GOODWILL, SOFTWARE AND OTHER INTANGIBLE ASSETS, NET (Tables)

12 Months Ended

Dec. 31, 2023

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Changes in Goodwill

Changes in goodwill for the years ended December 31, 2023 and 2022 are as follows:

(in millions)	Amount
Balance at December 31, 2021	$	294
Additions	168
Balance at December 31, 2022	$	462
Additions	—
Balance at December 31, 2023	$	462

Schedule of Software and Other Intangible Assets

The following summarizes software and other intangible assets:

		December 31, 2023						December 31, 2022
(in millions)	Weighted Average Amortization Period	Gross Carrying Amount		Accumulated Amortization		Net Carrying Amount		Gross Carrying Amount		Accumulated Amortization		Net Carrying Amount
Amortizable intangibles:
Software	3 years	350		(255)		95		278		(213)		65
Customer relationships	6 years	49		(18)		31		135		(93)		42
Developed technology	6 years	65		(19)		46		65		(9)		56
Total		$	464	$	(292)	$	172	$	478	$	(315)	$	163

Schedule of Capitalized Internally Developed Software Costs and Depreciation Expense

The following table summarizes our capitalized internally developed software costs and related depreciation expense.

	Year Ended December 31,
(in millions)	2023	2022	2021
Capitalized internally developed software costs	69	48	33
Depreciation expense for capitalized internally developed software costs	42	35	33

Schedule of Expected Expense Related to Intangibles Amortization in Future Periods

Expense related to intangibles amortization in future periods as of December 31, 2023 is expected to be as follows:

Year ending December 31:	Amount (in millions)
2024	$	59
2025	46
2026	31
2027	23
2028	7
2029 and thereafter	3
Total	$	169