Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Cash Flows From Operating Activities
Net income	$ 493	$ 251
Adjustment to reconcile net income to net cash provided by operating activities:
Provision for loan losses	70	170
Gain on sale of loans	(165)	(176)
Originations of loans held for sale	(5,635)	(5,848)
Proceeds from the sale of loans held for sale	4,761	6,669
Net change in mortgage servicing rights	23	18
Loss (gain) on sales of foreclosed real estate, net	13	(21)
Depreciation expense	50	45
Amortization of net deferred loan origination fees	(23)	(22)
Amortization of securities premiums	52	50
Impairment of foreclosed real estate	10	26
Stock-based compensation expense	3	8
Changes in assets and liabilities:
Accrued interest receivable	30	80
Other assets	360	52
Accrued expenses and other liabilities	150	203
Net cash provided by operating activities	192	1,505
Cash Flows From Investing Activities
Net decrease in loans	3,257	946
Net decrease in certificates of deposit	490	245
Net increase in federal funds sold	(6,000)	(6,500)
Purchase of Federal Home Loan Bank stock	(40)	(41)
Proceeds from sale of Federal Home Loan Bank stock	26	26
Purchase of securities available-for-sale	(280)	(1,871)
Maturities and sale of available-for-sale securities	1,977	$ 7,363
Purchase of premises and equipment	(1)
Proceeds from sales of foreclosed real estate	59	$ 332
Net cash (used in) provided by investing activities	(512)	500
Cash Flows From Financing Activities
Net decrease in deposits	(2,143)	(206)
Net increase in advances from borrowers for taxes and insurance	1,221	1,310
Dividends paid	(134)	(114)
Purchase of treasury stock	(15)	(177)
Net cash (used in) provided by financing activities	(1,071)	813
Net (decrease) increase in cash and cash equivalents	(1,391)	2,818
Cash and Cash Equivalents
Beginning	14,373	12,625
Ending	$ 12,982	$ 15,443