CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Total revenues	$ 1,246	$ 1,218
Costs and operating expenses:
Insurance costs	852	823
Cost of providing services	78	70
Sales and marketing	69	45
General and administrative	43	47
Systems development and programming	17	16
Depreciation and amortization of intangible assets	18	13
Total costs and operating expenses	1,077	1,014
Operating income	169	204
Other income (expense):
Interest expense, bank fees and other	(7)	(5)
Interest income	18	1
Income before provision for income taxes	180	200
Income taxes	49	54
Net income	131	146
Other comprehensive income (loss), net of income taxes	3	(8)
Comprehensive income	$ 134	$ 138
Net income per share:
Basic (in dollars per share)	$ 2.18	$ 2.23
Diluted (in dollars per share)	$ 2.17	$ 2.21
Weighted average shares:
Basic (in shares)	60	65
Diluted (in shares)	60	66
Professional service revenues
Total revenues	$ 205	$ 194
Insurance service revenues
Total revenues	$ 1,041	$ 1,024