Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents, including interest-bearing accounts, 2015, $11,037; 2014, $7,411	$ 19,865	$ 14,373
Certificates of deposit, at cost	1,241	4,181
Federal funds sold	3,000	2,000
Securities available for sale	32,822	34,177
Federal Home Loan Bank stock, at cost	2,068	2,079
Loans held for sale	3,567	1,707
Loans receivable, net of allowance for loan loss of $2,184 in 2015; $2,158 in 2014;	177,859	182,050
Accrued interest receivable	966	834
Premises and equipment, net	3,079	3,172
Mortgage servicing rights, net	1,871	1,886
Foreclosed real estate	3,199	3,656
Other assets	1,764	1,711
Total assets	251,301	251,826
Liabilities
Deposits	220,860	221,972
Advances from borrowers for taxes and insurance	2,621	2,630
Accrued interest payable	60	17
Accrued expenses and other liabilities	575	588
Total liabilities	$ 224,116	$ 225,207
Commitments, Contingencies and Credit Risk
Mezzanine Equity
Redeemable common stock held by ESOP, $0.10 par value, 95,602 shares issued, 89,928 outstanding at June 30, 2015; 95,602 outstanding at December 31, 2014	$ 2,383	$ 2,533
Stockholders' Equity
Preferred stock, no par value; 500,000 shares authorized; none outstanding
Common stock, $0.10 par value; 7,000,000 shares authorized; 2,091,898 shares issued	$ 209	$ 209
Additional paid-in capital	17,116	17,110
Retained earnings, substantially restricted	36,479	35,552
Accumulated other comprehensive income	41	93
Treasury stock, 2015, 1,451,478 shares; 2014, 1,445,248 shares	(29,043)	(28,878)
Total stockholders' equity	24,802	24,086
Total liabilities, mezzanine equity and stockholders' equity	$ 251,301	$ 251,826