The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,490 39,491 SH   DFND 1 39,491 0 0
AT&T INC COMMON STOCK 00206R102 46 1,213 SH   OTR 1 1,213 0 0
ABBVIE INC COMMON STOCK 00287Y109 199 2,750 SH   DFND 1 2,750 0 0
ABBVIE INC COMMON STOCK 00287Y109 29 400 SH   OTR 1 400 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 282 4,900 SH   DFND 1 4,900 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 197 2,645 SH   DFND 1 1,440 0 1,205
ALTRIA GROUP INC COMMON STOCK 02209S103 67 896 SH   OTR 1 896 0 0
AMAZON COM INC COMMON STOCK 023135106 355 367 SH   DFND 1 367 0 0
APPLE INC COMMON STOCK 037833100 1,670 11,596 SH   DFND 1 11,596 0 0
APPLE INC COMMON STOCK 037833100 51 355 SH   OTR 1 355 0 0
BB&T CORP COMMON STOCK 054937107 552 12,166 SH   DFND 1 12,166 0 0
BB&T CORP COMMON STOCK 054937107 2 50 SH   OTR 1 50 0 0
BP AMOCO PLC SPONS ADR COMMON STOCK 055622104 312 8,990 SH   DFND 1 8,990 0 0
BOEING CO COMMON STOCK 097023105 492 2,487 SH   DFND 1 2,487 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 558 10,019 SH   DFND 1 10,019 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 132 2,370 SH   OTR 1 2,370 0 0
CSX CORP COMMON COMMON STOCK 126408103 462 8,466 SH   DFND 1 8,111 0 355
CSX CORP COMMON COMMON STOCK 126408103 38 690 SH   OTR 1 690 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 510 6,539 SH   DFND 1 6,539 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 45 575 SH   OTR 1 575 0 0
CELGENE CORP COMMON STOCK 151020104 495 3,815 SH   DFND 1 3,815 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 505 1,500 SH   DFND 1 1,500 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 8 24 SH   OTR 1 24 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,959 28,365 SH   DFND 1 28,365 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 144 1,385 SH   OTR 1 1,385 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 231 7,393 SH   DFND 1 7,393 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 42 1,335 SH   OTR 1 1,335 0 0
CLOROX COMMON STOCK 189054109 485 3,640 SH   DFND 1 3,640 0 0
CLOROX COMMON STOCK 189054109 29 215 SH   OTR 1 215 0 0
COCA COLA COMMON STOCK 191216100 163 3,630 SH   DFND 1 3,630 0 0
COCA COLA COMMON STOCK 191216100 74 1,650 SH   OTR 1 1,650 0 0
COMCAST CORP NEW COMMON STOCK 20030N101 247 6,340 SH   DFND 1 6,340 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 225 5,115 SH   DFND 1 5,115 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 23 520 SH   OTR 1 520 0 0
CORNING INC COMMON STOCK 219350105 424 14,094 SH   DFND 1 13,919 0 175
CORNING INC COMMON STOCK 219350105 26 850 SH   OTR 1 850 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 145 904 SH   DFND 1 904 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 80 500 SH   OTR 1 500 0 0
DANAHER CORP COMMON STOCK 235851102 245 2,900 SH   DFND 1 2,900 0 0
DEERE & CO COMMON STOCK 244199105 581 4,705 SH   DFND 1 4,705 0 0
WALT DISNEY CO COMMON STOCK 254687106 222 2,094 SH   DFND 1 2,094 0 0
DOW CHEMICAL COMMON STOCK 260543103 340 5,391 SH   DFND 1 5,229 0 162
