Segment Information (Tables)

9 Months Ended

Sep. 30, 2020

Schedule of Selected Financial Data by Reportable Segment

The following is selected financial data for the Company’s reportable segments for the periods indicated (in thousands):


	Three Months Ended September 30,				Nine Months Ended September 30,
	2020		2019		2020		2019
Revenue
ACI On Demand	$	190,369	$	192,952	$	563,892	$	475,299
ACI On Premise	125,514		161,949		343,386		383,075
Total revenue	$	315,883	$	354,901	$	907,278	$	858,374
Segment Adjusted EBITDA
ACI On Demand	$	33,204	$	18,561	$	89,396	$	35,639
ACI On Premise	69,553		99,553		159,555		184,890
Depreciation and amortization	(35,490)		(33,913)		(105,004)		(88,543)
Stock-based compensation expense	(8,061)		(9,371)		(22,943)		(30,328)
Corporate and unallocated expenses	(28,024)		(19,512)		(71,967)		(80,315)
Interest, net	(9,998)		(15,999)		(35,457)		(36,906)
Other, net	1,356		(2,369)		(6,361)		(2,879)
Income (loss) before income taxes	$	22,540	$	36,950	$	7,219	$	(18,442)
Depreciation and amortization
ACI On Demand	$	10,227	$	9,059	$	30,411	$	25,110
ACI On Premise	3,312		2,963		9,849		9,012
Corporate	21,951		21,891		64,744		54,421
Total depreciation and amortization	$	35,490	$	33,913	$	105,004	$	88,543
Stock-based compensation expense
ACI On Demand	$	2,255	$	2,389	$	6,554	$	6,554
ACI On Premise	2,259		2,227		6,568		6,234
Corporate	3,547		4,755		9,821		17,540
Total stock-based compensation expense	$	8,061	$	9,371	$	22,943	$	30,328

Schedule of Revenue by Primary Geographic Markets and Primary Solution Categories

The following is revenue by primary geographic market and primary solution category for the Company’s reportable segments for the periods indicated (in thousands):


	Three Months Ended September 30, 2020						Three Months Ended September 30, 2019
	ACI On Demand		ACI On Premise		Total		ACI On Demand		ACI On Premise		Total
Primary Geographic Markets
Americas - United States	$	170,817	$	28,392	$	199,209	$	176,172	$	53,986	$	230,158
Americas - Other	2,750		12,264		15,014		2,268		22,879		25,147
EMEA	14,564		64,748		79,312		12,191		72,662		84,853
Asia Pacific	2,238		20,110		22,348		2,321		12,422		14,743
Total	$	190,369	$	125,514	$	315,883	$	192,952	$	161,949	$	354,901
Primary Solution Categories
Bill Payments	$	149,385	$	—	$	149,385	$	154,285	$	—	$	154,285
Digital Channels	8,583		5,890		14,473		8,480		6,791		15,271
Merchant Payments	20,720		8,201		28,921		18,534		4,739		23,273
Payments Intelligence	9,037		8,849		17,886		8,759		13,623		22,382
Real-Time Payments	806		12,357		13,163		1,032		19,191		20,223
Retail Payments	1,838		90,217		92,055		1,862		117,605		119,467
Total	$	190,369	$	125,514	$	315,883	$	192,952	$	161,949	$	354,901

	Nine Months Ended September 30, 2020						Nine Months Ended September 30, 2019
	ACI On Demand		ACI On Premise		Total		ACI On Demand		ACI On Premise		Total
Primary Geographic Markets
Americas - United States	$	505,191	$	106,192	$	611,383	$	425,033	$	116,104	$	541,137
Americas - Other	8,402		31,455		39,857		7,118		46,237		53,355
EMEA	42,006		148,129		190,135		36,751		167,268		204,019
Asia Pacific	8,293		57,610		65,903		6,397		53,466		59,863
Total	$	563,892	$	343,386	$	907,278	$	475,299	$	383,075	$	858,374
Primary Solution Categories
Bill Payments	$	440,193	$	—	$	440,193	$	348,592	$	—	$	348,592
Digital Channels	24,304		21,224		45,528		36,280		24,960		61,240
Merchant Payments	61,147		17,903		79,050		55,815		17,398		73,213
Payments Intelligence	29,902		16,904		46,806		26,614		27,164		53,778
Real-Time Payments	2,807		54,608		57,415		2,557		55,714		58,271
Retail Payments	5,539		232,747		238,286		5,441		257,839		263,280
Total	$	563,892	$	343,386	$	907,278	$	475,299	$	383,075	$	858,374

Schedule of Long-lived Assets by Geographic Location

The following is the Company’s long-lived assets by geographic location for the periods indicated (in thousands):


	September 30, 2020		December 31, 2019
Long-lived Assets
United States	$	1,469,111	$	1,526,046
Other	732,595		759,501
Total	$	2,201,706	$	2,285,547