CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Unaudited) - USD ($) shares in Millions, $ in Millions	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Total revenues	$ 1,060	$ 1,048
Costs and operating expenses:
Insurance costs	751	765
Cost of providing services	64	64
Sales and marketing	46	46
General and administrative	36	33
Systems development and programming	13	9
Depreciation and amortization of intangible assets	12	11
Total costs and operating expenses	922	928
Operating income	138	120
Other income (expense):
Interest expense, bank fees and other	(5)	(4)
Interest income	2	5
Income before provision for income taxes	135	121
Income taxes	34	30
Net income	101	91
Other comprehensive (loss) income, net of income taxes	(1)	2
Comprehensive income	$ 100	$ 93
Net income per share:
Basic (in dollars per share)	$ 1.53	$ 1.32
Diluted (in dollars per share)	$ 1.51	$ 1.31
Weighted average shares:
Basic (in shares)	66	68
Diluted (in shares)	67	69
Professional service revenues
Total revenues	$ 153	$ 156
Insurance service revenues
Total revenues	$ 907	$ 892