The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 2,455 18,134 SH   SOLE   0 0 18,134
ALPHABET INC CAP STK CL C 02079K107 1,169 404 SH   SOLE   0 0 404
ALPHABET INC CAP STK CL A 02079K305 330 114 SH   SOLE   0 0 114
AMAZON COM INC COM 023135106 1,124 337 SH   SOLE   0 0 337
AMERICAN EXPRESS CO COM 025816109 9,178 56,097 SH   SOLE   0 0 56,097
APPLE INC COM 037833100 3,486 19,631 SH   SOLE   0 0 19,631
AUTODESK INC COM 052769106 325 1,156 SH   SOLE   0 0 1,156
BK OF AMERICA CORP COM 060505104 18,514 416,141 SH   SOLE   0 0 416,141
BANK NEW YORK MELLON CORP COM 064058100 14,880 256,198 SH   SOLE   0 0 256,198
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 28,639 95,782 SH   SOLE   0 0 95,782
CARRIER GLOBAL CORPORATION COM 14448C104 228 4,211 SH   SOLE   0 0 4,211
CHEVRON CORP NEW COM 166764100 347 2,957 SH   SOLE   0 0 2,957
CISCO SYS INC COM 17275R102 5,997 94,640 SH   SOLE   0 0 94,640
CITIGROUP INC COM NEW 172967424 1,286 21,302 SH   SOLE   0 0 21,302
COCA COLA CO COM 191216100 440 7,434 SH   SOLE   0 0 7,434
CONOCOPHILLIPS COM 20825C104 1,102 15,261 SH   SOLE   0 0 15,261
DISNEY WALT CO COM 254687106 10,307 66,544 SH   SOLE   0 0 66,544
EOG RES INC COM 26875P101 341 3,842 SH   SOLE   0 0 3,842
EXXON MOBIL CORP COM 30231G102 2,186 35,722 SH   SOLE   0 0 35,722
GENERAL DYNAMICS CORP COM 369550108 12,563 60,264 SH   SOLE   0 0 60,264
GENERAL ELECTRIC CO COM NEW 369604301 6,288 66,559 SH   SOLE   0 0 66,559
INTEL CORP COM 458140100 13,345 259,117 SH   SOLE   0 0 259,117
INTERNATIONAL BUSINESS MACHS COM 459200101 1,706 12,764 SH   SOLE   0 0 12,764
INVESCO QQQ TR UNIT SER 1 46090E103 212 534 SH   SOLE   0 0 534
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,190 31,887 SH   SOLE   0 0 31,887
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 229 15,262 SH   SOLE   0 0 15,262
ISHARES TR S&P 100 ETF 464287101 519 2,369 SH   SOLE   0 0 2,369
ISHARES TR CORE S&P TTL STK 464287150 1,228 11,475 SH   SOLE   0 0 11,475
ISHARES TR S&P 500 GRWT ETF 464287309 2,616 31,265 SH   SOLE   0 0 31,265
ISHARES TR S&P 500 VAL ETF 464287408 10,048 64,150 SH   SOLE   0 0 64,150
ISHARES TR CORE S&P MCP ETF 464287507 228 806 SH   SOLE   0 0 806
ISHARES TR EXPANDED TECH 464287515 219 550 SH   SOLE   0 0 550
ISHARES TR RUS 1000 VAL ETF 464287598 800 4,766 SH   SOLE   0 0 4,766
ISHARES TR RUS 1000 GRW ETF 464287614 604 1,978 SH   SOLE   0 0 1,978
ISHARES TR CORE S&P US GWT 464287671 215 1,863 SH   SOLE   0 0 1,863
ISHARES TR S&P MC 400VL ETF 464287705 1,061 10,354 SH   SOLE   0 0 10,354
ISHARES TR U.S. TECH ETF 464287721 2,148 18,708 SH   SOLE   0 0 18,708
ISHARES TR U.S. REAL ES ETF 464287739 7,003 60,301 SH   SOLE   0 0 60,301
ISHARES TR US INDUSTRIALS 464287754 221 1,960 SH   SOLE   0 0 1,960
ISHARES TR U.S. FINLS ETF 464287788 915 10,558 SH   SOLE   0 0 10,558
ISHARES TR US CONSM STAPLES 464287812 210 1,047 SH   SOLE   0 0 1,047
ISHARES TR ISHS 1-5YR INVS 464288646 2,316 42,991 SH   SOLE   0 0 42,991
ISHARES TR U.S. PHARMA ETF 464288836 241 1,205 SH   SOLE   0 0 1,205
ISHARES INC CORE MSCI EMKT 46434G103 8,378 139,958 SH   SOLE   0 0 139,958
