The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 2,712 17,707 SH   SOLE   0 0 17,707
ACTIVISION BLIZZARD INC COM 00507V109 4,035 51,819 SH   SOLE   0 0 51,819
ALPHABET INC CAP STK CL C 02079K107 750 343 SH   SOLE   0 0 343
ALPHABET INC CAP STK CL A 02079K305 248 114 SH   SOLE   0 0 114
AMAZON COM INC COM 023135106 988 9,300 SH   SOLE   0 0 9,300
AMERICAN EXPRESS CO COM 025816109 7,828 56,467 SH   SOLE   0 0 56,467
APPLE INC COM 037833100 2,253 16,475 SH   SOLE   0 0 16,475
BK OF AMERICA CORP COM 060505104 13,768 442,271 SH   SOLE   0 0 442,271
BANK NEW YORK MELLON CORP COM 064058100 11,505 275,832 SH   SOLE   0 0 275,832
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 26,232 96,090 SH   SOLE   0 0 96,090
CHEVRON CORP NEW COM 166764100 428 2,957 SH   SOLE   0 0 2,957
CISCO SYS INC COM 17275R102 3,983 93,420 SH   SOLE   0 0 93,420
CITIGROUP INC COM NEW 172967424 966 21,009 SH   SOLE   0 0 21,009
COCA COLA CO COM 191216100 461 7,332 SH   SOLE   0 0 7,332
CONOCOPHILLIPS COM 20825C104 992 11,049 SH   SOLE   0 0 11,049
DISNEY WALT CO COM 254687106 9,425 99,846 SH   SOLE   0 0 99,846
EOG RES INC COM 26875P101 424 3,842 SH   SOLE   0 0 3,842
EXXON MOBIL CORP COM 30231G102 2,089 24,393 SH   SOLE   0 0 24,393
GENERAL DYNAMICS CORP COM 369550108 258 1,165 SH   SOLE   0 0 1,165
GENERAL ELECTRIC CO COM NEW 369604301 3,554 55,823 SH   SOLE   0 0 55,823
INTEL CORP COM 458140100 11,891 317,869 SH   SOLE   0 0 317,869
INTERNATIONAL BUSINESS MACHS COM 459200101 1,771 12,541 SH   SOLE   0 0 12,541
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,711 87,246 SH   SOLE   0 0 87,246
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 188 15,262 SH   SOLE   0 0 15,262
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 15,786 711,394 SH   SOLE   0 0 711,394
ISHARES TR S&P 100 ETF 464287101 836 6,568 SH   SOLE   0 0 6,568
ISHARES TR CORE S&P TTL STK 464287150 983 11,735 SH   SOLE   0 0 11,735
ISHARES TR S&P 500 GRWT ETF 464287309 1,865 30,901 SH   SOLE   0 0 30,901
ISHARES TR S&P 500 VAL ETF 464287408 11,305 82,242 SH   SOLE   0 0 82,242
ISHARES TR RUS 1000 VAL ETF 464287598 691 4,766 SH   SOLE   0 0 4,766
ISHARES TR RUS 1000 GRW ETF 464287614 412 1,885 SH   SOLE   0 0 1,885
ISHARES TR S&P MC 400VL ETF 464287705 861 10,163 SH   SOLE   0 0 10,163
ISHARES TR U.S. TECH ETF 464287721 1,488 18,612 SH   SOLE   0 0 18,612
ISHARES TR U.S. REAL ES ETF 464287739 5,493 59,721 SH   SOLE   0 0 59,721
ISHARES TR U.S. FINLS ETF 464287788 739 10,558 SH   SOLE   0 0 10,558
ISHARES TR ISHS 1-5YR INVS 464288646 553 10,942 SH   SOLE   0 0 10,942
ISHARES TR U.S. PHARMA ETF 464288836 231 1,205 SH   SOLE   0 0 1,205
ISHARES INC CORE MSCI EMKT 46434G103 6,811 138,822 SH   SOLE   0 0 138,822
ISHARES TR IBONDS DEC23 ETF 46434VAX8 226 8,995 SH   SOLE   0 0 8,995
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,888 76,441 SH   SOLE   0 0 76,441
