CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Total revenues	$ 1,222	$ 1,241	$ 3,677	$ 3,659
Costs and operating expenses:
Insurance costs	874	872	2,594	2,547
Cost of providing services	74	79	231	225
Sales and marketing	75	72	214	179
General and administrative	51	63	154	165
Systems development and programming	15	18	49	54
Depreciation and amortization of intangible assets	17	17	53	46
Total costs and operating expenses	1,106	1,121	3,295	3,216
Operating income	116	120	382	443
Other income (expense):
Interest expense, bank fees and other	(10)	(22)	(23)	(33)
Interest income	18	5	57	8
Income before provision for income taxes	124	103	416	418
Income taxes	30	26	108	111
Net income	94	77	308	307
Other comprehensive income (loss), net of income taxes	(2)	7	(3)	(4)
Comprehensive income	$ 92	$ 84	$ 305	$ 303
Net income per share:
Basic (in dollars per share)	$ 1.65	$ 1.23	$ 5.23	$ 4.85
Diluted (in dollars per share)	$ 1.63	$ 1.22	$ 5.20	$ 4.81
Weighted average shares:
Basic (in shares)	57	62	59	63
Diluted (in shares)	58	63	59	64
Professional service revenues
Total revenues	$ 185	$ 189	$ 567	$ 565
Insurance service revenues
Total revenues	$ 1,037	$ 1,052	$ 3,110	$ 3,094