|
Allowance for Losses on Loans (Details) (USD $)
|
3 Months Ended |
12 Months Ended |
|
Dec. 31, 2012
|
Dec. 31, 2011
|
Sep. 30, 2012
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Loans in process |
$ 204,566,000 |
|
|
$ 213,286,000 |
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
133,147,000 |
|
157,160,000 |
157,160,000 |
|
| Charge-offs |
(12,009,000) |
|
|
(84,579,000) |
|
| Recoveries |
2,089,000 |
|
|
14,857,000 |
|
| Provisions & Transfers |
3,600,000 |
|
|
45,709,000 |
|
| Ending Allowance |
126,827,000 |
|
|
133,147,000 |
|
| Provision for loan losses |
3,600,000 |
|
11,210,000 |
|
|
| Loans receivable, gross |
8,031,093,000 |
|
|
7,866,336,000 |
|
| Ratio of type of loan to total loans receivable |
100.00% |
|
|
100.00% |
|
| Nonaccrual loans by portfolio segment |
163,116,000 |
|
185,783,000 |
173,427,000 |
|
| Percentage increase (decrease) in nonperforming assets |
(12.20%) |
|
|
|
|
| Allowance for credit losses, charge-offs, net of recoveries |
9,920,000 |
|
13,829,000 |
|
|
| Ratio of past due loans to total loans, net of charge-offs and LIPs |
2.89% |
|
|
2.69% |
|
| Discount on acquired loans |
50,817,000 |
|
|
33,484,000 |
|
| Deferred net origination fees |
33,973,000 |
|
|
34,421,000 |
|
| Loans and Leases Receivable, Charges to Allowance, Loans in Process and Deferred Fees |
416,183,000 |
|
|
414,338,000 |
|
|
Residential Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
81,815,000 |
|
83,307,000 |
83,307,000 |
|
| Charge-offs |
(6,932,000) |
|
|
(53,789,000) |
|
| Recoveries |
1,582,000 |
|
|
8,164,000 |
|
| Provisions & Transfers |
1,043,000 |
|
|
44,133,000 |
|
| Ending Allowance |
77,508,000 |
|
|
81,815,000 |
|
| Loans receivable, gross |
5,589,425,000 |
|
|
5,779,264,000 |
|
| Ratio of type of loan to total loans receivable |
69.60% |
|
|
73.50% |
|
| Nonaccrual loans by portfolio segment |
108,570,000 |
|
|
131,193,000 |
|
|
Construction, Speculative [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
12,060,000 |
|
13,828,000 |
13,828,000 |
|
| Charge-offs |
(927,000) |
|
|
(4,916,000) |
|
| Recoveries |
54,000 |
|
|
711,000 |
|
| Provisions & Transfers |
(2,527,000) |
|
|
2,437,000 |
|
| Ending Allowance |
8,660,000 |
|
|
12,060,000 |
|
| Loans receivable, gross |
125,716,000 |
|
|
131,526,000 |
|
| Ratio of type of loan to total loans receivable |
1.50% |
|
|
1.60% |
|
| Nonaccrual loans by portfolio segment |
9,471,000 |
|
|
10,634,000 |
|
|
Construction, Custom [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
347,000 |
|
623,000 |
623,000 |
|
| Charge-offs |
0 |
|
|
0 |
|
| Recoveries |
0 |
|
|
0 |
|
| Provisions & Transfers |
(72,000) |
|
|
(276,000) |
|
| Ending Allowance |
275,000 |
|
|
347,000 |
|
| Loans receivable, gross |
229,134,000 |
|
|
211,690,000 |
|
| Ratio of type of loan to total loans receivable |
2.90% |
|
|
2.70% |
|
| Nonaccrual loans by portfolio segment |
39,000 |
|
|
539,000 |
|
|
Land, Acquisition and Development [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
15,598,000 |
|
32,719,000 |
32,719,000 |
|
| Charge-offs |
(2,328,000) |
|
|
(16,978,000) |
|
| Recoveries |
51,000 |
|
|
1,341,000 |
|
| Provisions & Transfers |
1,735,000 |
|
|
(1,484,000) |
|
| Ending Allowance |
15,056,000 |
|
|
15,598,000 |
|
| Loans receivable, gross |
115,655,000 |
|
|
128,379,000 |
|
| Ratio of type of loan to total loans receivable |
1.40% |
|
|
1.70% |
|
| Nonaccrual loans by portfolio segment |
14,318,000 |
|
|
13,477,000 |
|
|
Land, Consumer Lot Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
4,937,000 |
|
5,520,000 |
5,520,000 |
|
| Charge-offs |
(317,000) |
|
|
(2,670,000) |
|
| Recoveries |
0 |
|
|
0 |
|
| Provisions & Transfers |
343,000 |
|
|
2,087,000 |
|
| Ending Allowance |
4,963,000 |
|
|
4,937,000 |
|
| Loans receivable, gross |
140,997,000 |
|
|
141,844,000 |
|
| Ratio of type of loan to total loans receivable |
1.80% |
|
|
1.80% |
|
| Nonaccrual loans by portfolio segment |
4,024,000 |
|
|
5,149,000 |
|
|
Multi Family Housing [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
5,280,000 |
|
7,623,000 |
7,623,000 |
|
| Charge-offs |
(391,000) |
|
|
(1,393,000) |
|
| Recoveries |
6,000 |
|
|
504,000 |
|
| Provisions & Transfers |
212,000 |
|
|
(1,454,000) |
|
| Ending Allowance |
5,107,000 |
|
|
5,280,000 |
|
| Loans receivable, gross |
731,135,000 |
|
|
710,741,000 |
|
| Ratio of type of loan to total loans receivable |
9.20% |
|
|
9.00% |
|
| Nonaccrual loans by portfolio segment |
7,907,000 |
|
|
4,185,000 |
|
|
Commercial Real Estate Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
1,956,000 |
|
4,331,000 |
4,331,000 |
|
| Charge-offs |
(212,000) |
|
|
(814,000) |
|
| Recoveries |
3,000 |
|
|
225,000 |
|
| Provisions & Transfers |
904,000 |
|
|
(1,786,000) |
|
| Ending Allowance |
2,651,000 |
|
|
1,956,000 |
|
| Loans receivable, gross |
609,948,000 |
|
|
406,364,000 |
|
| Ratio of type of loan to total loans receivable |
