The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 2,934 18,098 SH   SOLE   0 0 18,098
ALPHABET INC CAP STK CL C 02079K107 958 343 SH   SOLE   0 0 343
ALPHABET INC CAP STK CL A 02079K305 317 114 SH   SOLE   0 0 114
AMAZON COM INC COM 023135106 1,516 465 SH   SOLE   0 0 465
AMERICAN EXPRESS CO COM 025816109 10,480 56,042 SH   SOLE   0 0 56,042
APPLE INC COM 037833100 2,877 16,475 SH   SOLE   0 0 16,475
AUTODESK INC COM 052769106 248 1,156 SH   SOLE   0 0 1,156
BK OF AMERICA CORP COM 060505104 17,317 420,104 SH   SOLE   0 0 420,104
BANK NEW YORK MELLON CORP COM 064058100 12,824 258,399 SH   SOLE   0 0 258,399
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 33,693 95,473 SH   SOLE   0 0 95,473
CHEVRON CORP NEW COM 166764100 481 2,957 SH   SOLE   0 0 2,957
CISCO SYS INC COM 17275R102 5,243 94,025 SH   SOLE   0 0 94,025
CITIGROUP INC COM NEW 172967424 1,128 21,121 SH   SOLE   0 0 21,121
COCA COLA CO COM 191216100 455 7,332 SH   SOLE   0 0 7,332
CONOCOPHILLIPS COM 20825C104 1,105 11,049 SH   SOLE   0 0 11,049
DISNEY WALT CO COM 254687106 10,122 73,800 SH   SOLE   0 0 73,800
EOG RES INC COM 26875P101 458 3,842 SH   SOLE   0 0 3,842
EXXON MOBIL CORP COM 30231G102 2,435 29,480 SH   SOLE   0 0 29,480
GENERAL DYNAMICS CORP COM 369550108 282 1,170 SH   SOLE   0 0 1,170
GENERAL ELECTRIC CO COM NEW 369604301 4,880 53,335 SH   SOLE   0 0 53,335
INTEL CORP COM 458140100 14,888 300,407 SH   SOLE   0 0 300,407
INTERNATIONAL BUSINESS MACHS COM 459200101 1,632 12,554 SH   SOLE   0 0 12,554
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,912 75,534 SH   SOLE   0 0 75,534
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 207 15,262 SH   SOLE   0 0 15,262
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 17,406 712,177 SH   SOLE   0 0 712,177
ISHARES TR S&P 100 ETF 464287101 494 2,369 SH   SOLE   0 0 2,369
ISHARES TR CORE S&P TTL STK 464287150 1,185 11,735 SH   SOLE   0 0 11,735
ISHARES TR S&P 500 GRWT ETF 464287309 2,369 31,020 SH   SOLE   0 0 31,020
ISHARES TR S&P 500 VAL ETF 464287408 14,702 94,410 SH   SOLE   0 0 94,410
ISHARES TR CORE S&P MCP ETF 464287507 216 806 SH   SOLE   0 0 806
ISHARES TR RUS 1000 VAL ETF 464287598 791 4,766 SH   SOLE   0 0 4,766
ISHARES TR S&P MC 400GR ETF 464287606 247 3,199 SH   SOLE   0 0 3,199
ISHARES TR RUS 1000 GRW ETF 464287614 523 1,885 SH   SOLE   0 0 1,885
ISHARES TR S&P MC 400VL ETF 464287705 764 6,964 SH   SOLE   0 0 6,964
ISHARES TR U.S. TECH ETF 464287721 1,918 18,612 SH   SOLE   0 0 18,612
ISHARES TR U.S. REAL ES ETF 464287739 6,477 59,850 SH   SOLE   0 0 59,850
ISHARES TR US INDUSTRIALS 464287754 207 1,960 SH   SOLE   0 0 1,960
ISHARES TR U.S. FINLS ETF 464287788 892 10,558 SH   SOLE   0 0 10,558
ISHARES TR US CONSM STAPLES 464287812 210 1,047 SH   SOLE   0 0 1,047
ISHARES TR ISHS 1-5YR INVS 464288646 515 9,953 SH   SOLE   0 0 9,953
ISHARES TR U.S. PHARMA ETF 464288836 234 1,205 SH   SOLE   0 0 1,205
ISHARES INC CORE MSCI EMKT 46434G103 7,774 139,946 SH   SOLE   0 0 139,946
