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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 203,850,000 $ 173,532,000 $ 164,049,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation, amortization and accretion expense 46,735,000 41,680,000 19,509,000
Cash received from (paid to) FDIC under loss share 1,595,000 584,000 1,730,000
Stock compensation expense 4,771,000 5,909,000 3,569,000
Provision (release) for loan losses (5,450,000) (2,100,000) (6,250,000)
Loss (gain) on sale of investment securities 0 (3,499,000) 0
Decrease (increase) in accrued interest receivable (5,652,000) (3,974,000) 2,760,000
Decrease (increase) in federal and state income tax receivable (1,804,000) 16,047,000 5,153,000
Decrease (increase) in cash surrender value of bank owned life insurance (5,992,000) (6,498,000) (5,627,000)
Gain on bank owned life insurance (2,416,000) (6,805,000) 0
Net realized (gain) loss on sales of premises and equipment and real estate owned (1,450,000) (1,673,000) (20,039,000)
Decrease (increase) in other assets (6,876,000) 7,974,000 (14,204,000)
Increase (decrease) in accrued expenses and other liabilities (36,609,000) (41,477,000) 71,071,000
Net cash provided (used) by operating activities 190,702,000 179,700,000 221,721,000
CASH FLOWS FROM INVESTING ACTIVITIES      
Origination of loans and principal repayments, net (459,183,000) (896,450,000) (619,046,000)
Loans purchased (143,605,000) (72,856,000) (105,420,000)
FHLB & FRB stock purchase (530,000,000) (183,609,000) (36,347,000)
FHLB & FRB stock redeemed 525,800,000 177,824,000 26,340,000
Available-for-sale securities purchased (272,780,000) (76,367,000) (137,591,000)
Principal payments and maturities of available-for-sale securities 199,008,000 367,713,000 537,255,000
Proceeds from sales of available-for-sale investment securities 0 362,829,000 50,741,000
Held-to-maturity securities purchased (170,836,000) (466,058,000) 0
Principal payments and maturities of held-to-maturity securities 187,812,000 229,716,000 218,958,000
Proceeds from sales of real estate owned 15,192,000 16,248,000 61,132,000
Proceeds from settlements of bank owned life insurance 3,484,000 10,096,000 0
Purchase of bank owned life insurance 0 0 (100,000,000)
Net cash received (paid) in business combinations (2,211,000) (3,370,000) 0
Proceeds from sales of premises and equipment 1,000 5,209,000 14,685,000
Premises and equipment purchased and REO improvements (27,127,000) (15,461,000) (41,771,000)
Net cash provided (used) by investing activities (674,445,000) (544,536,000) (131,064,000)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase (decrease) in customer accounts 552,445,000 234,460,000 (30,775,000)
Proceeds from borrowings 13,250,000,000 4,590,000,000 1,118,000,000
Repayments of borrowings (13,145,000,000) (4,445,000,000) (868,000,000)
Proceeds from exercise of common stock options and related tax benefit 1,338,000 7,238,000 9,283,000
Dividends paid on common stock (55,997,000) (74,519,000) (49,926,000)
Repurchase of warrants 0 0 (7,744,000)
Treasury stock purchased (164,249,000) (98,374,000) (87,850,000)
Increase (decrease) in advance payments by borrowers for taxes and insurance 786,000 13,733,000 (7,326,000)
Net cash provided (used) by financing activities 439,323,000 227,538,000 75,662,000
Increase (decrease) in cash and cash equivalents (44,420,000) (137,298,000) 166,319,000
Cash and cash equivalents at beginning of year 313,070,000 450,368,000 284,049,000
Cash and cash equivalents at end of year 268,650,000 313,070,000 450,368,000
Non-cash investing activities      
Real estate acquired through foreclosure 4,032,000 3,266,000 12,697,000
Other personal property acquired through foreclosure 3,109,000 0 0
Non-cash financing activities      
Stock issued upon exercise of warrants 3,914,000 7,632,000 0
Cash paid during the year for      
Interest 133,722,000 111,333,000 114,506,000
Income taxes $ 44,260,000 $ 54,078,000 $ 68,507,000