7.60% |
|
|
5.20% |
|
| Nonaccrual loans by portfolio segment |
16,958,000 |
|
|
7,653,000 |
|
|
Commercial and Industrial Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
7,626,000 |
|
5,099,000 |
5,099,000 |
|
| Charge-offs |
(46,000) |
|
|
(249,000) |
|
| Recoveries |
25,000 |
|
|
2,366,000 |
|
| Provisions & Transfers |
457,000 |
|
|
410,000 |
|
| Ending Allowance |
8,062,000 |
|
|
7,626,000 |
|
| Loans receivable, gross |
280,458,000 |
|
|
166,115,000 |
|
| Ratio of type of loan to total loans receivable |
3.40% |
|
|
2.10% |
|
| Nonaccrual loans by portfolio segment |
987,000 |
|
|
16,000 |
|
|
Home Equity Line of Credit [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
965,000 |
|
1,139,000 |
1,139,000 |
|
| Charge-offs |
(55,000) |
|
|
(232,000) |
|
| Recoveries |
0 |
|
|
66,000 |
|
| Provisions & Transfers |
134,000 |
|
|
(8,000) |
|
| Ending Allowance |
1,044,000 |
|
|
965,000 |
|
| Loans receivable, gross |
138,645,000 |
|
|
126,942,000 |
|
| Ratio of type of loan to total loans receivable |
1.80% |
|
|
1.60% |
|
| Nonaccrual loans by portfolio segment |
489,000 |
|
|
198,000 |
|
|
Consumer Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Beginning Allowance |
2,563,000 |
|
2,971,000 |
2,971,000 |
|
| Charge-offs |
(801,000) |
|
|
(3,538,000) |
|
| Recoveries |
368,000 |
|
|
1,480,000 |
|
| Provisions & Transfers |
1,371,000 |
|
|
1,650,000 |
|
| Ending Allowance |
3,501,000 |
|
|
2,563,000 |
|
| Loans receivable, gross |
69,980,000 |
|
|
63,471,000 |
|
| Ratio of type of loan to total loans receivable |
0.80% |
|
|
0.80% |
|
| Nonaccrual loans by portfolio segment |
353,000 |
|
|
383,000 |
|
|
Loans Collectively Evaluated for Impairment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
115,141,000 |
|
114,552,000 |
117,164,000 |
|
| Loans receivable, gross |
7,399,214,000 |
[1] |
|
7,520,864,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
1.60% |
|
|
1.60% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Residential Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
77,473,000 |
|
|
81,737,000 |
|
| Loans receivable, gross |
5,468,956,000 |
[1] |
|
5,694,337,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
1.40% |
|
|
1.40% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Construction, Speculative [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
6,567,000 |
|
|
9,079,000 |
|
| Loans receivable, gross |
106,292,000 |
[1] |
|
104,312,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
6.20% |
|
|
8.70% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Construction, Custom [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
275,000 |
|
|
347,000 |
|
| Loans receivable, gross |
228,140,000 |
[1] |
|
211,690,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.10% |
|
|
0.20% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Land, Acquisition and Development [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
9,097,000 |
|
|
6,697,000 |
|
| Loans receivable, gross |
78,188,000 |
[1] |
|
47,294,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
11.60% |
|
|
14.20% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Land, Consumer Lot Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
4,217,000 |
|
|
4,176,000 |
|
| Loans receivable, gross |
134,610,000 |
[1] |
|
138,666,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
3.10% |
|
|
3.00% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Multi Family Housing [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
2,862,000 |
|
|
2,818,000 |
|
| Loans receivable, gross |
707,153,000 |
[1] |
|
694,140,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.40% |
|
|
0.40% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Commercial Real Estate Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
2,043,000 |
|
|
1,158,000 |
|
| Loans receivable, gross |
333,610,000 |
[1] |
|
292,550,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.60% |
|
|
0.40% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Commercial and Industrial Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
8,062,000 |
|
|
7,624,000 |
|
| Loans receivable, gross |
171,148,000 |
[1] |
|
161,689,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
4.70% |
|
|
4.70% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Home Equity Line of Credit [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
1,044,000 |
|
|
965,000 |
|
| Loans receivable, gross |
111,986,000 |
[1] |
|
112,812,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.90% |
|
|
0.90% |
|
|
Loans Collectively Evaluated for Impairment [Member] | Consumer Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
3,501,000 |
|
|
2,563,000 |
|
| Loans receivable, gross |
59,131,000 |
[1] |
|
63,374,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
5.90% |
|
|
4.00% |
|
|
Loans Individually Evaluated for Impairment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
