Minimum to Be Well

Minimum

Capitalized Under

for Capital

Prompt Corrective

Actual

Adequacy Purposes

Action Provisions

Amount

Percent

Amount

Percent

Amount

Percent

Bank as of September 30, 2015:

Tier I capital
(to average assets)

$

28,221

10.37

%

$

10,884

4.00

%

$

13,605

5.00

%

Tier I capital common equity
(to risk weighted assets)

28,221

11.37

%

11,166

4.50

%

16,129

6.50

%

Tier I capital
(to risk weighted assets)

28,221

11.37

%

14,889

6.00

%

19,851

8.00

%

Total risk based capital
(to risk weighted assets)

30,384

12.24

%

19,851

8.00

%

24,814

10.00

%

Bank as of December 31, 2014:

Tier I capital
(to average assets)

25,380

9.90

%

10,255

4.00

%

12,819

5.00

%

Tier I capital
(to risk weighted assets)

25,380

13.58

%

7,478

4.00

%

11,217

6.00

%

Total capital
(to risk weighted assets)

27,566

14.74

%

14,956

8.00

%

18,695

10.00

%