DUKE ENERGY HOLDING CORP COMMON STOCK 26441C204 249 2,979 SH   DFND 1 2,979 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK 26441C204 66 787 SH   OTR 1 787 0 0
ESCALADE INC COMMON STOCK 296056104 462 35,294 SH   DFND 1 35,294 0 0
ESCALADE INC COMMON STOCK 296056104 953 72,740 SH   OTR 1 72,740 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 2,427 30,058 SH   DFND 1 30,058 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 111 1,375 SH   OTR 1 1,375 0 0
FACEBOOK INC COMMON STOCK 30303M102 587 3,886 SH   DFND 1 3,886 0 0
FACEBOOK INC COMMON STOCK 30303M102 15 100 SH   OTR 1 100 0 0
FISERV COMMON STOCK 337738108 752 6,145 SH   DFND 1 6,145 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 399 14,777 SH   DFND 1 14,777 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 34 1,259 SH   OTR 1 1,259 0 0
GENUINE PARTS CO COMMON STOCK 372460105 389 4,195 SH   DFND 1 4,195 0 0
GENUINE PARTS CO COMMON STOCK 372460105 5 50 SH   OTR 1 50 0 0
HOME DEPOT INC COMMON STOCK 437076102 566 3,690 SH   DFND 1 3,690 0 0
HOME DEPOT INC COMMON STOCK 437076102 35 225 SH   OTR 1 225 0 0
INTEL CORP COMMON STOCK 458140100 312 9,246 SH   DFND 1 9,246 0 0
INTEL CORP COMMON STOCK 458140100 25 750 SH   OTR 1 750 0 0
IBM COMMON STOCK 459200101 263 1,707 SH   DFND 1 1,707 0 0
IBM COMMON STOCK 459200101 14 94 SH   OTR 1 94 0 0
ISHARES MUTUAL FUNDS - 464285105 122 10,206 SH   DFND 1 10,206 0 0
ISHARES MUTUAL FUNDS - 464287101 215 2,015 SH   DFND 1 2,015 0 0
ISHARES MUTUAL FUNDS - 464287168 317 3,443 SH   DFND 1 3,443 0 0
ISHARES MUTUAL FUNDS - 464287168 23 250 SH   OTR 1 250 0 0
ISHARES MUTUAL FUNDS - 464287200 12,980 53,327 SH   DFND 1 53,191 0 136
ISHARES MUTUAL FUNDS - 464287200 694 2,851 SH   OTR 1 2,851 0 0
ISHARES MUTUAL FUNDS - 464287309 4,246 31,025 SH   DFND 1 30,966 0 59
ISHARES MUTUAL FUNDS - 464287309 320 2,335 SH   OTR 1 2,335 0 0
ISHARES MUTUAL FUNDS - 464287408 457 4,351 SH   DFND 1 4,351 0 0
ISHARES MUTUAL FUNDS - 464287408 6 59 SH   OTR 1 59 0 0
ISHARES MUTUAL FUNDS - 464287457 433 5,125 SH   DFND 1 5,125 0 0
ISHARES MUTUAL FUNDS - 464287465 1,055 16,180 SH   DFND 1 14,909 0 1,271
ISHARES MUTUAL FUNDS - 464287465 69 1,063 SH   OTR 1 1,063 0 0
ISHARES MUTUAL FUNDS - 464287499 4,074 21,207 SH   DFND 1 21,143 0 64
ISHARES MUTUAL FUNDS - 464287499 421 2,193 SH   OTR 1 2,193 0 0
ISHARES MUTUAL FUNDS - 464287507 11,570 66,514 SH   DFND 1 59,646 0 6,868
ISHARES MUTUAL FUNDS - 464287507 139 800 SH   OTR 1 800 0 0
ISHARES COMMON STOCK 464287549 234 1,619 SH   DFND 1 1,619 0 0
ISHARES COMMON STOCK 464287549 16 110 SH   OTR 1 110 0 0
ISHARES MUTUAL FUNDS - 464287606 342 1,741 SH   DFND 1 1,741 0 0
ISHARES MUTUAL FUNDS - 464287614 506 4,248 SH   DFND 1 4,248 0 0
ISHARES MUTUAL FUNDS - 464287622 3,701 27,358 SH   DFND 1 27,358 0 0
ISHARES MUTUAL FUNDS - 464287655 134 954 SH   DFND 1 954 0 0
ISHARES MUTUAL FUNDS - 464287655 212 1,501 SH   OTR 1 1,501 0 0
ISHARES MUTUAL FUNDS - 464287705 621 4,179 SH   DFND 1 4,179 0 0
ISHARES COMMON STOCK 464287721 75 540 SH   DFND 1 540 0 0