11,686,000 |
|
39,988,000 |
15,983,000 |
|
| Loans receivable, gross |
185,078,000 |
[1] |
|
234,354,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
6.30% |
|
|
6.80% |
|
|
Loans Individually Evaluated for Impairment [Member] | Residential Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
35,000 |
|
|
78,000 |
|
| Loans receivable, gross |
104,634,000 |
[1] |
|
84,584,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.00% |
|
|
0.10% |
|
|
Loans Individually Evaluated for Impairment [Member] | Construction, Speculative [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
2,093,000 |
|
|
2,981,000 |
|
| Loans receivable, gross |
17,579,000 |
[1] |
|
25,325,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
11.90% |
|
|
11.80% |
|
|
Loans Individually Evaluated for Impairment [Member] | Construction, Custom [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
0 |
|
|
0 |
|
| Loans receivable, gross |
0 |
[1] |
|
0 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.00% |
|
|
0.00% |
|
|
Loans Individually Evaluated for Impairment [Member] | Land, Acquisition and Development [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
5,959,000 |
|
|
8,901,000 |
|
| Loans receivable, gross |
31,270,000 |
[1] |
|
77,383,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
19.10% |
|
|
11.50% |
|
|
Loans Individually Evaluated for Impairment [Member] | Land, Consumer Lot Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
746,000 |
|
|
761,000 |
|
| Loans receivable, gross |
2,496,000 |
[1] |
|
3,178,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
29.90% |
|
|
23.90% |
|
|
Loans Individually Evaluated for Impairment [Member] | Multi Family Housing [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
2,245,000 |
|
|
2,462,000 |
|
| Loans receivable, gross |
14,649,000 |
[1] |
|
16,000,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
15.30% |
|
|
15.40% |
|
|
Loans Individually Evaluated for Impairment [Member] | Commercial Real Estate Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
608,000 |
|
|
798,000 |
|
| Loans receivable, gross |
13,954,000 |
[1] |
|
26,660,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
4.40% |
|
|
3.00% |
|
|
Loans Individually Evaluated for Impairment [Member] | Commercial and Industrial Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
0 |
|
|
2,000 |
|
| Loans receivable, gross |
496,000 |
[1] |
|
1,134,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.00% |
|
|
0.20% |
|
|
Loans Individually Evaluated for Impairment [Member] | Home Equity Line of Credit [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
0 |
|
|
0 |
|
| Loans receivable, gross |
0 |
[1] |
|
90,000 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.00% |
|
|
0.00% |
|
|
Loans Individually Evaluated for Impairment [Member] | Consumer Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Ending Allowance |
0 |
|
|
0 |
|
| Loans receivable, gross |
0 |
[1] |
|
0 |
[1] |
| Allowance as a percentage of outstanding loans and leases |
0.00% |
|
|
0.00% |
|
|
Nonperforming Financing Receivable [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Loans receivable, gross |
264,219,000 |
|
343,665,000 |
|
|
| Grade as percentage of total gross loans |
2.02% |
|
2.52% |
|
|
| Nonaccrual loans by portfolio segment |
163,116,000 |
|
|
173,427,000 |
|
|
Nonperforming Financing Receivable [Member] | Residential Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
108,570,000 |
|
|
131,193,000 |
|
|
Nonperforming Financing Receivable [Member] | Construction, Speculative [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
9,471,000 |
|
|
10,634,000 |
|
|
Nonperforming Financing Receivable [Member] | Construction, Custom [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
39,000 |
|
|
539,000 |
|
|
Nonperforming Financing Receivable [Member] | Land, Acquisition and Development [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
14,318,000 |
|
|
13,477,000 |
|
|
Nonperforming Financing Receivable [Member] | Land, Consumer Lot Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
4,024,000 |
|
|
5,149,000 |
|
|
Nonperforming Financing Receivable [Member] | Multi Family Housing [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
7,907,000 |
|
|
4,185,000 |
|
|
Nonperforming Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
16,958,000 |
|
|
7,653,000 |
|
|
Nonperforming Financing Receivable [Member] | Commercial and Industrial Loans [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
987,000 |
|
|
16,000 |
|
|
Nonperforming Financing Receivable [Member] | Home Equity Line of Credit [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
489,000 |
|
|
198,000 |
|
|
Nonperforming Financing Receivable [Member] | Consumer Portfolio Segment [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
| Nonaccrual loans by portfolio segment |
$ 353,000 |
|
|
$ 383,000 |
|
|
|
|