SH   SOLE   0 0 2,385
iShares DJ Select Dividend Ind COM 464287168 426 3,620 SH   SOLE   0 0 3,620
iShares FTSE China 25 Index Fu COM 464287184 2,037 60,075 SH   SOLE   0 0 60,075
iShares MSCI EAFE Index Fund COM 464287465 931 14,891 SH   SOLE   0 0 14,891
iShares MSCI Emerging Markets COM 464287234 3,850 96,013 SH   SOLE   0 0 96,013
iShares MSCI Pacific Rim COM 464286665 888 21,323 SH   SOLE   0 0 21,323
iShares Russell 1000 Index ETF COM 464287622 780 3,752 SH   SOLE   0 0 3,752
iShares Russell Mid-Cap Index COM 464287499 490 7,585 SH   SOLE   0 0 7,585
iShares Russell Value Index COM 464287598 1,327 9,155 SH   SOLE   0 0 9,155
iShares S&P 500 Core Index ETF COM 464287200 297 783 SH   SOLE   0 0 783
iShares S&P SmallCap 600 Index COM 464287804 3,429 37,105 SH   SOLE   0 0 37,105
iShares TR Russell 1000 Growth COM 464287614 1,340 6,127 SH   SOLE   0 0 6,127