CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Total revenues	$ 1,209	$ 1,200	$ 2,455	$ 2,418
Costs and operating expenses:
Insurance costs	868	852	1,720	1,675
Cost of providing services	79	76	156	146
Sales and marketing	70	62	139	107
General and administrative	60	55	103	102
Systems development and programming	17	20	34	36
Depreciation and amortization of intangible assets	18	16	36	29
Total costs and operating expenses	1,112	1,081	2,188	2,095
Operating income	97	119	267	323
Other income (expense):
Interest expense, bank fees and other	(6)	(5)	(13)	(11)
Interest income	20	2	38	3
Income before provision for income taxes	111	116	292	315
Income taxes	28	31	78	85
Net income	83	85	214	230
Other comprehensive loss, net of income taxes	(4)	(3)	(1)	(11)
Comprehensive income	$ 79	$ 82	$ 213	$ 219
Net income per share:
Basic (in dollars per share)	$ 1.40	$ 1.36	$ 3.58	$ 3.62
Diluted (in dollars per share)	$ 1.38	$ 1.35	$ 3.56	$ 3.58
Weighted average shares:
Basic (in shares)	60	62	60	64
Diluted (in shares)	60	63	60	64
Professional service revenues
Total revenues	$ 177	$ 182	$ 382	$ 376
Insurance service revenues
Total revenues	$ 1,032	$ 1,018	$ 2,073	$ 2,042