Minimum to Be Well

Minimum

Capitalized Under

for Capital

Prompt Corrective

Actual

Adequacy Purposes

Action Provisions

Amount

Percent

Amount

Percent

Amount

Percent

Bank as of June 30, 2015:

Tier I capital
(to average assets)

$

25,007

9.94

%

$

10,059

4.00

%

$

12,574

5.00

%

Tier I capital common equity
(to risk weighted assets)

25,007

14.51

%

7,754

4.50

%

11,200

6.50

%

Tier I capital
(to risk weighted assets)

25,005

14.51

%

10,338

6.00

%

13,784

8.00

%

Total risk based capital
(to risk weighted assets)

27,196

15.78

%

13,784

8.00

%

17,230

10.00

%

Bank as of December 31, 2014:

Tier I capital
(to average assets)

25,380

9.90

%

10,255

4.00

%

12,819

5.00

%

Tier I capital
(to risk weighted assets)

25,380

13.58

%

7,478

4.00

%

11,217

6.00

%

Total capital
(to risk weighted assets)

27,566

14.74

%

14,956

8.00

%

18,695

10.00

%