ISHARES COMMON STOCK 464287721 142 1,016 SH   OTR 1 1,016 0 0
ISHARES MUTUAL FUNDS - 464287804 5,276 75,248 SH   DFND 1 73,315 0 1,933
ISHARES MUTUAL FUNDS - 464287804 63 902 SH   OTR 1 902 0 0
ISHARES MUTUAL FUNDS - 464288513 1,437 16,253 SH   DFND 1 16,170 0 83
ISHARES MUTUAL FUNDS - 464288513 168 1,906 SH   OTR 1 1,906 0 0
ISHARES MUTUAL FUNDS - 464288570 980 10,971 SH   DFND 1 5,120 0 5,851
ISHARES MUTUAL FUNDS - 464288646 5,709 54,211 SH   DFND 1 53,941 0 270
ISHARES MUTUAL FUNDS - 464288646 501 4,760 SH   OTR 1 4,760 0 0
ISHARES MUTUAL FUNDS - 464288661 361 2,925 SH   DFND 1 2,925 0 0
ISHARES MUTUAL FUNDS - 464288802 786 7,690 SH   DFND 1 5,084 0 2,606
ISHARES MUTUAL FUNDS - 46432F842 5,569 91,455 SH   DFND 1 90,761 0 694
ISHARES MUTUAL FUNDS - 46432F842 272 4,459 SH   OTR 1 4,459 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,269 13,886 SH   DFND 1 13,692 0 194
JP MORGAN CHASE & CO COMMON STOCK 46625H100 82 894 SH   OTR 1 894 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,209 9,140 SH   DFND 1 9,140 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 40 300 SH   OTR 1 300 0 0
LENNOX INTL COMMON STOCK 526107107 445 2,424 SH   DFND 1 2,424 0 0
ELI LILLY & CO COMMON STOCK 532457108 304 3,695 SH   DFND 1 3,695 0 0
ELI LILLY & CO COMMON STOCK 532457108 14 175 SH   OTR 1 175 0 0
LOWES COMPANY COMMON STOCK 548661107 493 6,359 SH   DFND 1 6,359 0 0
MCDONALDS COMMON STOCK 580135101 447 2,917 SH   DFND 1 2,917 0 0
MCDONALDS COMMON STOCK 580135101 100 654 SH   OTR 1 654 0 0
MERCK & CO COMMON STOCK 58933Y105 529 8,255 SH   DFND 1 8,255 0 0
MERCK & CO COMMON STOCK 58933Y105 38 600 SH   OTR 1 600 0 0
METLIFE COMMON STOCK 59156R108 542 9,874 SH   DFND 1 9,874 0 0
METLIFE COMMON STOCK 59156R108 31 565 SH   OTR 1 565 0 0
MICROSOFT CORP COMMON STOCK 594918104 611 8,870 SH   DFND 1 8,525 0 345
MICROSOFT CORP COMMON STOCK 594918104 128 1,858 SH   OTR 1 1,858 0 0
MORGAN STANLEY COMMON STOCK 617446448 281 6,313 SH   DFND 1 6,313 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 727 14,502 SH   DFND 1 14,502 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 237 1,894 SH   DFND 1 1,894 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 373 3,388 SH   DFND 1 3,388 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 11 100 SH   OTR 1 100 0 0
PEOPLES BANCORP INC COMMON STOCK 709789101 26,519 825,362 SH   DFND 1 560,412 264,950 0
PEOPLES BANCORP INC COMMON STOCK 709789101 11,242 349,878 SH   OTR 1 171,007 2,900 175,971
PEPSICO INC COMMON STOCK 713448108 592 5,129 SH   DFND 1 5,129 0 0
PEPSICO INC COMMON STOCK 713448108 82 712 SH   OTR 1 712 0 0
PHILLIPS 66 COMMON STOCK 718546104 390 4,720 SH   DFND 1 4,720 0 0
PHILLIPS 66 COMMON STOCK 718546104 21 260 SH   OTR 1 260 0 0
POWERSHARES MUTUAL FUNDS - 73936Q769 781 33,730 SH   DFND 1 33,697 0 33
POWERSHARES MUTUAL FUNDS - 73936Q769 61 2,653 SH   OTR 1 2,653 0 0