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,930 76,441 SH   SOLE   0 0 76,441
ISHARES TR IBONDS DEC24 ETF 46434VBG4 385 15,326 SH   SOLE   0 0 15,326
ISHARES TR 0-5YR HI YL CP 46434V407 21,245 483,290 SH   SOLE   0 0 483,290
ISHARES TR IBONDS DEC2026 46435GAA0 2,385 96,735 SH   SOLE   0 0 96,735
ISHARES TR HIGH YLD BD FCTR 46435G250 547 11,235 SH   SOLE   0 0 11,235
ISHARES TR IBONDS 27 ETF 46435UAA9 7,371 295,554 SH   SOLE   0 0 295,554
ISHARES TR IBDS DEC28 ETF 46435U515 6,996 265,620 SH   SOLE   0 0 265,620
ISHARES TR IBONDS DEC 29 46436E205 6,620 270,098 SH   SOLE   0 0 270,098
JPMORGAN CHASE & CO COM 46625H100 215 1,576 SH   SOLE   0 0 1,576
JOHNSON & JOHNSON COM 478160104 4,421 24,945 SH   SOLE   0 0 24,945
MARSH & MCLENNAN COS INC COM 571748102 663 3,891 SH   SOLE   0 0 3,891
MCDONALDS CORP COM 580135101 347 1,402 SH   SOLE   0 0 1,402
MERCK & CO INC COM 58933Y105 9,503 115,821 SH   SOLE   0 0 115,821
MICROSOFT CORP COM 594918104 50,078 162,429 SH   SOLE   0 0 162,429
NOVARTIS AG SPONSORED ADR 66987V109 6,198 70,628 SH   SOLE   0 0 70,628
OCCIDENTAL PETE CORP COM 674599105 698 12,305 SH   SOLE   0 0 12,305
ORACLE CORP COM 68389X105 9,923 119,945 SH   SOLE   0 0 119,945
ORGANON & CO COMMON STOCK 68622V106 218 6,250 SH   SOLE   0 0 6,250
PEPSICO INC COM 713448108 9,476 56,614 SH   SOLE   0 0 56,614
PHILLIPS 66 COM 718546104 708 8,191 SH   SOLE   0 0 8,191
PROCTER AND GAMBLE CO COM 742718109 7,030 46,006 SH   SOLE   0 0 46,006
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,190 52,385 SH   SOLE   0 0 52,385
SHELL PLC SPON ADS 780259305 649 11,810 SH   SOLE   0 0 11,810
S&P GLOBAL INC COM 78409V104 343 836 SH   SOLE   0 0 836
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,010 2,236 SH   SOLE   0 0 2,236
SPDR SER TR ICE PFD SEC ETF 78464A292 219 5,602 SH   SOLE   0 0 5,602
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 20,841 463,543 SH   SOLE   0 0 463,543
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 14,368 192,965 SH   SOLE   0 0 192,965
UNILEVER PLC SPON ADR NEW 904767704 5,956 130,707 SH   SOLE   0 0 130,707
UNION PAC CORP COM 907818108 7,325 26,810 SH   SOLE   0 0 26,810
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,024 12,482 SH   SOLE   0 0 12,482
VANGUARD WORLD FD MEGA GRWTH IND 921910816 357 1,518 SH   SOLE   0 0 1,518
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,507 14,044 SH   SOLE   0 0 14,044
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,798 11,304 SH   SOLE   0 0 11,304
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 471 4,199 SH   SOLE   0 0 4,199
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 3,658 18,674 SH   SOLE   0 0 18,674
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 3,465 37,100 SH   SOLE   0 0 37,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,043 22,617 SH   SOLE   0 0 22,617
VISA INC COM CL A 92826C839 13,644 61,525 SH   SOLE   0 0 61,525