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,043 77,345 SH   SOLE   0 0 77,345
ISHARES TR IBONDS DEC24 ETF 46434VBG4 412 15,884 SH   SOLE   0 0 15,884
ISHARES TR 0-5YR INVT GR CP 46434V100 534 10,468 SH   SOLE   0 0 10,468
ISHARES TR 0-5YR HI YL CP 46434V407 19,858 438,358 SH   SOLE   0 0 438,358
ISHARES TR IBONDS DEC2026 46435GAA0 2,023 77,590 SH   SOLE   0 0 77,590
ISHARES TR HIGH YLD BD FCTR 46435G250 577 11,235 SH   SOLE   0 0 11,235
ISHARES TR IBONDS 27 ETF 46435UAA9 7,537 283,770 SH   SOLE   0 0 283,770
ISHARES TR IBDS DEC28 ETF 46435U515 7,308 258,267 SH   SOLE   0 0 258,267
ISHARES TR IBONDS DEC 29 46436E205 7,061 268,222 SH   SOLE   0 0 268,222
JPMORGAN CHASE & CO COM 46625H100 250 1,576 SH   SOLE   0 0 1,576
JOHNSON & JOHNSON COM 478160104 4,302 25,150 SH   SOLE   0 0 25,150
MARSH & MCLENNAN COS INC COM 571748102 676 3,891 SH   SOLE   0 0 3,891
MCDONALDS CORP COM 580135101 376 1,402 SH   SOLE   0 0 1,402
MERCK & CO INC COM 58933Y105 7,912 103,240 SH   SOLE   0 0 103,240
MICROSOFT CORP COM 594918104 55,242 164,253 SH   SOLE   0 0 164,253
NOVARTIS AG SPONSORED ADR 66987V109 5,304 60,635 SH   SOLE   0 0 60,635
OCCIDENTAL PETE CORP COM 674599105 357 12,305 SH   SOLE   0 0 12,305
ORACLE CORP COM 68389X105 10,802 123,865 SH   SOLE   0 0 123,865
PEPSICO INC COM 713448108 9,878 56,865 SH   SOLE   0 0 56,865
PHILLIPS 66 COM 718546104 594 8,191 SH   SOLE   0 0 8,191
PROCTER AND GAMBLE CO COM 742718109 12,606 77,063 SH   SOLE   0 0 77,063
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,248 49,358 SH   SOLE   0 0 49,358
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 408 9,394 SH   SOLE   0 0 9,394
S&P GLOBAL INC COM 78409V104 395 836 SH   SOLE   0 0 836
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,062 2,236 SH   SOLE   0 0 2,236
SPDR SER TR ICE PFD SEC ETF 78464A292 240 5,602 SH   SOLE   0 0 5,602
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 19,651 430,654 SH   SOLE   0 0 430,654
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 13,508 188,708 SH   SOLE   0 0 188,708
UNILEVER PLC SPON ADR NEW 904767704 6,640 123,451 SH   SOLE   0 0 123,451
UNION PAC CORP COM 907818108 8,056 31,978 SH   SOLE   0 0 31,978
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 20,156 707,402 SH   SOLE   0 0 707,402
VANGUARD WORLD FD MEGA GRWTH IND 921910816 487 1,866 SH   SOLE   0 0 1,866
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,500 14,044 SH   SOLE   0 0 14,044
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,900 11,304 SH   SOLE   0 0 11,304
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 471 4,199 SH   SOLE   0 0 4,199
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 3,763 18,828 SH   SOLE   0 0 18,828
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 3,583 37,105 SH   SOLE   0 0 37,105
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,119 22,617 SH   SOLE   0 0 22,617
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 210 1,814 SH   SOLE   0 0 1,814
VISA INC COM CL A 92826C839 12,643 58,339 SH   SOLE   0 0 58,339