PRAXAIR INC COMMON STOCK 74005P104 224 1,689 SH   DFND 1 1,689 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,279 49,095 SH   DFND 1 49,095 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 325 3,724 SH   OTR 1 3,724 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 206 1,909 SH   DFND 1 1,909 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 14 125 SH   OTR 1 125 0 0
SPDR MUTUAL FUNDS - 78462F103 5,576 23,061 SH   DFND 1 23,061 0 0
SPDR MUTUAL FUNDS - 78462F103 97 400 SH   OTR 1 400 0 0
SPDR MUTUAL FUNDS - 78464A763 2,283 25,681 SH   DFND 1 25,579 0 102
SPDR MUTUAL FUNDS - 78464A763 313 3,517 SH   OTR 1 3,517 0 0
SPDR MUTUAL FUNDS - 78468R739 700 14,428 SH   DFND 1 14,428 0 0
STARBUCKS COMMON STOCK 855244109 214 3,675 SH   DFND 1 3,675 0 0
STATE STREET CORP COMMON STOCK 857477103 258 2,875 SH   DFND 1 2,875 0 0
STATE STREET CORP COMMON STOCK 857477103 18 200 SH   OTR 1 200 0 0
SUN TRUST BANKS INC COMMON COMMON STOCK 867914103 356 6,275 SH   DFND 1 6,275 0 0
SUN TRUST BANKS INC COMMON COMMON STOCK 867914103 9 150 SH   OTR 1 150 0 0
3M COMPANY COMMON STOCK 88579Y101 120 575 SH   DFND 1 575 0 0
3M COMPANY COMMON STOCK 88579Y101 149 715 SH   OTR 1 715 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 432 3,966 SH   DFND 1 3,966 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 11 100 SH   OTR 1 100 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 1,457 37,164 SH   DFND 1 37,164 0 0
UNITED TECH CORP COMMON STOCK 913017109 746 6,112 SH   DFND 1 6,112 0 0
UNITED TECH CORP COMMON STOCK 913017109 70 570 SH   OTR 1 570 0 0
VANGUARD MUTUAL FUNDS - 921937835 5,729 70,006 SH   DFND 1 69,550 0 456
VANGUARD MUTUAL FUNDS - 921937835 594 7,265 SH   OTR 1 7,265 0 0
VANGUARD MUTUAL FUNDS - 921943858 879 21,277 SH   DFND 1 21,277 0 0
VANGUARD MUTUAL FUNDS - 921946406 1,710 21,875 SH   DFND 1 21,378 0 497
VANGUARD MUTUAL FUNDS - 921946406 36 455 SH   OTR 1 455 0 0
VANGUARD MUTUAL FUNDS - 922020805 293 5,942 SH   DFND 1 5,777 0 165
VANGUARD MUTUAL FUNDS - 922020805 116 2,363 SH   OTR 1 2,363 0 0
VANGUARD MUTUAL FUNDS - 922042858 738 18,084 SH   DFND 1 18,084 0 0
VANGUARD MUTUAL FUNDS - 922042858 42 1,024 SH   OTR 1 1,024 0 0
VANGUARD COMMON STOCK 92204A405 748 11,951 SH   DFND 1 11,932 0 19
VANGUARD COMMON STOCK 92204A405 1 17 SH   OTR 1 17 0 0
VANGUARD COMMON STOCK 92204A504 568 3,856 SH   DFND 1 3,847 0 9
VANGUARD COMMON STOCK 92204A504 1 8 SH   OTR 1 8 0 0
VANGUARD MUTUAL FUNDS - 92204A702 763 5,415 SH   DFND 1 5,406 0 9
VANGUARD MUTUAL FUNDS - 92206C409 6,725 84,017 SH   DFND 1 83,508 0 509
VANGUARD MUTUAL FUNDS - 92206C409 766 9,575 SH   OTR 1 9,575 0 0
VANGUARD MUTUAL FUNDS - 92206C870 5,181 59,194 SH   DFND 1 58,895 0 299
VANGUARD MUTUAL FUNDS - 92206C870 453 5,175 SH   OTR 1 5,175 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 516 11,548 SH   DFND 1 11,548 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 72 1,618 SH   OTR 1 1,618 0 0
VULCAN MATERIALS COMMON STOCK 929160109 212 1,670 SH   DFND 1 1,670 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 195 2,200 SH   DFND 1 2,200 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 18 200 SH   OTR 1 200 0 0