ISHARES TR IBONDS DEC24 ETF 46434VBG4 375 15,157 SH   SOLE   0 0 15,157
ISHARES TR 0-5YR HI YL CP 46434V407 20,020 493,701 SH   SOLE   0 0 493,701
ISHARES TR IBONDS DEC2026 46435GAA0 2,264 95,183 SH   SOLE   0 0 95,183
ISHARES TR HIGH YLD BD FCTR 46435G250 489 11,235 SH   SOLE   0 0 11,235
ISHARES TR IBONDS 27 ETF 46435UAA9 7,049 295,319 SH   SOLE   0 0 295,319
ISHARES TR IBDS DEC28 ETF 46435U515 6,576 263,456 SH   SOLE   0 0 263,456
ISHARES TR IBONDS DEC 29 46436E205 6,120 267,838 SH   SOLE   0 0 267,838
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,253 25,007 SH   SOLE   0 0 25,007
JOHNSON & JOHNSON COM 478160104 4,386 24,708 SH   SOLE   0 0 24,708
MARSH & MCLENNAN COS INC COM 571748102 604 3,891 SH   SOLE   0 0 3,891
MCDONALDS CORP COM 580135101 304 1,232 SH   SOLE   0 0 1,232
MERCK & CO INC COM 58933Y105 11,497 126,101 SH   SOLE   0 0 126,101
MICROSOFT CORP COM 594918104 40,902 159,257 SH   SOLE   0 0 159,257
NOVARTIS AG SPONSORED ADR 66987V109 6,772 80,114 SH   SOLE   0 0 80,114
OCCIDENTAL PETE CORP COM 674599105 725 12,305 SH   SOLE   0 0 12,305
ORACLE CORP COM 68389X105 8,220 117,645 SH   SOLE   0 0 117,645
ORGANON & CO COMMON STOCK 68622V106 210 6,227 SH   SOLE   0 0 6,227
PEPSICO INC COM 713448108 9,544 57,263 SH   SOLE   0 0 57,263
PHILLIPS 66 COM 718546104 672 8,191 SH   SOLE   0 0 8,191
PROCTER AND GAMBLE CO COM 742718109 6,529 45,404 SH   SOLE   0 0 45,404
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,032 52,358 SH   SOLE   0 0 52,358
SHELL PLC SPON ADS 780259305 264 5,049 SH   SOLE   0 0 5,049
S&P GLOBAL INC COM 78409V104 282 836 SH   SOLE   0 0 836
SPDR S&P 500 ETF TR TR UNIT 78462F103 844 2,236 SH   SOLE   0 0 2,236
SPDR SER TR ICE PFD SEC ETF 78464A292 201 5,602 SH   SOLE   0 0 5,602
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 19,837 476,392 SH   SOLE   0 0 476,392
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 881 14,113 SH   SOLE   0 0 14,113
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,877 91,487 SH   SOLE   0 0 91,487
UNILEVER PLC SPON ADR NEW 904767704 7,259 158,382 SH   SOLE   0 0 158,382
UNION PAC CORP COM 907818108 5,673 26,599 SH   SOLE   0 0 26,599
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,791 12,481 SH   SOLE   0 0 12,481
VANGUARD WORLD FD MEGA GRWTH IND 921910816 276 1,518 SH   SOLE   0 0 1,518
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,351 14,044 SH   SOLE   0 0 14,044
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,490 11,304 SH   SOLE   0 0 11,304
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 3,461 18,674 SH   SOLE   0 0 18,674
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 2,864 37,100 SH   SOLE   0 0 37,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 942 22,617 SH   SOLE   0 0 22,617
VISA INC COM CL A 92826C839 12,949 65,769 SH   SOLE   0 0 65,769