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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Nvyqo7AfNjRBiKiqJq7CrGqMNtuovwAu8sQhFLYT+JXheTqK+aA2R5l8Ftn0JI8O
 bOQLpUPbxQXyBnA88uBxFQ==

<SEC-DOCUMENT>9999999997-02-016078.txt : 20020415
<SEC-HEADER>9999999997-02-016078.hdr.sgml : 20020415
<PAPER>
ACCESSION NUMBER:		9999999997-02-016078
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20011231
FILED AS OF DATE:		20020315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WELLS FINANCIAL CORP
		CENTRAL INDEX KEY:			0000934739
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				411799504
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-25342
		FILM NUMBER:		02024134

	BUSINESS ADDRESS:	
		STREET 1:		53 FIRST ST SW
		STREET 2:		P.O. BOX 310
		CITY:			WELLS
		STATE:			MN
		ZIP:			56097
		BUSINESS PHONE:		5075533151

	MAIL ADDRESS:	
		STREET 1:		53 1ST ST SW
		STREET 2:		PO BOX 310
		CITY:			WELLS
		STATE:			MN
		ZIP:			56097
</SEC-HEADER>
<DOCUMENT>
<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-02-016078.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
<TEXT>
This document was generated as part of a paper submission.
Please reference the Document Control Number 02024134 for access to the original document.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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